Court Summons - no insurance since september!

[NokinNikon]

Hi All

 

Last November I was stopped by a traffic officer and told that I had no Insurance which took me completely by surprise as I pay monthly,

 

I phoned my insurance company from the side of the road while the officer waited!!

 

only to be told that my insurance had been cancelled due to non payment!

 

they explained that they sent a letter to me to get payment

- but did not get an answer so they cancelled my insurance in SEPTEMBER!!!.

 

. Obviously I was horrified and demanded to know why they did not let me know, to which they said they sent a letter etc etc etc.

 

I understand that I'm partly to blame as I should have been checking my account to ensure that the money was being paid

(it wasn't my main account which everything else goes from, hence why I never checked much)..

 

What really got my goat is the fact that the insurance company have both my contact numbers and email address,

surely if you send someone three letters as they claim and you do not get a reply a telephone call should follow,

so I was driving for almost 7 weeks with no insurance.

 

after the usual pain of getting car towed away,

queuing up to get it,

paying the fine etc,

 

I have now received a court summons,

to which I was going to plead guilty via post, (because like I said earlier, I do take the responsibility somewhat

for not checking payments, as much as It kills me )

 

I have checked the summons and they have my car registration wrong!!..

 

All I want to know

(If there is a tiny bit of justice in the world!)

 

can the case be kicked out due to the fact that it is not my registration!

 

any help greatly appreciated

[Conniff]

I'm afraid typing errors don't hold up.

 

 

How can you admit to driving without insurance and then say (If there is a tiny bit of justice in the world!) ?

 

 

What would have happened if you had been in collision with someone. the cost of that to you would be a lot more than the £200 the court will fine you.

[NokinNikon]

Hi Thanks for the reply,... Just to clarify, I did not know I was driving without insurance until I telephoned insurance Co after getting pulled up.. So yes it has to be admitted

[Conniff]

If at all possible, I would think you would stand a better chance of leniency if you appeared in person.

[dacouc]

Did the Insurers send you a letter giving you seven or fourteen days notice they were cancelling the policy?

[Desperate Daniella]

I agree with Conniff. I think you should actually go to Court and plead in person for leniency. I would also take the bank statements for the two accounts showing that the one the insurance is paid from is used infrequently.