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    • 1st - all my posts on CAG are made not only in reply to the specific issue the topic starter makes but also in a general matter to advise any future readers upon the related subject - here it is kings interhigh online school. KIH lets take this topic apart shall we so readers know the real situation and the real truth...and underline the correct way to deal with KIH. https://tinyurl.com/ycxb4fk7 Kings Interhigh Online School issues - Training and Apprenticeships - Consumer Action Group - but did not ever reply to the last post.  but the user then went around every existing topic here on CAG about KIH pointing to the above topic and the 'want' to make some form of group  promoting some  'class action' against KIH . then on the 2nd march this very topic this msg is in was created. all remarkably similar eh? all appear to be or state..they are in spain... ....as well as the earlier post flaunting their linkedin ID, (same profile picture) that might have slipped through via email before our admin killed it.., trying to give some kind of legitimacy to their 'credentials' of being 'an honest poster'....oh and some kind of 'zen' website using a .co.uk  address (when in spain- bit like the Chinese ebay sallers) they run ... and now we get the father of the bride ...no sorry...father of a child at the uk-based international school in question posting ...pretending to be not the 'other alf... do you really think people are that stupid..... ................... nope you never owed that in the 1st place... wake up you got had and grabbed the phone - oh no they are taking me to court under UK jurisdiction...and fell for every trick in the book that they would never ever put in writing that could be placed in front of a court operating under their stated uk jurisdiction wherever you live. T&C's are always challengeable under UK law this very site would not exist if it were not for the +£Bn's bank charges reclaiming from 2006> and latterly the +£Bn's of PPI reclaiming both directly stated in the banks' T&C's were they claimed they were legally enforceable ...not!! they lost big time... why? a waste of more money if you've not got a court claim....... why not use them for a good outcome...go reclaim that £1000 refundable deposit you got scammed out of . people please research very carefully ...you never know who any of these people are that are posting about kings interhigh and their 'stories' they could even be one of their online tutors or a shill . don't get taken in. dx      
    • @KingsParent thank you for sharing your experience.  I also tried contacting the CEO but didn’t get very far. Do you mind sharing his contact details?  kind regards   
    • Thank you Rocky for the clarifications though they did cause a problem at first since an original windsccreen ticket was  of a different breach some time before. The current windscreen ticket only states that you were parked there for 6 minutes which is just one minute over the minimum time allowed as the Consideration period. There is no further proof that you parked there for any longer than that is there? More photographs for example? Moving on to the Notice to Keeper-it does not comply with the Protection of Freedoms Act 2012 Schedule 4. First there is no parking period mentioned on it. there is the time 20.25 stated which coincides with the W/S ticket but a parking period must have a starting and finishing time-just one time is insufficient to qualify as a parking  period as required in Section 9 [2] [a] . Are there any different photos shown on the NTK comapared to the w/s PCN? Not that that would make a difference as far as PoFA goes since the times required by PoFA should be on the NTK but at the moment Met only appear to show that you stayed there for 6 minutes. Another failure to comply with PoFA is at S9([2][e] where their wording should be "the creditor will (if all the applicable conditions under this Schedule are met) have the right to recover from the keeper so much of that amount as remains unpaid; ". You can see on your NTK that they misssed off the words in brackets. Met cannot therefore transfer the charge from the driver to the keeper. Only the driver is now liable. Then their is the discrepancy with the post code on the NTK  HA4 0EY which differs from the post code on the contract and the Post Office Postcode Finder which both list it as HA4 0FY. As you were not parked in HA4 0EY the breach did not occur. In the same way as if you were caught speeding in the Mall in London, yet you were charged with speeding in Pall mall London [a street nearby] you would be found not guilty since though you were speeding you were not speeding in Pall Mall. I bow to Eric's brother on his reasoning on post 12 re the electric bay abuse  That wording is not listed on their signs nor is there any mention on the contract of any electric charging points at all let alone who can park there or use them. He is quite right too that the entrance sign is merely an invitaion to treat it cannot form a contrct with motorists. Also the contract looks extremely  short no doubt there will be more when we see the full Witness statement. As it stands there is no confirmation from Standard Life [or Lift !] on the contract that Savills are able to act on their behalf. Also most contracts are signed at the end of the contract to prevent either side adding extra points. So their percentage  chance of winning their case would be somewhere between 0.01 and 0.02.    
    • @dx100uk no, haven’t received any correspondence as of yet. Still waiting on a court date but seems to be taking forever. Have noticed an increase in unhappy customers on here
    • They threatened to do this to me (as per the thread I made). Sent me some over-dramatic emails and texts counting down the days until someone would visit me (and advising I still I had a chance to "resolve it amicably" rather than deal with their agent). Not only did they never send anyone, but any underpaid monkey that did turn up would have only got a  two word response. Just a new scare tactic, even if they arrive. 
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    • We have finally managed to obtain the transcript of this case.

      The judge's reasoning is very useful and will certainly be helpful in any other cases relating to third-party rights where the customer has contracted with the courier company by using a broker.
      This is generally speaking the problem with using PackLink who are domiciled in Spain and very conveniently out of reach of the British justice system.

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      OT APPROVED, 365MC637, FAROOQ, EVRi, 12.07.23 (BRENT) - J v4.pdf
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Bank of NZ debt in UK


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  1. Hi just looking for some guidance. To set the scene I'm a UK citizen resident and working in NZ until July last year. I took out a 12000 NZ dollar bank loan out with Bank of New Zealand, I and was making repayments initially...

I returned to the UK with my wife and daughter due to a family bereavement and we will be staying here for the next few years. Due to difficulties finding work initially and funeral costs etc I am unable to pay the debt and it has now been referred to EC Credit Control new Zealand. They contacted me yesterday asking me to call them. It seems they still think I am in New Zealand I have not responded. I really am unsure if I will ever be able to repay the bank of new Zealand.

I have a few queries re collection. How can they find out I am no longer resident in NZ and live in the UK? if they find this out can they persue me here? EC does has a UK branch...What are their nest steps if I don't get back to them. I realise I am likely to be blacklisted in N.Z...can they do the same in the UK will that effect getting a mortgage etc. Also what happens if I return to N.Z to live will I be saddled with debt unable to get a mortgage there etc...could it effect my residency status..Will they just go away...wishful thinking perhaps

 

 

You will appreciate I am not the most financially savvy soul so any simple advice guidance is appreciated.

 

 

Cheers

 

 

Jon

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They can enforce the debt in the UK, if they found you, but each country has separate credit records/Data Protection laws, so the NZ debt won't be reported in the UK. It is only if they managed to get the debt transfered to a UK court, that it could be reported in the UK. What will happen I expect is that someone sat in an office in NZ will be reviewing their records, realise you are not responding and then come to the realisation that you have left the country. Because you were from the UK, they will do a search for you on UK records databases and if you have anything with your name/address showing, they will eventually write to you.

 

With a debt of that amount, I am pretty sure the NZ bank will secure a court judgement in NZ, using your last known address. So if you went back, it wlll be on your record and could affect anything where checks are made. e.g bank accounts, mortgages, loans, house renting, jobs, residential status I believe New Zealand is the same as the UK, with such records being kept for 6 years from the date of default or court judgement.

 

If you are wanting to return to NZ, you would be wise to come to an affordable payment arrangement if you can and keep to it. I see NZ has Citizen Advice Bureaus who can offer advice online. You would be wise to get specific debt advice from someone qualified in NZ.

 

ww.cab.org.nz/Pages/home.aspx

We could do with some help from you.

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Ok thank you that's great advice..would/could they they check the electoral roll?

 

Yes they could. I suspect that they buy a copy on a regular basis, given the number of people who move between NZUK.

We could do with some help from you.

PLEASE HELP US TO KEEP THIS SITE RUNNING EVERY POUND DONATED WILL HELP US TO KEEP HELPING OTHERS

 

 Have we helped you ...?         Please Donate button to the Consumer Action Group

 

If you want advice on your thread please PM me a link to your thread

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