TKMaxx shoplifting - started paying RLP - now stopped - now Scott & Mears

[Sunnyman123]

Hi,

last year I had a problem in TK Maxxx, where I ended up having to pay RLP £180 (no police were involved)

I started paying in monthly instalments of £10

in September I think I must have missed a payment and my monthly instalments stopped.

I then moved house and didn’t inform them of my new address, they’re now sending me text messages saying

‘We have not received your instalment payment for some time. Please call 07342 882 881 to avoid any further action. Retail Loss Prevention’ and also attempting to ring my mobile.

It’s now been a year since they last received a payment from me. 

Should I continue to pay them?

Is there anyway they can find out my new address?

and also if I don’t pay them will it effect my credit rating as they have my bank details?

Also why has it taken them a year to start contacting me by phone? 

(I have already posted this in another forum so no disrespect to the person who replied but just wanted a second opinion!)

 Thanks.

[Sunnyman123]

Thanks for your reply dx.

 

there’s no chance they can find my new address and just confirm this isn’t going to effect my credit rating even though I started to pay?

 

And no chance of police/court action? 
 

I’ve blocked their number on my phone and double checked there’s no direct debits to them on my bank account which there isn’t.

 

Seems strange they’ve taken a whole year to contact me by phone? 
 

Yeah it is a shame I didn’t know this information before! 

[Sunnyman123]

No I would never hide from legitimate debts and have never missed a payment on anything else.

I just didn’t want to be handing over money that I don’t have to (RLP) so no need to be concerned!

 

The only reason I missed this was I’m guessing I had no money in my account when they attempted to take it.

But yeah I set up a payment plan with them to take monthly instalments of £10 automatically, when I went to check earlier today if there was a direct debit with them there was nothing there. Should I be concerned about that? 

[Sunnyman123]

Yeah I believe so, I can’t completely remember to be honest. I did it over the phone. When I looked through my statements the payments were all coming out around the same date each month 

[Sunnyman123]

Hi, about 2.5 years ago I was caught shoplifting in a T K Maxx, there was no involvement from police.

 

I was then told RLP would be in contact about a fine, I didn’t know any different so I started to pay the fine in £10 instalments until about 4 months later the payment must have failed which stopped the instalments being paid

. I didn’t realise this at all until May last year I started receiving texts from RLP saying they couldn’t recover the money and it was my last chance.

I wrote in here and was advised to ignore it and block the number, I’m now receiving texts from a company called Scott & Mears asking me to contact them regarding my RLP account.

Can someone please give me some advice as I’m extremely nervous now.

Do I continue to ignore it?

Will they take me to court?

Will it effect my credit score?

Thanks very much in advance!

[Sunnyman123]

Hi, about 2.5 years ago I was caught shoplifting in a T K Maxx, there was no involvement from police.

 

I was then told RLP would be in contact about a fine, I didn’t know any different so I started to pay the fine in £10 instalments after receiving the letter until about 4 months later the payment must have failed which stopped the instalments being paid. (I since then have moved house so I wasn’t receiving any letters.) 

I didn’t realise the payments had stopped at all until May last year I started receiving texts from RLP saying they couldn’t recover the money and it was my last chance. I wrote in here and was advised to ignore it and block the number, I’m now receiving texts from a company called Scott & Mears asking me to contact them regarding my RLP account.

Can someone please give me some advice as I’m extremely nervous now.

Do I continue to ignore it?

Will they take me to court?

Will it effect my credit score?

Will they come to my address?

 

Thanks so much in advance! 

[Sunnyman123]

So even though it’s been passed on to S&M I should still continue to ignore?

 

thanks