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    • you never use or give an email  2nd class stamp with free proof of posting from any po counter dx
    • Much appreciated for the ammendment. The snottier the better right!   What I am assuming is that this response is to be posted to Gladstones? However, I am seeing some users sending this as an email instead, which is a little confusing.  If we're happy with this response, what would you suggest is the best way to send it over to them (post/email), and is there anything additional I could include (if necessary)?  Thanks again! 
    • Hi I've read through other threads to better inform me of the process from here onwards. When I put in the MoneyClaim it gave me a claim number and it currently says to wait for the defendant to respond, they have until 7 August.   It seems their most likely action is to extend that a further 14 days to about 21 August - this hasn't happened yet, of course, as it is only 27 July but I'm anticipating that may be the case. when the expected defence action is taken by EVRi I will need to submit DQ with these responses A1 - no mediation B - my contact details C1 - yes to the small claims track D1 - No.  If No please state why.  I believe the defence will provide some rebuttal to the particulars of claim and so I need to include details as to why the claim requires a hearing.  Is there some certain templated text I can include here or will it vary depending on what the defendant comes back with? I see on the form it mentions the following: Relevant reasons include that there are factual disputes which will need the judge to hear from witnesses directly or the issues are so complex they need to be argued orally.  Hoping to reach out to see what may be the most effective statements for D1 reasoning. E1-5 are pretty straightforward. I want to get ahead of things and be ready to take the next step so I appreciate what advice you may have about the DQ.   Thanks!  
    • Rachel Reeves is set to reveal a public finances shortfall of billions on pounds after a snap audit.View the full article
    • Hi What they have asked in what you have highlighted isn't unusual at all as Councils have numerous different departments that deal with specific different areas within that council. So if what you are asking in your DSAR is say specific to Housing Benefit, Council Tax Benefit, Planning Permission etc then just let them know that specific area. On the other hand if you want every bit of DATA they hold on you then simply tell then ALL DATA they hold on you it's them up to then to go through all depts to check for it. 
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    • We have finally managed to obtain the transcript of this case.

      The judge's reasoning is very useful and will certainly be helpful in any other cases relating to third-party rights where the customer has contracted with the courier company by using a broker.
      This is generally speaking the problem with using PackLink who are domiciled in Spain and very conveniently out of reach of the British justice system.

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      It would be very nice if the parcel delivery companies – including EVRi – practised this kind of thing as well.

       

      OT APPROVED, 365MC637, FAROOQ, EVRi, 12.07.23 (BRENT) - J v4.pdf
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Hastings Direct - Disgrace, any solutions?


Ncfcrulz
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Hi, my other half recently renewed her car insurance using a comparison site. She received a quote from Hastings Direct which was amongst the cheapest and took the policy.

 

Within a couple of weeks she received a letter and an email asking for her occupation, annual mileage, and use of vehicle. All 3 of which she had given accurately when using the comparison site that Hastings Direct gave a quote for. She provided this information again stating that she had already provided it also.

 

Last Friday she received a letter to state that they had changed her policy without her authorisation and her monthly payments were up to £52 from £46 with an amendment fee of £35!

 

She immediately rang them up and queried this. She was told that there was nothing she could do about it as they had a different mileage down to what was given on the comparison site and use of vehicle. We believe this could be a lie as we are adamant that we put the same use of vehicle down on the comparison site as we stated in the email and we see no other reason for them to have tried to chase this information up other than to try and force a fee as it was already given once. Anything that can be done about this? Tempted to cancel the direct debit and go with another insurer, if they then chase the fee tell them to take us to court or is this too extreme? £120 extra because of a fee which we didn't even ask to change the policy for and details that apparently they didn't have (bs?) is a joke.

 

Any suggestions?

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moved to the hastings forum

 

we have a rep here they should pick this up too

 

dx

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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Hi Ncfcrulz, Thank you for posting about your experience, I am sorry to hear about this situation and I am sure I can help you get this matter resolved. Can you please send me the policy details so that I can investigate what has happened? [email protected] Many Thanks, Jamie

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