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Cozens v Nationwide ***£5,000 SETTLED IN FULL***


Mysticjo
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Hi All

 

Firstly I would like to thank everyone on this site, it is really good to see people power!

 

I sent a letter to my branch on 12 April 2006 they sent the standard reply back stating that the charges were in line with other banks etc....

 

My claim is for £4124.43 so I am expecting it to go to court. Will be sending the second letter soon.

 

I had a strange reply when I requested the statements from the internet banking though

 

Dear Mrs Cozens,

 

Thank you for your message.

 

Please can you expand on exactly what you mean by manual intervention. Once I have your response I will investigate this further for you.

 

Regards,

 

Michelle Hughes

Nationwide Direct

 

http://www.nationwide.co.uk

Nationwide. Proud to be different.

 

If you reply to this message, please include the Tracking Number below in the body of the mail. This will enable us to process your message more efficiently.

 

TRACKING NUMBER: A00001528041-00006107039

 

Shall I send them a further letter requesting them to declare manual intervention again?

 

Thanks

Jo

Love & Light To All

 

Mysticjo

 

Nationwide Settled 19/07/2006 Settled out of court £5,000

 

HSBC Bank PLC< Data Protection Letter Sent 25/07/2006

 

Preferred Mortgages Data Protection Letter Sent 25/07/2006 ERF & Charges

 

Welcome Car Finance Data Protection Letter Sent 25/07/2006

 

NatWest Home Loans Data Protection Letter Sent 25/07/2006 ERF & Charges

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I wouldn't bother. More recently, several replies (from different banks) have asked the same question. It seems that it is down to pot luck who picks up your request, and some are still taken by surprise!

 

They have large legal departments that they should be directing these questions to, and even if they were aware of what info you required, I doubt they would ever have any evidence of it!

 

If it makes you more comfortable, however, then by all means reply - asking them to refer the question to their legal department...

 

Good luck

  • Confused 1

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Opinions given herein are made informally by myself as a lay-person in good faith based on personal experience. For legal advice, you must always consult a registered and insured lawyer.

 

 

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Sending my Second letter tomorrow their 14 days are up!!!!!

 

Will keep you all posted!!

Love & Light To All

 

Mysticjo

 

Nationwide Settled 19/07/2006 Settled out of court £5,000

 

HSBC Bank PLC< Data Protection Letter Sent 25/07/2006

 

Preferred Mortgages Data Protection Letter Sent 25/07/2006 ERF & Charges

 

Welcome Car Finance Data Protection Letter Sent 25/07/2006

 

NatWest Home Loans Data Protection Letter Sent 25/07/2006 ERF & Charges

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  • 2 months later...

Hi Everyone

 

Just to let you know I have lodged my claim at the Court on 7th July 2006, awaiting a reply from court Claiming £4883

Love & Light To All

 

Mysticjo

 

Nationwide Settled 19/07/2006 Settled out of court £5,000

 

HSBC Bank PLC< Data Protection Letter Sent 25/07/2006

 

Preferred Mortgages Data Protection Letter Sent 25/07/2006 ERF & Charges

 

Welcome Car Finance Data Protection Letter Sent 25/07/2006

 

NatWest Home Loans Data Protection Letter Sent 25/07/2006 ERF & Charges

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Received a letter from the court today giving them until the 27th July to reply. So things are starting to get interesting... So much happening in my life, could do with a little lady luck on our side, and Nationwide pay up out of court but that would be too easy. So I am ready for the battle

Love & Light To All

 

Mysticjo

 

Nationwide Settled 19/07/2006 Settled out of court £5,000

 

HSBC Bank PLC< Data Protection Letter Sent 25/07/2006

 

Preferred Mortgages Data Protection Letter Sent 25/07/2006 ERF & Charges

 

Welcome Car Finance Data Protection Letter Sent 25/07/2006

 

NatWest Home Loans Data Protection Letter Sent 25/07/2006 ERF & Charges

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Well done - we're still watching, honest :-)

..

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Opinions given herein are made informally by myself as a lay-person in good faith based on personal experience. For legal advice, you must always consult a registered and insured lawyer.

 

 

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Hiya,

 

I know I say this ALL the time but please check your account for money having gone in. Nationwide seem to be following a pattern at the moment - they acknowledge your claim and a first lot of money goes into your account (usually costs + Interest), followed a few days later by the remainder. You usually don't get a letter telling you about it until a week or so later. Payments can go in at any time of day and are usually a 'cash credit'.

 

So please check your account today...you might be pleasantly surprised! :)

 

Here's hoping......

Please note that I am not a legal expert and all advice given is without prejudice and is purely my opinion only.

 

** Nationwide - £1821.15-PAID IN FULL - Aug 06 **

** Halifax Mortgage -£390 - PAID IN FULL - Nov 06 **

Lloyds TSB - MCOL issued 09/03/07 - £2953 + costs - ON HOLD....

 

 

 

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Fantastic News!!!!!!!!!

 

The Nationwide Faeries were out last night when I was sleeping I woke up to find £5,000 put into my bank account in about 6 payments !!!

 

Wow I am laughin and smiling, yesterday I didn't know whether I could pay my mortgage, today I have enough for my dream, I am going to use the money to complete my application to go and live in Perth Australia.

 

Thank you everyone for you support xxxxxx

Love & Light To All

 

Mysticjo

 

Nationwide Settled 19/07/2006 Settled out of court £5,000

 

HSBC Bank PLC< Data Protection Letter Sent 25/07/2006

 

Preferred Mortgages Data Protection Letter Sent 25/07/2006 ERF & Charges

 

Welcome Car Finance Data Protection Letter Sent 25/07/2006

 

NatWest Home Loans Data Protection Letter Sent 25/07/2006 ERF & Charges

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That is absolutely WONDERFUL news - seems they have paid out on a few today. I am delighted for you and should you go to live in Australia I hope it works out fantastically well for you.

 

xx

Please note that I am not a legal expert and all advice given is without prejudice and is purely my opinion only.

 

** Nationwide - £1821.15-PAID IN FULL - Aug 06 **

** Halifax Mortgage -£390 - PAID IN FULL - Nov 06 **

Lloyds TSB - MCOL issued 09/03/07 - £2953 + costs - ON HOLD....

 

 

 

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CONGRATULATIONS

This is great news, well done.

Would you please fill out our survey - Bank Charges Refund Survey - it only takes a minute and it's really important.

(and don't forget we can only survive if we get donations!! cough cough)

 

 

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..

.

 

Opinions given herein are made informally by myself as a lay-person in good faith based on personal experience. For legal advice, you must always consult a registered and insured lawyer.

 

 

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Brilliant, WTG, tonight seems to be buzzin, well done

Freebird x

1/6/06 request charges

16/6/06 received charges

18/6/06 first request for refund

3/7/06 "No" letter from bank

13/7/06 LBA

7/08/06 handed claim to court

10/8/06 court stamped as date of issue

24/8/06 deemed to be served

25/8/06 Sechiari filed acknowledgement of service

6/9/06 defence served

9/9/06 copy of defence and AQ received by me

25/9/06 deadline for AQ submission

25/9/06 call Sechiari confirm safe receipt of my AQ

26/9/06 received copy AQ from Sechiari

29/9/06 letter to SCM to say "you want 1 month to settle, so settle"

18/10/06 after "strained communications"and how !

verbal offer of full settlement with conditions

communications rejecting conditions from me

5/11/06 received letter offering settlement with conditions

7/11/06 sent fax rejecting conditions etc

14/11/06 unconditional settlement in bank and how !;)

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Hi Everyone

 

Gets home from a really busy day at the office to find a lovely letter from Nationwide!!!

 

It is now clear that you are unwilling to conduct your account in accordance with our Flex Account terms and conditions, therefore this letter is notification of our intention to close the above accounts in 30 days time, 21 August 2006.

 

Funny people or what! Does this mean they are going to close my Cashbulider savings account too and my 6 year old sons account what a joke!

 

They give you the money back then tell you are breaking their rules so why put the money back lol Sado's

Love & Light To All

 

Mysticjo

 

Nationwide Settled 19/07/2006 Settled out of court £5,000

 

HSBC Bank PLC< Data Protection Letter Sent 25/07/2006

 

Preferred Mortgages Data Protection Letter Sent 25/07/2006 ERF & Charges

 

Welcome Car Finance Data Protection Letter Sent 25/07/2006

 

NatWest Home Loans Data Protection Letter Sent 25/07/2006 ERF & Charges

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  • 12 years later...

This topic was closed on 08 March 2019.

If you have a problem which is similar to the issues raised in this topic, then please start a new thread and you will get help and support there.

If you would like to post up some information which is relevant to this particular topic then please flag the issue up to the site team and the thread will be reopened.

- Consumer Action Group

Love & Light To All

 

Mysticjo

 

Nationwide Settled 19/07/2006 Settled out of court £5,000

 

HSBC Bank PLC< Data Protection Letter Sent 25/07/2006

 

Preferred Mortgages Data Protection Letter Sent 25/07/2006 ERF & Charges

 

Welcome Car Finance Data Protection Letter Sent 25/07/2006

 

NatWest Home Loans Data Protection Letter Sent 25/07/2006 ERF & Charges

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