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Old Sygma Marriott Credit card, dropped off credit report, token payments to Moorcroft


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Hi, I have an old defaulted o/d with Sygma Marriott card. It's dropped off my credit report now, I am making token £2 payment towards Moorcroft, last payment Aug 22. 


A few years ago Noddle was showing Lender as Sygma Bank UK

 

A July 2020 statement from Lowell shows original creditor as Creation Financial Services Limited, with account managed by Moorcroft.

 

I'm not sure who I should be sending the SAR to --- Creation Financial Services inc AND Lowell ?

 

And CCA to Lowell AND Moorcroft?

 

Do let me know what you think please,

 

Thanks in advance for your time on this!!

 

Sygma Marriott Card £8,112
Last Payment: £2 on Aug 22 to Moorcroft
Original Creditor - Creation Financial Services Limited,
Account Type – Credit Card
Status – Defaulted 6 Feb 2014
Account Start Date – Mar 2012

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Cca the owner now.

 

you dont need to sar anyone if the debt is covered by the consumer credit act at this stage.

 

Dx

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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