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Lowell/Overdales CCJ - court ordered £PCM payment - missed 3mts - now paid - threat of further action from overdales


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for lowells then.

 i could instruct my dog to sit, if it does is a totally different matter..:eyebrows:

whats the debt and when did you take it out?

and when did you last pay it?

you know the game from the info we asked you in your current claimform thread.

bottom line 

ignore them.

nothing they can do.

thats just a std threat-o-gram sent automatically by email which is a freeway to try and scare you.

the debt is >£600 so in all truth they cannot even use HCEO's but eitherway and even for a charging order, they STILL have to return to court to ASK the court to allow bailiff use or apply for a charging order, and if any of those were to be attempted, the court would write telling you giving you the opportunity to object.

 might be the best option as when its back in court you could then demand they show you the signed credit agreement  :pound:

ps

On 12/04/2024 at 21:09, SimplyBeyondWords said:

I have never received any notification or demand from the Court regarding the period I was unable to pay and haven't to date.

you wont its nothing to do with them now. the claim was adjudged.

dx

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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which you wont ever..:pound:

  • Haha 1

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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Share on other sites

  • dx100uk changed the title to Lowell/Overdales CCJ - court ordered £PCM payment - missed 3mts - now paid - threat of further action from overdales

thread retitled and moved to legals

 

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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Share on other sites

CCA regulated debts cannot be enforced by HCEO's at all now.

however even if they COULD be.

no bailiff, whatever their type, on consumer debt judgements, have ANY right to force entry ...you simple IGNORE THEM.

 

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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Share on other sites

cant use HCEO's on CCA regulated debts now

so what if they do request the court to sent county court bailiffs..., you'd be advised before that and probably the very best thing to happen as then you can challenge the whole enforceability of it all.

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please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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Share on other sites

are you seriously doing the DCA jobs for them with filling your head with stupid stuff.

a CCJ does NOT EXPIRE

its removed from credit files after 6yrs, paid or not, paying or not.

it's just much much harder for the claimant to persuade a judge to enforce it after 6yrs have elapsed should they return to court with it.

im not sure why you are bothering to do such an in depth worry session on this.

debt is not a crime in the uk.

you cant goto jail

you cant lose your home

and your grans budgie is safe from being murdered.

 

 

  • Haha 1

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

Link to post
Share on other sites

6yrs of non payment

you've paid within 6yrs 

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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Share on other sites

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