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    • Hi. I've moved your thread to the Residential and Commercial lettings forum. People should be along to advise later. HB
    • Ah I never even considered it, odd f9r me because im Tech savvy. Had a look and sure enough its all there in my google timeline. Perfect. 
    • is the home in joint names but this is solely your debt? need far more history to be able to comment if it's paid off and was not just written of by one partly on their books and sold to anther, thus the cra file says £0. dx
    • So, Sunak has managed to get someone to 'volunteer to go to Rwanda hasn't he? .. for just £3000 payment to the person plus 5 years free board and lodging isnt it? - cost to UK taxpayer over £300M+ (300 million quid+) isnt it? - Bargain says Rwanda, especially with all the profit we made privately selling those luxury chalets Bravermann advertised for us   I wonder how many brits would jump at that offer? Thousands? Hundreds of thousands? Lets see, up to 5 years free board and lodging and £3k in my pocket .. I'd go - and like that person - just come back if/when I get bored. First job - off to Botswana for a week to see the elephants.   Of course the paid volunteers going to Botswana are meaningless - Rwanda have REPEATEDLY said they wont take any forcibly trafficked people in breach of international law eh? Have the poops actually got any civil servants to agree to go yet - probably end up as more massive payments to VIPal contractors to go and sit there doing nowt shortly eh?    
    • Hi Wondered if I could get a little advise please. I entered into a commercial lease (3 years) and within a few months I had to leave as the business I was trading with collapsed. I returned the keys to the landlord and explained the situation and no money, also likely to go on benefits but the landlord stuck to their guns. They have now instructed solicitors to send letter before action claiming just over £4000. The lease was mine and so the debt. I know this. I have emailed the solicitors twice to explain I am out of work and that with help from family I could offer a full and final settlement figure of £1500 or £10pw. This was countered by them with an offer to reduce the debt by £400, or pay off the amount over 12 months. I went back with an improved full and final offer of £2500 or £20pw. This has been rejected with the comment 'papers ready to go to court'. I have no hope of paying the £4000 and so it will have to go to court. Pity as I have no debts otherwise but not working is a killer. I wondered if they take me to court, could I ask for mediation? I also think that taking me to court will result in a pretty much nothing per week payment from my benefits. Are companies just pushing ahead with action even if a better offer is on the table? Thanks for your help.
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RBS have failed to repond - need help with MCOL


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Any help for a Money Claim Online Virgin would be appreciated!

 

The story so far...

 

I have gone through all the various stages which ended with a letter before action being sent on the 21st December after RBS had failed to respond to my preliminary letter (Both letters sent Royal mail Special Delivery).

 

The deadline for a responce has now passed and i have saved enough cash to start my claim so any help on where to start, what to look out for etc etc would be appreciated.

 

To rub salt into the wound they have just sent me a letter threatening court action if I do not repay my overdfaft! (Nothing to do with my claim though as the account has been dormant for a long time) - Any help on how to respond to this would also be appreciated.

 

Cheers

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With regards to court threats, send them a letter pointing out that the account is in dispute and as such any moves toward court on their behalf would be very dimly viewed....if your claim is greater than the overdraft, be sure to point this out to them.

 

Otherwise everything you need to proceed can be found here somewhere, check bank templates for MCOL wording etc.

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