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    • Hello I hope someone can give me some advice here, as I am at a bit of a loss on how to proceed. This relates to alleged offences under the RTA. Yesterday I received a notification from the local police of intention to prosecute for the following offences: 1 driving without due care and attention 2 failing to stop at a road traffic accident 3 failing to report a road traffic accident At this stage they have only asked me to say whether I was the driver at the time or not and provided a blank sheet of paper to give information about the incident. Going by the location (just round the corner from where I live) I can only imagine this relating to one recent incident, which wasn't actually an accident but more of a road rage event. I was driving past someone unloading or working next to his lorry which had stopped in the road. I wasn't going fast or anything, while I went by lorry man turned around and punched and kicked my car whilst going past him. I stopped and got out and wanted to know what he thought he was doing punching and kicking my car. He then hurled some verbal abuse at me, swearing and he was quite aggressive. I still didn't know what his problem was and said I would report him to his company for threatening behaviour and vandalism for punching my car. I got my phone and tried to take a photo of his lorry and number plate but at that moment he came right at me, still shouting and swearing, so I was worried he may hit me next, as he already punched my car. I thought if the guy hits me I will come off second best, so I decided to retreat. I quickly got back into my car and left. When I checked my phone later the photo I tried to take was blurred and useless, so I thought it was pointless to report the incident to the police, as the guy would not be traceable. Over that I forgot about it until I got the letter yesterday in the post. This is the only thing I believe this can relate to, but I have no idea based on what the three above allegations come from There was no road traffic accident, more of a road rage incident. So I am at a loss what to do. I have 28 days to respond. Should I just say yes I was the driver and was there and see what happens next, or should I already make a written statement on the attached piece of paper they sent me and send that with it ? Is there anyone here who would have a rough idea what to do next ? I tried my legal advice line through my Union, but they have sent me from pillar to post, now say it needs to go to a different department again and that would be chargeable as the RTA comes under Criminal Law. So any advice would be appreciated Many Thanks
    • So a quick update got bounced around two different departments and managed to speak to a DVLA bod , explained the situation and they could see the overlap and that DD payments had been made from Feb , also no formal remiders prior , they gave me a number for the legal dept who I am calling this morning to see what they can do in terms of the SJP notice , still have time to submit this online.  Will update after my chat this morning 
    • filed the defence at same time as suggested @dx100uk
    • Also, I am trying to understand how invoicing a large sum in a 6m period becomes tax fraud?   Is it because if he had invoiced over the £85k threshold he should have been obligated to charge vat?  Which would have meant hmrc would have benefited from the vat amount? So by not charging it Hmrc have lost out on £s revenue?  Is that what makes it tax fraud? So as a self-employed contractor, let's say he invoiced one Co for 200k.  Should he have charged vat on the full 200k (£40k)? Or just on the sum above the threshold (£23k)?  And that by not charging vat, he has knowingly withheld tax £s from Hmrc? And is the payer complicit ?
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CCJ on Equifax


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Hi,

 

I have just done a credit check with Equifax and found a CCJ on there through Northampton CCBC dated March 2005.

 

The CCJ is for exactly £100 which is a really odd amount and I have no idea who\what it is from. It is also registered at an address that I have not lived at for some years.

 

Does anyone know if there is a way of finding out what the CCJ is for? There is a ref number on Equifax which starts with 5QVxxxxx.

 

Any help would be appreciated as always!

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I've just had the thought that as it's a previous address, by doing a search from your new address you will let it be known where you are.

 

I don't advocate debt avoidance, but I just thought I should point that out (as I'm a Gentleman :rolleyes: )

HOIST BY THEIR OWN PETARD.

 

Blimey it works....:-)

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Too late I am afraid, I have already had a couple of nasty shocks come back to haunt me from my student days, but thanks for the warning anyway.

 

It is the weird amount that is bothering me more than anything. £100 exactly sounds like a set fine or fee rather than just an unpaid bill.

 

Is there anyway of contacting the Northampton court directly to pay the bill? I preume that it has to go through the solictor's who put the claim in which obviously I don't know.

 

Can't decide wether to do the RTL search and see what it comes up with or just leave it and see if whoever put the claim in the first place cares enough to search for me, which would not be difficult. Either way I am stuck with it on my record for the next five years or so.

 

Is there no law that says the person you are claiming against has to be aware of the claim in the first place?

 

Grrr.

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Ask the court to send you the case particulars, quoting that reference number which should be the case number. If it's a default judgment (it must be if you didn't know about it) you can probably have it set aside and re-tried but this will cost you £65. If it's a statutory fine you'll have to pay it so basically you can get it off Equifax for £165. If you just pay the bill/fine it will simply be marked as satisfied on Equifax, stay there and still wreck your credit score.

"Why CCJ when you can CCA!"

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Right then...

 

I got through to the courts and they told me the CCJ was from the DVLA.

 

I phoned the DVLA and they said that it was for failure to re-tax a car that I had not owned for a couple of years. It seems that the individual I sold it to had not sent in the transfer document as he promised he would.

 

The weirdest thing is that they claim that I made a payment for the arears owed but failed to pay the actual fine and that is what the CCJ was for. Now I never made any sort of payment relating to that vehicle as i didn't even own it and did not know anything about the offence. I moved house at the same time as selling the vehicle so I guess the documents were being sent to my old address but then again I had been registered at my current address with the DVLA long before this went to court so don't understand why they would not have sent documents relating to me to the correct address.

 

The lady at the DVLA said that even if I re-open the case I am likely to still be found at fault as I had not informed the DVLA of the change of ownership so I end up stuck with a CCJ because a mate of a mate failed to send in the original documents.

 

Please help! Is this an SAR situation? If I can prove that I did not know anything about this and that the arears payment was not made by me do you think I have a case for getting it removed?

 

Any advice would be really appreciated.

 

Maybe I should re-post this in a more relevant area.

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