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    • We purchased our Mercedes in September 2023 from Doves in Horsham for £21000, paying half cash and half on finance. We also purchased warranty for life via Ramp as recommended by Doves. On 12th May 2024 the car failed to recognise the key and wouldn’t not open, the AA could not identify the problem so via our warranty the car was taken to Mercedes in Croydon. After 3 weeks the problem was finally identified as water ingress in the drivers side footwell which has corroded and blown various components. After further investigation it was discovered the windscreen was date stamped 2019 (all the windows are 2018 - therefore not the factory fitted windscreen) The leak has developed due to incorrect sealant being used assuming when this was replaced and also water leaking from the seam. The warranty company do not cover water ingress so we are now faced with a bill of £3635. As we are now at 8 months since purchase (problem started at just over 7 months) we are not covered by the consumer rights acts. Would we be covered Sale of Goods Act? We have all the reports for the works being completed but unsure if this should be taken to the finance company or Doves who we purchased the car from. Do we pay for the works and then try and claim it back or should they be paying? Any help would be much appreciated
    • im also wondering if back billing applies here too . from looking at like threads around this SSE to ovo compulsory switch, it must be evidenced by the claimant that bills were regularly issued for the period of the supply the debt they claim covers. there are no threads here that show they could ever produce them, so back billing rules (12mts) might also play a part.
    • Vodafone have reported that they are having issues with their Credit File APIs into the Credit Reference Agencies where aged accounts over 6 years are being readded to Credit Files. In some instances, people are having defaults rescinded and changed to late payment status making the account live again!    --- Have you been affected? Please keep an eye out on your credit file for any  new Vodafone Account appearing where there shouldnt be any reason. If you are a Vodafone Customer - Check that the information is correct. check for Late Payments and Defaults.    Don't forget to consider the financial impacts this could have on you.  ---   If you are struggling - Post below and we can guide you to get the result you need!    Its been reported that Experian and TransUnion seem to be where these appear.  They are able to remove the information relatively quickly and it will reflect on next Credit File Refresh.         
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    • If you are buying a used car – you need to read this survival guide.
      • 1 reply
    • Hello,

      On 15/1/24 booked appointment with Big Motoring World (BMW) to view a mini on 17/1/24 at 8pm at their Enfield dealership.  

      Car was dirty and test drive was two circuits of roundabout on entry to the showroom.  Was p/x my car and rushed by sales exec and a manager into buying the mini and a 3yr warranty that night, sale all wrapped up by 10pm.  They strongly advised me taking warranty out on car that age (2017) and confirmed it was honoured at over 500 UK registered garages.

      The next day, 18/1/24 noticed amber engine warning light on dashboard , immediately phoned BMW aftercare team to ask for it to be investigated asap at nearest garage to me. After 15 mins on hold was told only their 5 service centres across the UK can deal with car issues with earliest date for inspection in March ! Said I’m not happy with that given what sales team advised or driving car. Told an amber warning light only advisory so to drive with caution and call back when light goes red.

      I’m not happy to do this, drive the car or with the after care experience (a sign of further stresses to come) so want a refund and to return the car asap.

      Please can you advise what I need to do today to get this done. 
       

      Many thanks 
      • 81 replies
    • Housing Association property flooding. https://www.consumeractiongroup.co.uk/topic/438641-housing-association-property-flooding/&do=findComment&comment=5124299
      • 161 replies
    • We have finally managed to obtain the transcript of this case.

      The judge's reasoning is very useful and will certainly be helpful in any other cases relating to third-party rights where the customer has contracted with the courier company by using a broker.
      This is generally speaking the problem with using PackLink who are domiciled in Spain and very conveniently out of reach of the British justice system.

      Frankly I don't think that is any accident.

      One of the points that the judge made was that the customers contract with the broker specifically refers to the courier – and it is clear that the courier knows that they are acting for a third party. There is no need to name the third party. They just have to be recognisably part of a class of person – such as a sender or a recipient of the parcel.

      Please note that a recent case against UPS failed on exactly the same issue with the judge held that the Contracts (Rights of Third Parties) Act 1999 did not apply.

      We will be getting that transcript very soon. We will look at it and we will understand how the judge made such catastrophic mistakes. It was a very poor judgement.
      We will be recommending that people do include this adverse judgement in their bundle so that when they go to county court the judge will see both sides and see the arguments against this adverse judgement.
      Also, we will be to demonstrate to the judge that we are fair-minded and that we don't mind bringing everything to the attention of the judge even if it is against our own interests.
      This is good ethical practice.

      It would be very nice if the parcel delivery companies – including EVRi – practised this kind of thing as well.

       

      OT APPROVED, 365MC637, FAROOQ, EVRi, 12.07.23 (BRENT) - J v4.pdf
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Hello people once again they are after my money. I loaned my car to a friend who managed to pick up a congestion charged . I didn't know about it till it was at £200.

What was odd with this was the prefix wouldn't allow me to view the evidence or pay!

I spoke to the collections and by some miracle it was allowing me to pay and view the evidence . I commented on this and they said "Well it was already at £200 before you contacted us" Sounds to me like manual intervention.

My question to you all is about this being County court where does that leave me as this

has now bailiff charges on top . Can they force entry with the new rules or do they apply

to magistrate courts only

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Thanks this was congestion charge actually . Do the same rules apply ? How does making a charge to enter an area automatically allow these extra charges .

I cant believe we are allowing this nonsense to happen . Time for a revolution ! How much would i owe if every £10 debt increased like this . I guess I will have to change my car now to prevent them clamping it the next time I go into London.

Any body got anything to say on the prefix being different surely this would be an automated system . I feel there is a bit of fraud here . I have seen manipulation with yellow box photos and banks interfering with my account to collect charges so why would they not create revenue by altering times on photos !

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I am confused by your post because, on the one hand you say that you were able to pay the debt when it was at £200 but then you say that bailiff fees have been added and the debt is now £550. Did you make payment when it was at £200?

 

Also, you say that you loaned your car to a friend and that he had entered the CC zone with paying the fee of £10. Whilst this was clearly his error it would nonetheless still mean that YOU (as the registered keeper) should have received the Notice to Owner, Charge Certificate and Order for Recovery from TfL. Did you receive all of these notices?

 

If you had not received ANY of the notices it would normally be the case that all notices had been wrongly addressed. Have you moved address? If so...have you updated your address at DVLA?

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Hi tomtubby Yes I could have paid the "debt" at 200 once they altered the system to suite . That would have meant me having £200 . I don't go home too much and I keep an eye on congestion charges as I have forgotten to pay in the past but my friend followed the sat nav through london to the airport . I really was wondering why the number was wrong when this is an automated system . Maybe not so automated .

Yes I know the rules make me responsible for the ticket but it is totally out of order that they can use a system of rules to escalate this to hundreds of pounds . The charge is £10 not worth them making the effort to collect so they put more charges on before you are taken through the phoney court for the " enforcement " to get their share. Yes there have to be rules but this is fraud . . My hands are tied cant pay any of it so just going to keep out of the way . Ostrich style .

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