Ppi reclaim against littlewoods and isme

[Radagast]

Hi All,

 

I am a newbie to the PPI, friend did a claim and mentioned it to me the other week, so i checked and found i was paying PPI on Littlewoods (extra care advantage) ISME (shopping insurance).

 

I have been with littlewoods since 2005 and ISME since 2009 the ppi has been on since then.

 

After reading a few articles on here i thaught id give it a shot at claiming it back, if i am entitled too.

 

I am filling out one of them PPI questionares for each of them and a couple of questions have stumped me.

 

here they are:

 

>how was it sold to me? As far as i know it was just added. Has this happened to anyone else?

 

> Personal circumstances part seems to be relevant to people working, i was not working and my husband was disabled at the time the loan was taken out and the circumstances are still the same, will this have an effect on the claim?

 

When my friend spoke to the person whom she was claiming back off they insisted that they would have done background checks on employment, finances and medical history via asking questions as its their policy. I have never been asked such things by neither company for which i am about to claim.

 

Just would like some advice on what route to take and / or if i am doing the correct thing by filling out a questionaire?

 

Kindest regards,

 

Radagast.

[dx100uk]

what questionnaires?

the ones they sent you.?

 

dx

[Radagast]

Hi Dx,

 

No I got them from the financial ombudsman site and thaught it would save time by filling one out. Is it better to just write them a letter in your opinion?

 

Regards,

 

Radagast

[dx100uk]

no I was just checking

they send their own forms which are rather intrusive

and ask questions they have no right to know

 

as for the FOS CQ

 

leave blank those questions

that have no relevance.

 

have you done a spread sheet?

 

dx

[Radagast]

Hi Dx,

 

I have not done a spreadsheet yet that was my first item to look up tomorrow, i believe there is a step by step on this forum how to do the spreadsheet. Would this need to be attached to the questionare or is it just for personal referance?

 

Regards,

 

Radagast.

[dx100uk]

FOS CQ

spreadsheet

covering letter for each claim.

 

see no'1' below

 

post them up before sending

 

set your default scan page size to A4 less than 300DPI [150 will do]

scan the required letters/agreements/sheets - as a picture[jpg] file

don't forget you can use a mobile phone or a digital camera too!!

'

BUT......

ENSURE: remove all pers info inc. barcodes etc using paint program

but leave all monetary figures and dates.

*********************************************************

{DO NOT USE A BIRO OR PEN OR USE SEE THRU TAPE OR LABELS]

try www.pdfescape.com TO BLANK STUFF,

*************************************************************

or

DO IT IN MSPAINT.EXE or any photo editing program

goto one of the many free online pdf converter websites ...

http://freejpgtopdf.com/

..

if you have multiple scans/pics

put them in a word doc FIRST and convert that to PDF

or use www.pdfmerge.com

 

convert existing PC files to PDF [office has an installable print to PDF option]

..

 

it would be better to upload a multipage pdf if

you have many images too rather than many single pdfs

.

or if you have PDF as an installed printer drive use that

or use word and save as pdf

try and logically name your file so people know what it is.

though dont use full bank names or CAG in the title

i'e Default notice dd-mm-yyyy TSB

.

open a new msg box here

hit go advanced below the msg box

hit manage attachments below that box

hit the add files button on the top right

hit select files, navigate to your file on your pc

hit upload files

.

 

is the account still active?

 

if so use the foscisheet.

 

http://www.consumeractiongroup.co.uk/forum/showthread.php?330996-Latest-Spreadsheets-PPI-Claims-and-Charges-Claims-Dec-2011