ErudioDrydens Claim Form - old SLC Loan

[dx100uk]

please complete this:

 

dx

 

 

[dx100uk]

pop up on the MCOL website detailed on the claimform.
.
 register as an individual
 note the long gateway number given
 then log in
.
 select respond to a claim and select the start AOS box.
.
 then using the details required from the claimform
.
 defend all
 leave jurisdiction unticked.
 click thru to the end
 confirm and exit MCOL.
.
 get a CCA Request running to the claimant
https://www.consumeractiongroup.co.uk/topic/332502-cca-request-consumer-credit-act-1974-updated-january-2015/
 leave the £1PO blank and uncrossed
.
 get a CPR 31:14 request running to the solicitors [if one is not listed send to the claimant]
https://www.consumeractiongroup.co.uk/topic/332546-legal-cpr-3114-request-request-for-information-when-a-claim-has-been-issued/
.
type your name ONLY

no need to sign anything
.
you DO NOT await the return of paperwork.
you MUST file a defence regardless by day 33 from the date on the claimform [1 in the count]
 

[dx100uk]

as you have simply not deferred and have never earned over the threshold ..you should be ok.

what going for you is they failed to send the statutory notices some that sort of puts them on the back foot.

they've issued the claim simply because you failed to respond

and though they could get an ignored claimform too.

once you've defended I cant see them doing anything and will simply let the claim get stayed.

 

100's of like threads here to read

google search top left 

after hitting the top left CAG box logo

custom google search box

claimform erudio SLC

 

dx

 

 

[dx100uk]

a.you don't request agreement in the CPR that's for the CCA to the claimant...yes send a CCA request for each SLC agreement number they quote

b.no

cpr=3-5

 

read post 3 carefully!!

 

[dx100uk]

nothing to do with slc, they've sold the debt on to the fleecers.

if there is only one old slc account number in the poc

then the claimant gets one cca request using that number..

 

typically [though the poc erudio have used is a generic one for all court claims] people did not study just for one year, they had a few loans from slc, one for each year of study. if the poc lists more than one, a CCA is required for each one to the claimant.

 

now theres a twist, if they have only used ONE slc agreement number, but you know you had more loans, and they have stated the one agreement listed and the full outstanding sum of all your loans, then their claim will fail, as the CCA return will only be for one loan not all of them..if you follow.

 

common mistake by them. as they don't expect people to defend and just wet themselves and cough up in panic without reading the small print carefully.

 

dx

 

[dx100uk]

erudios number is immaterial, they are not claiming you owe anything under that, its for ref only.

[dx100uk]

Just send it as is

[dx100uk]

you already asked this in post 5

items 3 to 5 in the list

 

 

[dx100uk]

get the initial stuff done

the nitty-gritty MUST come out in the wash at the disclosure stage [witness statement] if the claim ever gets that far, which I doubt.

 

you must remember all these erudio/Dryden court claims are purely speculative, solely issued expecting a non defended rubberstamped default judgement whereby no human see or checks anything because recent comms requests have been ignored for whatever reason along with missing/not applied for recent deferral.

 

there are no cases that I have seen to date whereby the fleecers have specifically taken someone to court for a specific reason whereby comms had not already been established. 

 

once a defence has been filed in your case I would expect them to let it get stayed.

 

they are going for easy win default CCJ's at present on people that have ignored the PAP/not deferred - now having left things a few years to bump up the court interest they can claim. they are issuing claims in the 10'000 so as to avoid statute barring and age/time limits kicking in and them losing their investment.

 

I cant check what other topics [threads ] here you have/have not read

but I seriously suggest you read every erudio claimform thread here in the very forum your topic is in

 

and go find the student/slc forum and read there too.

you'll soon get the idea.

 

the more you read 

the stronger we become

 

IMHO also i'd suggest you stick to CAG for research.

you need to remember that what you read elsewhere might be published/written by the enemy to scare people into the wrong moves

 

[dx100uk]

it doesn't trap you in debt if it gets stayed.

you are in a far better place than many with stayed claims [should that happen to yours]

 

you are fast approaching the write off time limits and would IMHO have a very good case should they be stupid enough to progress things at a later date after the stay to complain its unfair to use the court system to simply hold off such gov't guarantees. 

 

this also applies to the many here that have had unfair defaults registered..which in all potential causes the SB date to be infinity.

[dx100uk]

already answered in the cca request link and all its posts there

 

 

[dx100uk]

in this instance if the claimants name is on the PO that's ok as it hard and fast who you should direct the CCA too.

in other instances sometimes its not so clear.

 

nowhere do we say put your name on the back so why do you think you need to.??

 

most of our instructions here are years tested so are without the need to go over things with a fine toothed comb again.

just follow them. 

 

 

[dx100uk]

don't forget your defence is due by 4pm friday

post it up here.

 

dx