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    • now do you want help or just come here to rant at the 1st chance. is this indictive of why you have this issue with BG? there isn't one really just you being pedantic? now give us a chance to decide lets have some info. we don't accept .jpg picture files as they are displayed directly to screen whereby anyone members or not can see them, hence we require a multipage pdf properly redacted. theres a good upload guide to read on that. so ball is your court... we still would help our worst enemy regardless . dx
    • doh sorry was on phone screen. i think thats all ok,  let @AndyOrch confirm 1st please. dx  
    • Same date as poc then i dont like the agreement either, it just smells to me, but i can't find a like one of that era to compare against. this is only 10yrs old, so weight that up, i'd say enforceable & most are from the ear as a whole here. it cant be a recon as they must state so, and it wouldn't/doesn't need to have a tickbox+typed name to be so either. >80% loss if you go fwd, unless you can pay the CCJ within 30 days of judgement in FULL, might be time to consider a tomlin/consent, as much as i hate link, if you don't want to gamble on a very small chance of a win or can't pay within 30 days if you lose. what date is the hearing? dx    
    • Hi T911 and welcome to CAG. As you say, an interesting screw up. So much for quality control! Anyway, our regular advice is to ignore all of their increasingly threatening missives... UNLESS you get a letter of claim, then come back here and we'll help you write a "snotty letter" to help them decide whether to take it any further with their stoopid pics. If you get mail you're unsure of, just upload it for the team to have a look.
    • Thanks @lolerzthat's an extremely helpful post. There is no mention of a permit scheme in the lease and likewise, no variation was made to bring this system in. I recall seeing something like a quiet enjoyment clause, but will need to re-read it and confirm. VERY interesting point on the 1987 Act. There hasn't been an AGM in years and I've tried to get one to start to no avail. However, I'll aim to find out more about how the PPC was brought in and revert. Can I test with you and others on the logic of not parking for a few months? I'm ready to fight OPS, so if they go nuclear on me then surely it doesn't matter? I assume that I will keep getting PCNs as long as I live here, so it doesn't make sense for me to change the way that I park?  Unless... You are suggesting that having 5 or so outstanding PCNs, will negatively affect any court case e.g. through bad optics? Or are we trying to force their hand to go to court with only 2 outstanding PCNs?
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Now going to court!


Andy B
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Hi everyone,

 

I started my case with the BOS a month ago and to be honest they have been pretty quick in getting back to me so far with all of my charge details etc.

 

I recieved a letter a few days ago with the usual blurb of sorry your not happy, this is how our charges work and we feel justified etc. but we are prepared to offer you £146 back as a gesture of good will.

 

I am claiming just under £2500 in excess o/d and returned cheque charges and am about to move onto the next step. I presume that I need to accept the offer of £146 on the basis that I am still persueing the balance by letter but not fill in their nice form that states full and final settlement??

 

Any advice?

 

Andy

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Guest BlueRuby
I am claiming just under £2500 in excess o/d and returned cheque charges and am about to move onto the next step. I presume that I need to accept the offer of £146 on the basis that I am still persueing the balance by letter but not fill in their nice form that states full and final settlement??

 

:D Yes, aren't they generous :D You don't exactly need to accept their offer but you might as well! They will of course withdraw the offer as soon as they get your reply!

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Guest BlueRuby
Can they do that? I thought that once an offer had been made they couldn't withdraw it?

 

Oh yes, 'fraid so :cool: They will say it was made on the basis that it was in full and final settlement - which of course it isn't, is it? ;)

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  • 1 month later...

Hi folks,

 

I have been through the process so far and had to offers from the BOS, the last one after my LBA. The first on was for about £140 after the prelim letter and the new one after my LBA is just over £450.

 

Question? Should I now start the legal process now or send another letter, am a bit nervous, don't want to lose the current offer.

 

I havn't opened a parachute account yet either but do have a joint account with my other half.

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Guest BlueRuby

Make it absolutely clear that you are accepting the £450 as a part payment only. They will quite likely withdraw the offer but don't worry. You'll get it eventually! and more! Also, is your joint account with the same bank? If so I would definitely open a parachute acc. :)

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  • 2 months later...

I am Claiming £2600 in unfair charges, I've had 2 offers of goodwill, initially £146 and then £460 after LBA. both of which I have accepted as "part settlement" whilst continueing to pursue the full amount.

 

The last letter that I recieved stated that The Bank of Scotland would not be refunding my charges and I had refused the above 2 amounts.

 

I am now ready to start the legal process but am unsure as to wether to claim for everything at once and I also seem to remember seeing something about only being able to claim for 5 years charges in Scotland, is this the case as up until now I have been asking for 6 years to be refunded?

 

Any advice?

 

Cheers

 

Andy

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Hi Andy, I have merged your threads to make it easier to see all that has happened so far.

 

I have a few questions for you.

 

Have you actually received any money?

Are you in Scotland?

Where did you send your preliminary letter and LBA?

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Advice & opinions given by Caro are personal, are not endorsed by Consumer Action Group or Bank Action Group, and are offered informally, without prejudice & without liability. Your decisions and actions are your own, and should you be in any doubt, you are advised to seek the opinion of a qualified professional.

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  • 3 weeks later...
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