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    • I would suggest that you stop trying to rely on legal theory – as you understand it. Firstly, because we are dealing with practical/pragmatic situations and at a low value level where these arguments tend not to work. Secondly, because you clearly have misunderstood the assessment of quantum where there are breaches of obligations. The formula that you have cited above is the method of loss calculation in torts. In contract it is entirely different. The law of obligations generally attempts to remedy the breach. This means that in tort, damages seek to put you into the position you would have been in had the breach not occurred. In other words it returns you to your starting position – point zero. Contract damages attend put you into the position that you would have been had the breach not occurred but this is not your starting position, contract damages assume that the agreement in dispute had actually been carried out. This puts you into your final position. You sold an item for £XXX. Your expectation was that you your item would be correctly delivered and that you would be the beneficiary of £XXX. Your expectation loss is the amount that you sold the item for and that is all you are entitled to recover. If you want, you can try to sue for the larger sum – and we will help you. But if they ask for evidence of the value of the item as it was sold then I can almost guarantee that either you will be obliged to settle for the lesser sum – or else a judge will give you judgement but for the lesser sum. This will put you to the position that you would have been had there been no breach of contract. I understand from you now that when you dispatch the item you declared the retail cost to you and not your expected benefit of £XXX. To claim for the retail value in the circumstances would offend the rules relating to betterment. If you want to do it then we will help you – but don't be surprised if you take a tumble.  
    • I was caught speeding 3 times in the same week, on the same road. All times were 8-12mph higher than the limit. I was offered the course for the first offense and I now need to accept the other 2 offenses. I just want to be ready for what might come. Will I get the £100 fine and 3 points for each of them or do I face something more severe?  These are my only offenses in 8 years of driving.
    • I'll get my letter drafted this evening. Its an item I sold, which I'm also concerned about, as whilst I don't have my original purchase receipt (the best I have is my credit card statement showing a purchase from Car Audio Centre), I do unfortunately have the eBay listing where I sold it for much less. But as I said before this is now a question of compensation: true compensation would seek to put me back into the position I was in before the loss ie: that title would remain with me until my buyer has accepted this, and so compensation should be that which would be needed to replace the lost item. But in the world of instant electronic payment, it could be argued that as I had already been paid, the title to the goods had already transferred, and I was required to refund the buyer after the loss. And so, despite my declared value being the retail price - that which is needed to return me to my pre-sales position, the compensatory value should be the value I sold it for, which being a second-hand item from a private seller is lower. I still believe that I should be claiming for the item's full value, rather than how much I sold it for, as this is the same for insurance: we don't insure the value we paid, but rather the value of the item to put us back into the position we would be in if we ever needed to claim. Its for the loss adjuster to argue the toss
    • amusing that 'bad economic judgement on behalf of prior party ISN'T a major reason to wingers to move to deform yet immigration is, where record levels of such has been driven by the right wings terrible brexit and the later incompetent dog whistle 'proposals largely driven to whistle to the right wingnuts Just seems to confirm the are clueless numpties 'wetting their own shoes   Has farage bought a property in Clacton yet?   yet concern for the NHS is listed as a major issue even by those saying they are moving to deform  
    • Also, have you told us how much you paid for this vehicle? Are there any other expenses you have incurred – insurance, inspections et cetera? How far away from the dealership do you live?
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    • We have finally managed to obtain the transcript of this case.

      The judge's reasoning is very useful and will certainly be helpful in any other cases relating to third-party rights where the customer has contracted with the courier company by using a broker.
      This is generally speaking the problem with using PackLink who are domiciled in Spain and very conveniently out of reach of the British justice system.

      Frankly I don't think that is any accident.

      One of the points that the judge made was that the customers contract with the broker specifically refers to the courier – and it is clear that the courier knows that they are acting for a third party. There is no need to name the third party. They just have to be recognisably part of a class of person – such as a sender or a recipient of the parcel.

      Please note that a recent case against UPS failed on exactly the same issue with the judge held that the Contracts (Rights of Third Parties) Act 1999 did not apply.

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      This is good ethical practice.

      It would be very nice if the parcel delivery companies – including EVRi – practised this kind of thing as well.

       

      OT APPROVED, 365MC637, FAROOQ, EVRi, 12.07.23 (BRENT) - J v4.pdf
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Energy Companies Offering New Customer Only Deals and Barring Exisiting Customers


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Have just read this article and am quite disgusted by energy companies at the moment.

 

http://www.bbc.co.uk/news/business-37521168

 

Since the regulator said they weren't going to pursue this practice, energy companies have brought back in new customer only deals that are in many cases over £200 a year cheaper.

 

So I had a few questions about switching and how it affects other things

 

1: If you have applied for the Warm Home Discount (I just have), does switching mean you have to apply again with the new supplier (if they are part of the scheme).

2: What happens if you are awarded the WHD and then switch... do you still get the full amount credited to your account?

3: If you have solar panels fitted as my mum does with EON, what happens to the Feed In Tarrif... Does that stay with EON or do you have to transfer it over to the new supplier? Because my mum had so many problems with EON over the FiT and really doesn't want the hassle of that all over again.

 

On top of that they've just informed my mum that they're raising her DD from £59 to £70... which is a pain because all they've done is drop it to eat up the credit over the summer and then hike it for the winter... But as my dad died in July, her usage has dropped by around 30% but won't be reflected in her bills or DD until next year.

 

It's time energy companies were held to account for these disgusting practices... Both my mum and I want to switch and take advantage of these new customer only offers... But need to know if these obstacles will cause issues... Losing the WHD of around £140 would easily be offset by new customer deals that could save me around £200 over the next 12 months.

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Heckler, I agree with your comments re New customers being offered better deals. However, if you are on a fixed contract, when it comes to an end, surely you are no longer a customer? I would take this up with the ombudsman.

Bear in mind two things on energy comparison sites though:

1. The savings they say you can make are compared to their most expensive one's so it looks like you are saving a lot of cash

2. Scrutinise all the small print. Some comparison sites offer better deals than others, like cashback, Nectar points etc.

One site stated that if you were in credit they would add on 3% monthly. It turned out that it was really 3% ANNUALLY. My existing fixed dual fuel deal is coming to an end soon, so making sure I would not be penalised (the last month of the deal usually allows this, but do check) I looked around and actually saved 10% compared to last year and they were going to raise my new deal by 15%! Incredible!

One last thing: Do look at reviews of Energy suppliers. The cheapest generally are the worst when things go wrong.

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Both mine and my mums deals are not bound by an contracts, we could both switch easily enough... But it's the questions about solar panels and the FiT, and the warm home discount that I've not been able to find answers too.

 

I'm on the EDF blue price March 17 tariff, and switching to their Oct one... estimates that I'll save £15... but the kicker is that they say my DD will go up from £55 to £70.

 

All of the comparison sites compare what my annual bill would be on standard rates... which is around £300 higher than it actually is... and of all the tariffs offered the biggest saving is only £280 with £30 per fuel termination fees... EDF are good in that they don't charge them at the moment.

 

I reckon I'll be better of sticking to my current tariff and waiting for the WHD to be applied (I've had it the last 2 winters and my circumstances haven't changed)... I've actually had around £200 refunded to me in the last 14 months because I've radically altered my usage to save money.

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I presume then that you are on a variable tariff in which you don't have any leaving fees. I would serve out your time until March then change. I'm going over to Sainsburys Energy as they gave me a good tariff although their daily charge out rate is a hefty 26p/fuel!

I am currently with E.on and they have been very good as you can agree with them what you should pay within reason so that you don't go too much in credit or debit. I think this is the fairest way to charge. You have to give them monthly readings so they can adjust accordingly. I would have stayed with them if they could have offered me the new customer tariff but hey, that's life at the moment. Incidentally, Sainsburys Energy is allied to BG but not with BG prices. I'll have to wait and see what their customer services are like after I've been with them for a few months and then offer my opinion.

 

Having £200 refunded seems to be a lot of money in EDF's hands. How did they accrue such an amount? It pays to regularly look at your payments vs your consumption and get in touch with the supplier to try and agree a different payment amount. I have made a chart now of my payments vs consumption which is proving very handy. I also have my yearly consumption figures for gas and electric for easy comparison for when I want to change suppliers. I believe the best time to change energy suppliers is about now before the prices go up in the New Year. Perhaps you should look at this in more detail?

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Both mine and my mums deals are not bound by an contracts, we could both switch easily enough... But it's the questions about solar panels and the FiT, and the warm home discount that I've not been able to find answers too.

 

I'm on the EDF blue price March 17 tariff, and switching to their Oct one... estimates that I'll save £15... but the kicker is that they say my DD will go up from £55 to £70.

 

All of the comparison sites compare what my annual bill would be on standard rates... which is around £300 higher than it actually is... and of all the tariffs offered the biggest saving is only £280 with £30 per fuel termination fees... EDF are good in that they don't charge them at the moment.

 

I reckon I'll be better of sticking to my current tariff and waiting for the WHD to be applied (I've had it the last 2 winters and my circumstances haven't changed)... I've actually had around £200 refunded to me in the last 14 months because I've radically altered my usage to save money.

 

 

 

Exactly what I am experiencing with EDF etc

:mad2::-x:jaw::sad:
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JUST received E-Mail from SSE in response to question:- if I paid say monies into account via Faster payments during a month and the amount exceeded standard Direct Debit amount would they still take monthly figure as well:- response basically below says yes = double payment!????

 

 

I understand you have been looking at transferring your supplies to SSE but have been unable to reach us by telephone.

 

I am sorry that we have not answered your call. I can confirm that if you have a Direct Debit in place on your accounts we will take the monthly amounts every month even if you make additional payments throughout that same month.

 

We can also check if you would be entitled to our Warm Home Discount scheme which is your supplier calls Home Front however if you were to transfer to us you would need to re-apply for this payment as it is not transferable between suppliers.

 

I hope the information I have provided you with has been useful however please do not hesitate to contact me if I can be of any further assistance.

:mad2::-x:jaw::sad:
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I've now confirmed that if you apply for the Warm Home discount and then switch suppliers before it's credited to your account... You will have to apply again with the new supplier.

 

I'm still none the wiser on what happens if you have solar panels and get the feed in tariff and want to switch though.

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