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    • Hello,

      On 15/1/24 booked appointment with Big Motoring World (BMW) to view a mini on 17/1/24 at 8pm at their Enfield dealership.  

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    • We have finally managed to obtain the transcript of this case.

      The judge's reasoning is very useful and will certainly be helpful in any other cases relating to third-party rights where the customer has contracted with the courier company by using a broker.
      This is generally speaking the problem with using PackLink who are domiciled in Spain and very conveniently out of reach of the British justice system.

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      It would be very nice if the parcel delivery companies – including EVRi – practised this kind of thing as well.

       

      OT APPROVED, 365MC637, FAROOQ, EVRi, 12.07.23 (BRENT) - J v4.pdf
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Erudio/Drydens SLC Loan CCJ - Advice Please - Set a Side claim proceeding.


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  • 2 months later...

 

Hi All 

 

Update on above!!!, 

 

I replied saying I would go to mediation, but heard nothing from Drydens. Hand delivered to court etc...

 

I have received a new court date through for November, I contacted the court to say why had I not received any mediation and they replied to say the other side must not have agreed to it?

 

I was wondering whether to contact Erudio/ Drydens to confirm I had responded and agreed to mediation

 

If they had not adhered to CCA - will Drydens, Erudio show up to new court case? 

 

What should I do next? 

 

Many thanks 

 

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ok, Drydens represntative said in the n244 hearing that I had not attempted to contact them to discuss before the hearing and this seemed to go in their favour. 

In reality I was concerned each time I contacted them their bill would go up, I feel like I want to contact them to say I had agreed to mediation but they did not respond for clarification... 

 

Its odd that they sent me a letter of service - mentioning mediation - before I even received the court letter about it?? 

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  • 1 month later...

Hi to All, 

 

I’ve got the court case next week with Erudio following a successful set aside hearing? 
 

Can  I add further evidence to my statement of truth? Do you have any advice on this please? 
 

SLC - O/C and I are still in discussions, they have offered £75 so far due to their maladministration of my account( many issues, some acknowledgment by SLC!!)  - I am going to take it all to the Financial Ombudsman
I feel I have a strong case, but last time the judge did not want to look through all of the evidence and I feel in 30 mins the detail is not there? 
Thanks in advance! 

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All it said on there was my phone number needed to be correct. 
 

I was directed to send  a  witness statement to the court after the last hearing where it was set aside. I’m just looking for the letter now to confirm. 

 

It’s in the crown court is this different, when I found out about it there was a warrant of control? 

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I can’t find the new letter anywhere, &  I thought I had put it in a safe place!! I’ve just rang the court who confirmed the day and time, but I need to call another number which is ringing out for a copy of the listing. I will keep trying it. 
 

 

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I should have still be deferred after my maternity leave starting  jan 13 deferment should have started around that point , SLC had letters from me on file.. my loan should have never gone to Erudio. 

 

I was a shared borrower - Erudio should not have been blocking me from speaking to SLC. SLC were saying speak to Erudio - endless circle.

 

My name was spelt incorrectly I have an Erudio  SAR showing no correct CCA info was was sent to me from Erudio.  

 

Erudio took DD from my account in March 2014  and even Barclays thought it was a hoax and told me to cancel it. 


I updated my address with SLC in July 13 (we moved, but they only changed my phone number not new  address) 

 

I reinstated DD and continued to pay monthly but I now know it was only for honours. Thesis or Link called me they said they had cut me a deal to pay all off in 2017. I thought thesis / link were in competition. 

Edited by dx100uk
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Ok, I’m thinking of contacting Erudio to offer an out of court settlement. Without prejudice

last  time it did not seem to go in my favour with the judge  that I had not contacted them at all. 
 

I had agreed to mediation with them- but no response from them - just a court date. 

I was so scared the solicitors would rack up the bill previously. 

I have contacted SLC this week and have said I will referring to case the FOS - the discussions with SLC has been going on since feb 2021. 

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This is what I sent after the Set Aside hearing. They judge said he would not read through all the evidence and that he wanted a clearly set out statement of truth. Have I messed this is, this is what I sent over?  Erudio then did not respond to mediation, then final hearing -in for Monday? 

 

2021-04-12 Defendants WS redacted.pdf

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Ok but they took a dd from my account in March 2014 - which I was unable to reclaim. Does that count as a payment? 

I have no had other dealings with them in writing at all.. 

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Ok I did not say statute barred in my written defence - shall I just say this at the hearing? 
 

Also the last hearing directed me to file my defence back in April 2021  14 days after the hearing as requested. 

Then in July / August a letter from the court regarding mediation, which I responded to immediately saying yes to.  and - Drydens also sent me out a copy of the mediation letter.

Drydens must not have responded yes to mediation


Out of the blue a letter for this hearing - I did not resubmit my defence - will my one from April still be with the court? 
 

 

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