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    • We have finally managed to obtain the transcript of this case.

      The judge's reasoning is very useful and will certainly be helpful in any other cases relating to third-party rights where the customer has contracted with the courier company by using a broker.
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      OT APPROVED, 365MC637, FAROOQ, EVRi, 12.07.23 (BRENT) - J v4.pdf
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Me & an EGG Arrangement to Pay


clareallan
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I am in EXACTLY the same position as you.

 

I'm so pleased to find this thread.

 

I was also very surprised to discover and arrangement to pay from Egg showing on my Equifax report (it's not on my Experian one).

 

I am absolutely certain that I NEVER agreed any arrangement to pay with Egg and I NEVER paid less than the minimum amount.

 

What did happen was that I went over my credit card limit (only slightly) and they increased it for four months from Dec 2008 to March 2009.

 

I discovered this last year and queried it via Equifax but

 

they came back saying that Egg had looked into it and they hadn't made a mistake.

 

I didn't take it any further because I didn't know what to do and at the time I wasn't applying for credit etc anyway. But

 

I am now trying to rent a flat and this is coming up on my credit check,

despite the fact that in every other respect my credit history is perfec

t - there's not even a single late payment.

 

It seems incredibly harsh that having increased my credit limit five years ago for a period of four months

(the entire balance of the card was cleared in March 2009 and the account was closed)

 

should have been registered on my account in a manner which is having such a negative effect on my credit rating and causing me such huge problems.

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own thread created

 

dx

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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Could you please change the title of this thread? It is not about a default but an Arrangement to Pay and I want to attract others who may have experienced the same thing? Thanks

 

Done :-)

 

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  • 1 month later...

Actually, i managed to find a telephone number 0800 358 2101.

 

They have informed me that Canada Square Operations, Po Box 4903, Worthing, BN99 3AR is incorrect and anything relating to SAR should be sent to:

 

CitiFinancial Europe, PO BOX, BN99 3AS.

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prob for old citi cards transferred to egg yes

 

dx

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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