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lewis debt recovery & co-op debt


ruthie26
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Not sure if I'm in the right place but would appreciate any advice with the following:

 

Lewis Debt Recovery have recently been in contact with me about a debt they have purchased from the Co-Op. The letter I received from them states that "before we can consider your offer of payment we require details of your weekly/monthly expenditure, together with documentary evidence of your income for which we enclose an income/expenditure form to fill in.

 

It is in your best interest to provide this information by return of post. If we do not hear from you, your account may be passed to our field agents who will arrange for a collector to call round personally to collect the debt.

 

Do not ignore this matter; further action will be taken if you fail to respond".

 

There are a couple of points I'd like to clarify:

 

Firstly, I have not been in touch with them to offer any payment

 

Secondly, am I correct in thinking that the only I&E form I would have to complete would be on the order of a judge?

 

Thirdly, should anyone turn up at the door, I deny them entry and contact the police (I have just reported receipt of this letter to them).

 

 

Thank you all in advance for your help. I am so thankful I found this forum and many people who understand my situation.

 

Ruthie

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all correct

 

is this debt on your CRA file?

 

do you know about it?

 

dx

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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Yes, I'm aware of this debt and it's showing on my credit file. I'm not sure when I last made a payment but I have a feeling that it may soon become statute barred and that this is the reason for the letter. If I check my own credit file to be certain will it affect my credit rating?

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no

 

dx

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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  • 4 months later...

Sorry to hijack this thread but the system isn't allowing me to start a new one. I've also had letter from Lewis debt rec for 2686.82. I can't find this debt on my Equifax report and though I have had past debts, they have been paid and upto date. Should I ignore this letter? Or should I contact and enquire.

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Sorry to hijack this thread but the system isn't allowing me to start a new one. I've also had letter from Lewis debt rec for 2686.82. I can't find this debt on my Equifax report and though I have had past debts, they have been paid and upto date. Should I ignore this letter? Or should I contact and enquire.

 

se the video below

 

dx

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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