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Natwest dishonesty has destroyed my business and left me in a debt crisis


marcone
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Natwest made the "assumption" that I no longer required the overdraft facility on my business account before attributing to me that I had requested it's removal.

 

They acted on an instruction I never gave, and even wrote to me stating that I made the request to remove the overdraft knowing (and later admitting) that I did not.

 

After realising their mistake they explained that they assumed I gave the request.

 

How can an action be assumed on an instruction that was never given?

 

Surely the bank can only know a request was made or not made, not assume it.

Natwest have not given me a satisfactory explanation.

My business has been crippled.

Money I could have potentially earned has been lost.

I estimate my total loss of earnings this year to be £8000.

 

I am now starting to receive default notices on debts amounting to £12,500, which I am no longer in a position to pay.

 

That brings total damages in financial terms to £20,500, and it's all attributable to the action taken by the bank.

 

I have been unable to finance projects I was working on for 2012/1213 and my credit rating has plummeted.

 

I complained to the Financial Ombudsman Service and was shocked when they rejected my complaint.

 

Can anyone advise a way forward?

 

Thank you.

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i wonder if BCOBS can help you?

 

dx

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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