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About Me


Found 13 results

  1. I have been in dispute with ISME/Shop Direct/Lowell,over a catolague debt that was caused by 2 people not paying me for goods that were sent to their home direct from ISME I stopped paying and informed ISME of my problems in 2011 I offered and have continued to offer my part of the original debt (£1000) They passed it to Lowell who after many letters have said i still owe ALL of the the original debt (£5000) I now apparently have 30 day or face litigation Help would be appreciated
  2. Hi, I am posting this on a few of the Shop Direct posts as I have been working on 3 claims on behalf of a relative and want everybody who has been charged by them to reclaim their charges and all applicable interest as these are possibly the most arrogant of all the companies I have dealt with and will firstly refuse your requests and then as it goes on breach the court procedures and ignore the judges requests until they ultimately settle as of they have no defence and no desire to go in front of a judge. The final outcome on the claims is posted below as the e-mail sent to me for my r
  3. I wonder if anyone can help I brought a laptop on buy now pay later for £399, which was up in july. I havent recieved a final statement, just a statment through saying that my paymnet was due on the 12th of July and here, have some interest of £154!!!!!! After ringing them, they have basically told me tough, i can send a letter in if i like, i should of rung them??? ( I have been waiting for the final statment) They will not remove the interest...................... is there anything i can do, this seems like over the top bully tatics to me
  4. Hi, I hope you may be able to help me with an issue I have with ISME over some furniture that I purchased just over 7 months ago on Buy Now Pay Later. I have sent in a complaint to ISME about the poor quality of the furniture. One of the 2 seater sofas the seating has become so thin that my husband can feel the framework underneath him also the back cushions are badly out of shape and no matter what you try to do with them they do not look any better. The armchair that has rarely been used, is in pristine condition but I did not buy the furniture just to look at it, therefore I feel that the
  5. Hi All I have 2 catalogues of which I owe approx £3500 to each, the company I worked for went into liquidation on 1st November leaving me with no job and in a situation where by I cant make the minimum payments of £160 each per month, I have contacted both to be told, I have to make the payments and they cant make a payment plan for me Im so worried the payments are due on the 3rd of March and I cannot meet them, I did offer £50 to each but this was refused, can anyone help
  6. sent 3 items back to isme in same parcel. they received one back but not other 2. I have been trying to resolve this since December 2012 and still trying to get it sorted. sent at least 60 emails. isme recently told me to send them my original returns receipt from post office which I did recorded delivery and was signed for in march 2013 so they could make a claims with the post office. then was told they could not help me. I contacted someone else again at isme to go through all this again and was told all I could do was make my own claim with the po
  7. Hi everyone! I currently have 4 catalogue accounts with the Home Direct Group (Littlewoods, Woolworths, Isme and Very) and due to a recent change in circumstances am unable to make my usual payments. I have emailed all 4 catalogue's explaining my situation, offering them a token payment and explaining that I would like interest and charges frozen as well as a review of my circumstances in 6 months time. I also mentioned that I would like to keep all correspondence via email or letter (So that I have proof of what has been said). I have received emails back from a
  8. Hi All .. what are the chances of Marshall ward Isme having a CCA for 1999?.. The account number on my CF is different to the one I have now . .And what was the penalty charges back then ? cheers
  9. Hi All, I am a newbie to the PPI, friend did a claim and mentioned it to me the other week, so i checked and found i was paying PPI on Littlewoods (extra care advantage) ISME (shopping insurance). I have been with littlewoods since 2005 and ISME since 2009 the ppi has been on since then. After reading a few articles on here i thaught id give it a shot at claiming it back, if i am entitled too. I am filling out one of them PPI questionares for each of them and a couple of questions have stumped me. here they are: >how was it sold to me? As far as i know it was
  10. I'm hoping someone can help me with issues i am having with my catalogue account very and isme part of shop direct group. Basically i have accounts with both very and isme, last year in march i ordered a ipad 2 from isme on a buy now pay later basis, when i received the ipad there were scuff marks on the screen and on the corners of the ipad, it looked it had been used and it certainly wasn't a brand new ipad. Within 7 days of receiving the ipad i contacted very by email to complain about this, i received a response from very stating because i had turned the ipad on i had to contact an 08
  11. I opened an account with them in december 2010 and always made my payments on time. A couple of months ago, my ex but boyfriend at the time asked if i wanted to live together. We needed to furnish the place and he asked if i could get some things, our furnitures and appliances with them and he would of course pay his share. I am not even sure how much the debt is but roughly 10k combined. Of course, not all 10k was about the house, i have personal expenses as part of it too. Sadly, i think i jumped the gun too soon as i found the b***ard had about 3 women he was messing around with includ
  12. My partner a number of months ago got a couple of items from the cataglogue company isme. Everything was fine the first month. But every month since the statements are getting sent out and keep getting a £12 late charge each time. She is always paying a couple\few days before the statement says they want the money yet the next statement indicates they receive the payment late yet she is paying it within the date stated on the statement. She is paying it via the statement in the bank in person on a working day, always on a morning so the payment, like every other bill we have ever payed
  13. Apologies if this is on the wrong forum, but haven't got the hang of this yet! I missed a couple of payments with ISME and my account was passed to debt collectors. They tried to tell me I owed around £600, but in fact the amount is about half that. When I told them this, the debt collectors said that they hadn't added any charges themselves and this was the amount ISME said I owed. (I had spoken to someone at ISME a few days before this and tried to make a payment through them, and she confirmed that my balance was £300). the debt collectors said they would contact IS
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