Statuary Demand threat from dcb legal.

[marksheff]

I just want some advice on statuary demand under section 288 1a.

I'm in debt for a computer and the debt is £7k and now I've been sent an email stating if the debt plus other costs are not paid they will make be bankrupt.

My concern is, I own my home outright (inherited) and from what I've read online, I'm reading that i could lose my home or be made to sell.

Is this a likely outcome with the debt been only £7k I'm in receipt of esa and suffer mental health issues (not after sympathy), so financially I'm not able to pay the debt as I have other debt as well, so im quite concerned about this situation.help and advice would be gratefully recieved.

many thanks 

[AndyOrch]

Topic title amended

If you could provide a little history re the actual debt amount date you entered in to the agreement, type of agreement, default date,  original creditor name whether its been assigned etc you will get a positive reply.

Please scan redact and upload a copy of this email from dcb 

Andy

 

 

.

[dx100uk]

SD's cant be served by Email

its a threat-o-gram.

have you moved since taking the HP agreement out for the PC and who is the original creditor?

 

[marksheff]

hello i have moved since,its with mac group. 

[dx100uk]

when was the last payment you made?

and who are DCBL claiming is their client?

who are they acting for?

poss copy and paste the email here?

if you've moved since taking out ANY credit you MUST always write to the debt owner with your new address else you rick backdoor CCJ 's.

dx

[AndyOrch]

For clarity if they ever do serve

How do you serve a statutory demand?

A statutory demand must be brought to the attention of the debtor and there are various ways of doing this:

• The safest method of ensuring this condition is met is to personally serve the demand on the debtor, by handing it to the individual, or in the case of a company, leaving it at the registered office address.
• If the debtor’s current residential address is known, it can be posted by mail. However, this is not recommended given the real possibility it will not reach the debtor’s attention, and the uncertainty created by this method leaves open the likelihood of a debtor simply denying the demand was ever received.
• More commonly, demands are served by email to an address known to be regularly used by the debtor. It is helpful in these cases to also send a copy by post. Once acknowledged, the debtor is unlikely to have an argument that the demand was not received.