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Will Nat West close my account if I claim?


49scream
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Hi All - I'm just starting this with my branch of Nat West - Data Protection Act disclosure request to be posted this week. However I was wondering what the consequences might be? Does anyone know if Nat West close your account if you attempt to recover these charges? Is there a corporate policy here or do Nat West do things on a branch by branch basis? Thanks Ian

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Nat West are not know for it, but nobody can say for certain. Take a look aroung this forum and see what others have experienced. I think you will find it is quite rare.

iGroup (GE Money) - AoS Filed late, defence late, amended defence also late despite extra time requested and granted.

Vanquis - Claim issued, no AoS or Defence received

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Guest NATTIE

49scream- it does depend on a few factors. It is unlikely to be closed. If the account is being dealt with through Credit Management Services bit of NatWest then the likelihood is very high.

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Thanks for the info (esp NATWESTSTAFFMEMBER). My account was threatened with Credit Management Services 2-years ago but they avoided this by 'forcing' me to take out a c10k personal loan - very clever. At the time my business was failing but I'm now solvent again (the business is no more) and in gainful employ.

 

I'm going to claim my charges back (+ Barclaycard) and see what happens. If Nat West do close my account will this prevent me from opening an account with another bank? Thanks Ian

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I am trying to get back charges from the nat west, I have opened another account with lloyds tsb, so as from next month my wages will be going into that account, I will still keep the nat west one open for the time being, but all my bills will be getting paid through my new account.

NatWest

 

S.A.R - (Subject Access Request) sent - 02/01/07

Statements received - 15/01/07

Prelim sent - 24/01/07

LBA sent - 15/02/07

Claim filed in court - 20/03/07

Court date received for 26th June - 01/06/07

Received offer for full & final settlement from Cobbetts - 22/06/07:D :D

 

 

Capital One

 

S.A.R - (Subject Access Request) sent - 26/06/07

Statements received - 03/07/07

Prelim letter sent - 17/07/07

Letter received - 07/08/07 - WON!!:grin:

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