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Newbie seeks confidence boost.


NickHowe
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Hi,

 

Newbie's first post...

 

I'm crap with money, and as a result, I get bank charges most months. These must add up to thousands. I'm with Smile. I'm about to go down the route you guys recommend. Just reassure me that Smile are likely to hand me at least some of this back, and it won't knacker credit ratings, or anything similar? I have another account, should I need it...

 

Any encouragement welcome. :-)

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Guest ian cognito

Welcome Nick, just been through the Smile experience, don't worry about it, they will give you your money back, they like to drag it out a bit and if I had been more on the ball I would have submitted my court claim before they paid me out, they were about 2 weeks over the 14 days from LBA when they paid me, I just had other things standing in the way. No problems with them though, they haven't closed my account and they haven't caused me any other problems - good luck!!!

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