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    • With Farage back in the news, here's a reminder of his interview with Claire Byrne on Irish TV a few years ago.  
    • So, why do DVLA (via that leaflet) say 1) that S.88 MAY allow a driver to be treated as if they have a valid licence (after an application that discloses a medical condition) AND   2) before DVLA have reached their licensing decision ? (Since S.88 ceases to apply once they have reached a decision to grant or refuse a licence)
    • Thanks for that, Bazza. It sheds some more light on things but I’m still by no means sure of the OP’s father’s likelihood of successfully defending the charge. This in particular from the guidance stands out me: He does not meet all the s88 criteria. S88 is clear and unambiguous: It makes no provision for either the driver or a medical professional to make a judgement on his fitness to drive under s88. S92(4) and the June 2013 guidance you mention defines in what circumstances the SoS must issue a licence. It does no modify s88 in any way. However, delving further I have noticed that the DVLA provides a service where the driver can enter a relevant medical condition to obtain the correct documentation to apply for a licence: https://www.gov.uk/health-conditions-and-driving/find-condition-online I haven’t followed this through because I don’ have the answers that the OP’s father would give to the questions they will ask and in any case it requires the input of personal information and I don’t want to cause complications with my driving licence. It is possible, however, that the end result (apart from providing the necessary forms) is a “Yes/No” answer to whether the driver can continue to drive (courtesy of s88). With that in mind, I should think at  the very least the OP’s father should have completed that process but there is no mention that he has. The Sleep Apnoea Trust gives some useful guidance on driving and SA: https://sleep-apnoea-trust.org/driving-and-sleep-apnoea/detailed-guidance-to-uk-drivers-with-sleep-apnoea/ I know nothing about SA at all and found It interesting to learn that there are various “grades” of the condition. But the significant thing which struck me is that it is only the least trivial version that does not require a driver to report his condition to the DVLA. But more significant than that is that the SA Trust makes no mention of continuing to drive once the condition has been reported. The danger here is that the court will simply deconstruct s88 and reach the same conclusion that I have. I accept, having looked at the DVLA guidance, that there may be (as far as they are concerned) scope for s88 to apply contrary to the conditions stated in the legislation. Firstly, we don’ know whether there is and secondly we don’t know whether the OP’s father would qualify to take advantage of it. Of course he could argue that he need no have reported his condition. The SA trust certainly emphasises that the condition should not be reported until a formal detailed diagnosis is obtained. But the fact is he did report it. As soon as he does that, as far as I can see,  s88 is no longer available to him. Certainly as it stands I maintain my opinion that he was not allowed to continue driving under s88. The only way I would change this is to see the end result of the DVLA exercise I mentioned above. If that said he could continue driving he would have a defence to the charge. Without it I am not confident.  
    • Americans are already keen on UK-made coins, and the Mint said it has seen a 118 per cent increase in sales to the US since 2022.View the full article
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    • We have finally managed to obtain the transcript of this case.

      The judge's reasoning is very useful and will certainly be helpful in any other cases relating to third-party rights where the customer has contracted with the courier company by using a broker.
      This is generally speaking the problem with using PackLink who are domiciled in Spain and very conveniently out of reach of the British justice system.

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      OT APPROVED, 365MC637, FAROOQ, EVRi, 12.07.23 (BRENT) - J v4.pdf
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rob2010 v halifax says hello


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Hi Rob

I am fighting the halifax also So far I have requested my charges for the last 6 years within 40 days they have over run this so I need to send another letter.

How far have you got with yours ? What stage are you at?

 

Wizpeep

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Hi Rob

I am fighting the halifax also So far I have requested my charges for the last 6 years within 40 days they have over run this so I need to send another letter.

How far have you got with yours ? What stage are you at?

 

Wizpeep

 

Welcome to both of you

Firstly Wizpeep have you had any information from the Halifax they do normally send the required list of charges (statements) in fact I had two lots for both accounts that I was claiming on. If not carry on with the process and send the DPA non - compliance letter - template in the library. If you have received statements then move on to the next stage of asking for YOUR money back and complete the speadsheet - schedule of charges (see below). Good luck

 

Rob2010 - You need to read the FAQ's and some of the threads in the Halifax section and then start your claim, I am assuming that you are claiming from the Halifax?

 

Anyway good luck to both of you and any questions just ask there are thousands of us to help;)

Boo

;) Boobaby

Please hit the scales if you think I've helped!

Please note that advice given is purely my opinion and should be treated as such.

FAQ’s

http://www.consumeractiongroup.c o.uk/forum/faqs-please-read-these/

HSBC Claim - August 2006 £2,700 paid November 2006

Halifax Claim - August 2006 £4,100 paid December 2006

GE Capital - August 2006 - settled

Log Book Loans - August 2007 - sorted

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Hi all,I've just received 6 years of current account statements with no probs at all,and I've calculated that I've paid $1,456 (THAT'S NOT DOLLARS,MY KEYBOARDS KNACKERED!)Anyway,I've prepared my letter for my money to be returned with a full list of charges,but the only thing is now is where do I send the letter to,as I'm advised not to send it to my local branch of The Halifax.Sounds a bit lame I know but can anybody help me please? Yours John

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Hi all,I've just received 6 years of current account statements with no probs at all,and I've calculated that I've paid $1,456 (THAT'S NOT DOLLARS,MY KEYBOARDS KNACKERED!)Anyway,I've prepared my letter for my money to be returned with a full list of charges,but the only thing is now is where do I send the letter to,as I'm advised not to send it to my local branch of The Halifax.Sounds a bit lame I know but can anybody help me please? Yours John

 

Hi Johnny123, Rob2010 & Wizpeep

This thread needs to be listed under the Halifax site of the forum if I were you I would cut and paste this post and start a thread there as this is the welcome site. You will get all the addresses and contacts there also - here it is as well:

Halifax PLC

Trinity Road

HX1 2RG

There are also people on that site that can help you with problems specific to the Halifax.

Have you prepared a spreadsheet (see below) to accompany the request letter and don't forget to send all information recorded delivery.

Any further information required don't hesitate to ask but as I said use your own thread.

Good luck

Boo

;) Boobaby

Please hit the scales if you think I've helped!

Please note that advice given is purely my opinion and should be treated as such.

FAQ’s

http://www.consumeractiongroup.c o.uk/forum/faqs-please-read-these/

HSBC Claim - August 2006 £2,700 paid November 2006

Halifax Claim - August 2006 £4,100 paid December 2006

GE Capital - August 2006 - settled

Log Book Loans - August 2007 - sorted

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Hi - I would stick with the Trinity Road address as I understand that if your claim ends up in court, they don't, for some reason, acknowledge letters sent to a PO address. (That is what I understand, although I stand to be corrected :o if wrong!!) I sent all of my correspondence to Trinity Road. Please take a few mins to read my thread. My claim with the Halifax was resolved very quickly. Best wishes.

jaxads

 

Halifax - £2281, successfully refunded all charges after LBA letter & telephone call.

Have been offered the difference between the £20 and £12 charges from Capital One -- am sending LBA for remainder.

GE Money - Received settlement of £441, being total charges requested. No interest though.

CCA'd Bank of Scotland / Blair Oliver Scott to produce CCA Agreements on two Credit Cards - well in default, although still chasing payment!!!

EOS Solutions "ceased action on account" on behalf of a friend.

 

All in all, quite busy at the moment and enjoying every minute of it
:eek:

 

 

 

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Is there a particular reason why you should not send the preliminary letter to your local branch? Surely they can deal with it there, or refer it higher up the food chain if they can't?

 

I asked for my account statements over the counter at my branch, and received them in less than a week.

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Hello again everyone,I've tried looking everywhere for a spreadsheet to use to send with my letter,but to no avail.I'm not too sure what a spreadsheet is even, and what it's purpose is in this matter anyway!Isn't a handwritten list of dated charges over the past six years sufficient,bearing in mind I've read that I shouldn't even be mentioning any interest charges owing to me. Think I'm a bit confused.com.:confused:

Cheers anyway,John

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