Jump to content


  • Tweets

  • Posts

  • Our picks

    • If you are buying a used car – you need to read this survival guide.
      • 1 reply
    • Hello,

      On 15/1/24 booked appointment with Big Motoring World (BMW) to view a mini on 17/1/24 at 8pm at their Enfield dealership.  

      Car was dirty and test drive was two circuits of roundabout on entry to the showroom.  Was p/x my car and rushed by sales exec and a manager into buying the mini and a 3yr warranty that night, sale all wrapped up by 10pm.  They strongly advised me taking warranty out on car that age (2017) and confirmed it was honoured at over 500 UK registered garages.

      The next day, 18/1/24 noticed amber engine warning light on dashboard , immediately phoned BMW aftercare team to ask for it to be investigated asap at nearest garage to me. After 15 mins on hold was told only their 5 service centres across the UK can deal with car issues with earliest date for inspection in March ! Said I’m not happy with that given what sales team advised or driving car. Told an amber warning light only advisory so to drive with caution and call back when light goes red.

      I’m not happy to do this, drive the car or with the after care experience (a sign of further stresses to come) so want a refund and to return the car asap.

      Please can you advise what I need to do today to get this done. 
       

      Many thanks 
      • 81 replies
    • Housing Association property flooding. https://www.consumeractiongroup.co.uk/topic/438641-housing-association-property-flooding/&do=findComment&comment=5124299
      • 161 replies
    • We have finally managed to obtain the transcript of this case.

      The judge's reasoning is very useful and will certainly be helpful in any other cases relating to third-party rights where the customer has contracted with the courier company by using a broker.
      This is generally speaking the problem with using PackLink who are domiciled in Spain and very conveniently out of reach of the British justice system.

      Frankly I don't think that is any accident.

      One of the points that the judge made was that the customers contract with the broker specifically refers to the courier – and it is clear that the courier knows that they are acting for a third party. There is no need to name the third party. They just have to be recognisably part of a class of person – such as a sender or a recipient of the parcel.

      Please note that a recent case against UPS failed on exactly the same issue with the judge held that the Contracts (Rights of Third Parties) Act 1999 did not apply.

      We will be getting that transcript very soon. We will look at it and we will understand how the judge made such catastrophic mistakes. It was a very poor judgement.
      We will be recommending that people do include this adverse judgement in their bundle so that when they go to county court the judge will see both sides and see the arguments against this adverse judgement.
      Also, we will be to demonstrate to the judge that we are fair-minded and that we don't mind bringing everything to the attention of the judge even if it is against our own interests.
      This is good ethical practice.

      It would be very nice if the parcel delivery companies – including EVRi – practised this kind of thing as well.

       

      OT APPROVED, 365MC637, FAROOQ, EVRi, 12.07.23 (BRENT) - J v4.pdf
        • Like

Screwfix,Trade UK/Shoosmiths chasing Business a/c but no? Personal Guarantee


style="text-align: center;">  

Thread Locked

because no one has posted on it for the last 1229 days.

If you need to add something to this thread then

 

Please click the "Report " link

 

at the bottom of one of the posts.

 

If you want to post a new story then

Please

Start your own new thread

That way you will attract more attention to your story and get more visitors and more help 

 

Thanks

Recommended Posts

you should not ever be using the phone!!

should this case progress to the regulators or to court, you have no paper trail of what was ever said or threatened.

 

write by royal mail only getting free proof of posting from any PO counter.

 

have you actually received one of these and the reply pack?

 

 

 

  • Like 1

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

Link to post
Share on other sites

i know weve seen a few screwfix claims here but i dont think we've lost to date

 

can we just confirm WHAT you receive was NOT a letter of claim as per my example

and that the solicitors stated client is screwfix please on their letters and not some powerless debt buyer too..

 

 

 

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

Link to post
Share on other sites

thread tidied PDF in your last post .

i would say as this is shoos and they are quite aware of the pre action protocol, that that is not a letter of claim.

it's a cleverly worded threat -o-gram.

 

can i just additionally check, they indicate they included a reply form

i post it earlier in our PAPLOC reply link 

but was there a reply form included like the one i've attached below

 

 

 

 

reply form pap.pdf

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

Link to post
Share on other sites

  • dx100uk changed the title to Screwfix,Trade UK/Shoosmiths chasing Business a/c but no? Personal Guarantee

urm...

not par chance in scotland are you?

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

Link to post
Share on other sites

ok thank you.

it was just that we usually see shoos try fly kites in scotland here.

 

so confirmed a letter of claim

and you must reply.

 

if you look here:

 

 

there are examples of how you need to reply

use our pack i attached earlier

pop it up here and we'll finalise it.

 

 

 

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

Link to post
Share on other sites

Well thats their problem..reply anyway

yours is to reply using our form in the manner of the examples .

 

Dx

 

 

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

Link to post
Share on other sites

don't be a mug!

all you are doing is funding them harassing lots of other people with the free money you are giving them.

 

simply fill out the form asking for the required documentation..like where is this signed PG??

it is immaterial you are outside of the 30days now.

 

if you want help with what to put and where ask...

don't bottle it just because you are afraid of a form and what to put!

your biggest issue is you've spoken to them and been taken in by their lies they wont repeat in a letter

i bet they are already lining up the free drinks down the pub awaiting you paying the bill...

 

as for that local solicitor...wants shooting!

 

dx

 

 

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

Link to post
Share on other sites

3 minutes ago, RS200Phil said:

Hi both,

The reason i capitulated is because a relative is a solicitor for a large firm and she thought i would struggle.  That was why i rang the local firm at all. 

 

The concern was that if I made any fuss at all the reduced payment offer would be immediately withdrawn and presumably further charges added. - well they can't add anything

 

It would be little V large when it came to fighting it. - nope very simple.. where is the PG?

It was causing me great stress and upset so I just wanted to remove the problem. - no it wasn't, what you had been told which was BS was causing you the stress.

I am still adamant that I did not know I was a guarantor. - correct, means they can't do anything!

 

The company is no longer trading and I know that the one employee has no money at all. 

I believe it is currently the subject of a compulsory winding up order.

 

I do feel i want to take it further, but i have removed all risk that it will cost me any more now.

The first payment of 3 is now made. - mug go get it back !! and stop further payments

 

I am very grateful to you both.

 

Perhaps i should have recruited one of you if you are qualified, as i do believe you (and i!) are right.

we dont need to be qualified we go by years of experience here

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

Link to post
Share on other sites

There is and never was a gun at your head.

 

Go get your moneyback from your bank under chargeback if you paid via a card.

 

Im not sure what 'gun' you think they have and whatever magic bullet s its loaded with??

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

Link to post
Share on other sites

how did you pay trade uk

 

dx

 

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

Link to post
Share on other sites

simply don't pay them.

stall it, you don't have to contact them at all.

 

they cannot harm your employment.

not sure where you are thinking they can.?

 

if you wish CAG to do the form simply ask, we've done hundreds of them.

 

chin up.

 

 

  • Thanks 1

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

Link to post
Share on other sites

  • Recently Browsing   0 Caggers

    • No registered users viewing this page.

  • Have we helped you ...?


×
×
  • Create New...