Jump to content


  • Tweets

  • Posts

    • Thanks, I've had my fill of this lot. What makes me so mad is that I had to take out student loan to get any DHSS help.
    • there is NO exposure if you simple remove your name address/ref numbers etc from docs, over 10'000 pdf uploads are here. which then harvests IP addresses off of the people that then do so..which is why we do not allow hosting sites. read our rules and upload carefully thats exactly why we say capture as JPG, redact, then convert/merge to one mass PDF. then online sites to achieve that we list do not leave watermarks.  every once in a while we have a user like you that thinks they know better...we've been doing it since 2006 with not one security issue. thank you.
    • was at the time you ticked it  but now they've still not complied . if you read up, here , you'll see thats what everyone does,  
    • no they never allow the age related get out, erudio are masters at faking supposed 'arrears' fees which were levied before said date and thus null its write off. 1000's of threads here on them!! scammers untied that lot. i can almost guarantee they'll state it's not SB'd too re above, but just ignore them once sent. dx    
  • Our picks

    • If you are buying a used car – you need to read this survival guide.
        • Like
      • 1 reply
    • Hello,

      On 15/1/24 booked appointment with Big Motoring World (BMW) to view a mini on 17/1/24 at 8pm at their Enfield dealership.  

      Car was dirty and test drive was two circuits of roundabout on entry to the showroom.  Was p/x my car and rushed by sales exec and a manager into buying the mini and a 3yr warranty that night, sale all wrapped up by 10pm.  They strongly advised me taking warranty out on car that age (2017) and confirmed it was honoured at over 500 UK registered garages.

      The next day, 18/1/24 noticed amber engine warning light on dashboard , immediately phoned BMW aftercare team to ask for it to be investigated asap at nearest garage to me. After 15 mins on hold was told only their 5 service centres across the UK can deal with car issues with earliest date for inspection in March ! Said I’m not happy with that given what sales team advised or driving car. Told an amber warning light only advisory so to drive with caution and call back when light goes red.

      I’m not happy to do this, drive the car or with the after care experience (a sign of further stresses to come) so want a refund and to return the car asap.

      Please can you advise what I need to do today to get this done. 
       

      Many thanks 
      • 81 replies
    • Housing Association property flooding. https://www.consumeractiongroup.co.uk/topic/438641-housing-association-property-flooding/&do=findComment&comment=5124299
        • Like
      • 161 replies
    • We have finally managed to obtain the transcript of this case.

      The judge's reasoning is very useful and will certainly be helpful in any other cases relating to third-party rights where the customer has contracted with the courier company by using a broker.
      This is generally speaking the problem with using PackLink who are domiciled in Spain and very conveniently out of reach of the British justice system.

      Frankly I don't think that is any accident.

      One of the points that the judge made was that the customers contract with the broker specifically refers to the courier – and it is clear that the courier knows that they are acting for a third party. There is no need to name the third party. They just have to be recognisably part of a class of person – such as a sender or a recipient of the parcel.

      Please note that a recent case against UPS failed on exactly the same issue with the judge held that the Contracts (Rights of Third Parties) Act 1999 did not apply.

      We will be getting that transcript very soon. We will look at it and we will understand how the judge made such catastrophic mistakes. It was a very poor judgement.
      We will be recommending that people do include this adverse judgement in their bundle so that when they go to county court the judge will see both sides and see the arguments against this adverse judgement.
      Also, we will be to demonstrate to the judge that we are fair-minded and that we don't mind bringing everything to the attention of the judge even if it is against our own interests.
      This is good ethical practice.

      It would be very nice if the parcel delivery companies – including EVRi – practised this kind of thing as well.

       

      OT APPROVED, 365MC637, FAROOQ, EVRi, 12.07.23 (BRENT) - J v4.pdf
        • Like

Whatawoman v HSBC *******WON*******


style="text-align: center;">  

Thread Locked

because no one has posted on it for the last 6242 days.

If you need to add something to this thread then

 

Please click the "Report " link

 

at the bottom of one of the posts.

 

If you want to post a new story then

Please

Start your own new thread

That way you will attract more attention to your story and get more visitors and more help 

 

Thanks

Recommended Posts

  • Replies 298
  • Created
  • Last Reply

Top Posters In This Topic

Top Posters In This Topic

My AQ questionnaire was also due 2nd April. I filed mine on the 23rd March.

 

Went to court today to file an N1 for a different case. Then spoke to a court official to ask whether HBSC had filed AQ in this case. He confirmed they hadn't (suprise suprise!) However he then spoke to a collegue who told me that the Judge was going to file an Order tomorrow. He said the Judges were not happy at all with the Banks.... Will wait to see what happens and it will probably be the file within 7 days or else scenario, however it seems increasingly that the Judges are now to sick to the back teeth with the banks and their delaying tactics.

Link to post
Share on other sites

I am a little concerned to see that someone who is not having the AQ stage has been given a pre court date of JULY- I think this just gives DG longer to put off making payments- If they know that it will take that long to get a pre trial date they might stop making payments at the AQ stage - and I have already spent this refund lol.

Link to post
Share on other sites

Haha loads of Gucci I bet!!! :D That sucks if peeps have got to wait to July doesn't seem right at all. I wonder whether it would be worthwhile sending a letter to the judge something along the lines of the draft order of directions that goes in the AQ in order to see if some sort of disclosure can be arranged in advance pointing out that the banks have yet to defend a case in court and seem intent on delaying settlements but a disclosure order would speed things along in advance of the pretrial.

Guide to claiming back your bank charges

 

Most of your questions can be answered by following this link.

Link to post
Share on other sites

I called the court again today to see the status of this claim and the very unhelpful lady just said:

"We are waiting for the District Judge to make direction"

I asked what that meant and she jsut said you will get a copy of his order in the post!!!

 

So now what? any ideas what this means?

Thanks

Helen

Link to post
Share on other sites

did you ask if they've filed their aq?

have you sent a nudging letter from the when you've filed your aq?

i've just put a second nudge letter there - i think you nudge dg every 10 days now until they offer - with a breakdown included every time.

Link to post
Share on other sites

They didn't file their AQ. (deadline 2nd April)

I sent a copy of my AQ and draft order for directiona dn breakdown to DG on 1st April.

I sent a nudge letter after the AQ deadline.

AAAggghhhhh asking this court lady anything was like getting blood out of a stone.Last time i asked (4th April), she said the judge would need to issue an "unless order" I don't know if that was done or not or is this what is about to be done - if so they have had more than enough time, this is not on!

Link to post
Share on other sites

Thanks Lattie - just emailed this to everyone at DG....

 

Re: Helen Ashby - v - HSBC

account no, 40-43-17 XXXXXXXX

Claim number:XXXXXXX

Filed 12/02/2007

 

11 April 2007,

 

I see that as of 11/04/07,you still have not filed your Allocation Questionaire(AQ). I cannot understand why you have not contacted me out of courtesy to acknowledge the receipt of the courtesy copy of my own AQ along with my other information. Perhaps you would like to discuss this with me.

 

If you intending to file an Allocation Questionaire, please do soon as the judge will be reviewing this matter again within the near future.

 

Should this case proceed to court - I will be more than happy to show the judge my attempts at resolving this matter. I have yet to hear anything from your office. I do realise that due to the heavy volume of cases with which you are dealing I have to wait until you can get to my case but I think this has gone on way longer than is proper in dealing with cases in a timely manner.

 

I repeat my suggestion that in order to more speedily resolve this matter, I am willing to accept the sum of £1,813.43. (please find attached breakdown) Upon receipt of this amount, I will halt my claim against HSBC. I do not agree to waive my rights in respect of any other actions, nor do I agree to a clause of confidentiality.

 

I look forward to hearing from you.

 

Sincerely

 

Helen Ashby

 

Total reclaimed charges and 8% interest = £1,580.67

Court charges £220.00

Daily Interest at £0.22 (12th Feb – 11th April 2007) £ 12.76

Total now claimed is £1,813.43

Link to post
Share on other sites

Thats not so bad then - just seems plenty of people had full offers before filing at MCOL or just after, then another bunch before the AQ stage and just after so that was my futile hope...patience is not a quality I was endowed with :( bet you never guessed that right?

Link to post
Share on other sites

it may look like that - but truthfully - i don't know many if any who got full offers before filing and the ones who got them before or just at the aq stage was a month ago now - and the lines change everyday with this thing - dg is obviously snowed under and dragging their feet - maybe waiting, like us to see the effect of the new "no aq" business - the one thing that can be said with confidence is - they will settle before it goes to court - so, kick back and try to go with the flow - start planning your next nudging letter for about 10 days and next time use snail mail - it looks better (more professional). (that's my personal opinion)

Link to post
Share on other sites

Had an email back from Kate this morning: I am guessing they have made email templates.......

 

Dear Madam

 

Your email is acknowledged and will be dealt with in due course.

 

Yours faithfully

DG SOLICITORS

Link to post
Share on other sites

This seems to be a long road - I am hoping the final destination is in sight now.

12th January 2007 - prelim letter sent.

20th January 2007 - Prelim letter acknowledged and replied to.

26th January 2007 - LBA sent

12th February 2007 - MCOL Claim submitted

15th February 2007 - Notice of Issue received (deemed to be served on 18th Feb - HSBC have till 4th March 2007 to reply)

15th February 2007 - offer made (less than claim) in response to prelim letter.

15th February 2007 - MCOL Claim Acknowledged

3rd March - DG entered Defence

2nd April AQ deadline (only I submitted)

10th April - DG still not sent in AQ

13th April - still waiting for a copy of order from District Judge......still waiting for an offer from DG!!!

(92 days since Prelim letter was sent so far)

Link to post
Share on other sites

  • Recently Browsing   0 Caggers

    • No registered users viewing this page.

  • Have we helped you ...?


×
×
  • Create New...