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    • If you are buying a used car – you need to read this survival guide.
      • 1 reply
    • Hello,

      On 15/1/24 booked appointment with Big Motoring World (BMW) to view a mini on 17/1/24 at 8pm at their Enfield dealership.  

      Car was dirty and test drive was two circuits of roundabout on entry to the showroom.  Was p/x my car and rushed by sales exec and a manager into buying the mini and a 3yr warranty that night, sale all wrapped up by 10pm.  They strongly advised me taking warranty out on car that age (2017) and confirmed it was honoured at over 500 UK registered garages.

      The next day, 18/1/24 noticed amber engine warning light on dashboard , immediately phoned BMW aftercare team to ask for it to be investigated asap at nearest garage to me. After 15 mins on hold was told only their 5 service centres across the UK can deal with car issues with earliest date for inspection in March ! Said I’m not happy with that given what sales team advised or driving car. Told an amber warning light only advisory so to drive with caution and call back when light goes red.

      I’m not happy to do this, drive the car or with the after care experience (a sign of further stresses to come) so want a refund and to return the car asap.

      Please can you advise what I need to do today to get this done. 
       

      Many thanks 
      • 81 replies
    • Housing Association property flooding. https://www.consumeractiongroup.co.uk/topic/438641-housing-association-property-flooding/&do=findComment&comment=5124299
      • 162 replies
    • We have finally managed to obtain the transcript of this case.

      The judge's reasoning is very useful and will certainly be helpful in any other cases relating to third-party rights where the customer has contracted with the courier company by using a broker.
      This is generally speaking the problem with using PackLink who are domiciled in Spain and very conveniently out of reach of the British justice system.

      Frankly I don't think that is any accident.

      One of the points that the judge made was that the customers contract with the broker specifically refers to the courier – and it is clear that the courier knows that they are acting for a third party. There is no need to name the third party. They just have to be recognisably part of a class of person – such as a sender or a recipient of the parcel.

      Please note that a recent case against UPS failed on exactly the same issue with the judge held that the Contracts (Rights of Third Parties) Act 1999 did not apply.

      We will be getting that transcript very soon. We will look at it and we will understand how the judge made such catastrophic mistakes. It was a very poor judgement.
      We will be recommending that people do include this adverse judgement in their bundle so that when they go to county court the judge will see both sides and see the arguments against this adverse judgement.
      Also, we will be to demonstrate to the judge that we are fair-minded and that we don't mind bringing everything to the attention of the judge even if it is against our own interests.
      This is good ethical practice.

      It would be very nice if the parcel delivery companies – including EVRi – practised this kind of thing as well.

       

      OT APPROVED, 365MC637, FAROOQ, EVRi, 12.07.23 (BRENT) - J v4.pdf
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Yes another wage problem - sorry


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So I joined my new job on 6th Jan and was due to be paid on 24th Jan. I didn't get paid so I phoned HR who said I could get paid at any time that day so I waited. It didn't arrive so I phoned HR again to get payrolls number.

After many calls it turns out payroll read the last number of my account wrong it was a 4 not a 9. Now I have to wait for it to be returned before I see any of it. They even asked my to contact my bank (halifax) to see if it was waiting to be returned. They say this can take a few days or if the account exists much longer.

 

Is http://www.postcodeanywhere.co.uk/demos/bankvalidator.aspx valid? It claims the account the money went into doesn't exist.

 

 

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probably. Lots of bank account numbers don't exist. It'll still be with the bank who won;t be able to match it up and will then return it.

Never assume anyone on the internet is who they say they are. Only rely on advice from insured professionals you have paid for!

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So did you contact your bank as suggested by payroll? What did your bank say?

 

 

When a salary is allocated to an account which doesn't exist, the bank will place the amount into a suspense account and eventually return it to the employer. If you contact your bank with details of the amount and date in order to verify you are entitled to the money, the bank may allocate the money to your account instead of returning to the employer.

 

 

I have personal experience of wrong numbers which can be resolved by contacting the bank providing you do it promptly, not several days later as the money will probably have been returned by then.

 

 

I have also phoned the bank as the employer, but they quite correctly, wouldn't speak to me as I wasn't their account holder.

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So did you contact your bank as suggested by payroll? What did your bank say?

 

 

When a salary is allocated to an account which doesn't exist, the bank will place the amount into a suspense account and eventually return it to the employer. If you contact your bank with details of the amount and date in order to verify you are entitled to the money, the bank may allocate the money to your account instead of returning to the employer.

 

 

I have personal experience of wrong numbers which can be resolved by contacting the bank providing you do it promptly, not several days later as the money will probably have been returned by then.

 

 

I have also phoned the bank as the employer, but they quite correctly, wouldn't speak to me as I wasn't their account holder.

 

Yes I did phone and I got nowhere, they couldn't look at any account other than the one on their screen - mine. All they said was that it would bounce back the same day if the account did exist but nothing has happen yet! I may try going into the bank and asking.

 

 

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Well email response from payroll:

 

I apologise for the inconvenience caused by this but we cannot make an emergency payment to you until we have traced the funds and they have been returned.

 

The payroll team are working as hard as they can to confirm the returned funds and a payment will be made to you as soon as possible.

I have cancelled all my bills and reduced my rent payment as what money my partner puts in my account each month will not cover them. Will be living on the credit card then!

 

 

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who wrote down the figure that could have been a 4 or a 9 in the first place?

Never assume anyone on the internet is who they say they are. Only rely on advice from insured professionals you have paid for!

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