What Is This Charge

[dagrat]

Hi hydrauk

Sorry i think i misled you, the claim that i have just started is against rbos only. Not started the others yet. But wondering what is normally done ie. this thread was originally just to see if a claim was possible, now ive gone ahead and begun the claim do i start a fresh thread (dagrat v rbos).

What is the normal route or am i thinking too much?

[HydraUK]

Just carry on here with the RBoS stuff, then new peeps can see how your case relates to theirs, how the whole song and dance proceeds and that sort of thing. It keeps the forums tidy too.

 

I was thinking about a second (and possibly 3rd) thread should you pursue the Halifax/BOS card thing.

[dagrat]

Whoops,

Wouldnt you know it, ive spent weeks checking and double checking and ive finally sent off prelim letter plus spreadsheet.

But last night i just happened to be looking at my ild statements and ive found (after a lot of arguing over last months charges) that the bank have refunded £50. But ive not deducted that off my spreadsheet and have now sent spreadsheet to bank.

 

Shall i just not bother or will this put my claim at risk?

[HydraUK]

I've seen this come up in someone elses thread but don't worry because they won't be closely examining your sheets at this point.

 

It will become apparent that you will have to update your schedule as the claim progresses because the interest calculation will need to be re-done and they will inevitably add further charges (unless your now a Saint) and you can send them an updated schedule at each stage (stating the reason for the update somewhere in the letter.)

[dagrat]

thanks hydrauk.

thats put my mind at rest.