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    • If you are buying a used car – you need to read this survival guide.
      • 1 reply
    • Hello,

      On 15/1/24 booked appointment with Big Motoring World (BMW) to view a mini on 17/1/24 at 8pm at their Enfield dealership.  

      Car was dirty and test drive was two circuits of roundabout on entry to the showroom.  Was p/x my car and rushed by sales exec and a manager into buying the mini and a 3yr warranty that night, sale all wrapped up by 10pm.  They strongly advised me taking warranty out on car that age (2017) and confirmed it was honoured at over 500 UK registered garages.

      The next day, 18/1/24 noticed amber engine warning light on dashboard , immediately phoned BMW aftercare team to ask for it to be investigated asap at nearest garage to me. After 15 mins on hold was told only their 5 service centres across the UK can deal with car issues with earliest date for inspection in March ! Said I’m not happy with that given what sales team advised or driving car. Told an amber warning light only advisory so to drive with caution and call back when light goes red.

      I’m not happy to do this, drive the car or with the after care experience (a sign of further stresses to come) so want a refund and to return the car asap.

      Please can you advise what I need to do today to get this done. 
       

      Many thanks 
      • 81 replies
    • Housing Association property flooding. https://www.consumeractiongroup.co.uk/topic/438641-housing-association-property-flooding/&do=findComment&comment=5124299
      • 161 replies
    • We have finally managed to obtain the transcript of this case.

      The judge's reasoning is very useful and will certainly be helpful in any other cases relating to third-party rights where the customer has contracted with the courier company by using a broker.
      This is generally speaking the problem with using PackLink who are domiciled in Spain and very conveniently out of reach of the British justice system.

      Frankly I don't think that is any accident.

      One of the points that the judge made was that the customers contract with the broker specifically refers to the courier – and it is clear that the courier knows that they are acting for a third party. There is no need to name the third party. They just have to be recognisably part of a class of person – such as a sender or a recipient of the parcel.

      Please note that a recent case against UPS failed on exactly the same issue with the judge held that the Contracts (Rights of Third Parties) Act 1999 did not apply.

      We will be getting that transcript very soon. We will look at it and we will understand how the judge made such catastrophic mistakes. It was a very poor judgement.
      We will be recommending that people do include this adverse judgement in their bundle so that when they go to county court the judge will see both sides and see the arguments against this adverse judgement.
      Also, we will be to demonstrate to the judge that we are fair-minded and that we don't mind bringing everything to the attention of the judge even if it is against our own interests.
      This is good ethical practice.

      It would be very nice if the parcel delivery companies – including EVRi – practised this kind of thing as well.

       

      OT APPROVED, 365MC637, FAROOQ, EVRi, 12.07.23 (BRENT) - J v4.pdf
        • Like

Homeground and their solicitors


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Hi

 

You really need to give use more details to go on to be able to advise you correctly as we need to know exactly what has went on from the start till you coming on here for advice. If you could do this in bullet point.

 

I assume this investment property is Leasehold (can you clarify this)

 

Can you clarify that the Factor/Management for that property at the time was the Housing Association who then either:

 

a) Sold the Factoring/Management side to Homaguard or

 

b) Contracted Homaguard to carry out the Factoring/Management on the Housing Association behalf. (

 

Could you please clarify the above  because if the Housing Association employed Homaguard to do the Factoring/Management on there behalf the Housing Association is then responsible for the actions of Homaguard and the buck stops with the Housing Association as they employed them to carry out this service)

 

Also please do not use abbreviations as what do you mean by FUBARed?

 

 

 

 

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I cannot give any advice by PM - If you provide a link to your Thread then I will be happy to offer advice there.

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HI

 

If the Housing Association are the Managing Agent for your property and Homeground are chasing for this supposed Ground Rent then who passed Homeguard your personal detail (your data) to chase this supposed Ground Rent owed that is the main issue that need clarified and the ones you need to chase this up with is your Managing Agent that Housing Association.

 

1. You need to write to the Housing Association (Managing Agent) and ask them specifically for clarification if they passed on your personal details (data) to Homeground to chase arrears of £xxxx for Ground Rent.

 

2. You need to write and ask the Housing Association if as the Managing Agent for your Property have they transferred or contracted that responsibility to Homeground for the Leasehold Properties and on what date and when were the Leaseholders notified of this and for copies of that correspondence.

 

3. You need to send a Subject Access Request (SAR) to the Housing Association (Managing Agent) using this simple phrase 'ALL DATA' that covers whatever format they hold your data in whether it be emails, written, recorded calls etc. they then have 30 Calendar days to respond and that time limit only starts when they have acknowledged your request.

 

3. You write to Homeground and ask them for clarification as to who passed on your personal detail to them to chase you for arrears of Ground Rent of £xxxx and on what date.

 

4. You need to send a Subject Access Request (SAR) to the Homeground using this simple phrase 'ALL DATA' that covers whatever format they hold your data in whether it be emails, written, recorded calls etc. they then have 30 Calendar days to respond and that time limit only starts when they have acknowledged your request.

 

you may already be aware but this is who Homeground are link: (have a good read of Homeground 'About Us' explains more of what they do)

WWW.HOMEGROUNDONLINE.COM

HomeGround is the easily accessible link between you and your landlord. We help you navigate your responsibilities as a homeowner.

 

This sound to me as if your Housing Association (Managing Agent) may have and do only say may have either transferred or contracted Homeground to do certain Managing of the Leasehold Properties on the Housing Association behalf and if this is the case then they should have consulted/notified the Leaseholders of this.

 

 

 

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I cannot give any advice by PM - If you provide a link to your Thread then I will be happy to offer advice there.

I advise to the best of my ability, but I am not a qualified professional, benefits lawyer nor Welfare Rights Adviser.

Please Donate button to the Consumer Action Group

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Hi

 

Please do as I mentioned in post#5

 

As something does not sit right if the Managing Agent (Housing Association) are stating they didn't contract Homeground to collect Ground Rent something smells and the only way to get to the bottom of it is doing as mentioned in post#5

 

Have you have a good read of the link I posted in post#5 about Homeground and what they do?

 

Please keep us updated

  • Like 1

How to Upload Documents/Images on CAG - **INSTRUCTIONS CLICK HERE**

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I cannot give any advice by PM - If you provide a link to your Thread then I will be happy to offer advice there.

I advise to the best of my ability, but I am not a qualified professional, benefits lawyer nor Welfare Rights Adviser.

Please Donate button to the Consumer Action Group

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Hi

 

I can understand you wanting to wait until the Flat gets sold but IMO I would not wait and would start doing what I mentioned in post#5.

bear in mind a Subject Access Request takes 30 Days from them acknowledging your SAR Request so better to action those things now rather than later just in case something does crop up in selling the Flat to do with this.

  • Like 1

How to Upload Documents/Images on CAG - **INSTRUCTIONS CLICK HERE**

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I cannot give any advice by PM - If you provide a link to your Thread then I will be happy to offer advice there.

I advise to the best of my ability, but I am not a qualified professional, benefits lawyer nor Welfare Rights Adviser.

Please Donate button to the Consumer Action Group

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  • 3 weeks later...

Hi

 

Has the Buyer pulled out due due to what you mention in post#11 that the Housing Association has failed to forward your Ground Rent payment to the Freeholder Homeground.

 

Has the Housing Association acknowledged your complaint on this matter?

 

Which Housing Association are you dealing with?

 

 

How to Upload Documents/Images on CAG - **INSTRUCTIONS CLICK HERE**

FORUM RULES - Please ensure to read these before posting **FORUM RULES CLICK HERE**

I cannot give any advice by PM - If you provide a link to your Thread then I will be happy to offer advice there.

I advise to the best of my ability, but I am not a qualified professional, benefits lawyer nor Welfare Rights Adviser.

Please Donate button to the Consumer Action Group

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