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    • doh sorry was on phone screen. i think thats all ok,  let @AndyOrch confirm 1st please. dx  
    • Same date as poc then i dont like the agreement either, it just smells to me, but i can't find a like one of that era to compare against. this is only 10yrs old, so weight that up, i'd say enforceable & most are from the ear as a whole here. it cant be a recon as they must state so, and it wouldn't/doesn't need to have a tickbox+typed name to be so either. >80% loss if you go fwd, unless you can pay the CCJ within 30 days of judgement in FULL, might be time to consider a tomlin/consent, as much as i hate link, if you don't want to gamble on a very small chance of a win or can't pay within 30 days if you lose. what date is the hearing? dx    
    • Hi T911 and welcome to CAG. As you say, an interesting screw up. So much for quality control! Anyway, our regular advice is to ignore all of their increasingly threatening missives... UNLESS you get a letter of claim, then come back here and we'll help you write a "snotty letter" to help them decide whether to take it any further with their stoopid pics. If you get mail you're unsure of, just upload it for the team to have a look.
    • Thanks @lolerzthat's an extremely helpful post. There is no mention of a permit scheme in the lease and likewise, no variation was made to bring this system in. I recall seeing something like a quiet enjoyment clause, but will need to re-read it and confirm. VERY interesting point on the 1987 Act. There hasn't been an AGM in years and I've tried to get one to start to no avail. However, I'll aim to find out more about how the PPC was brought in and revert. Can I test with you and others on the logic of not parking for a few months? I'm ready to fight OPS, so if they go nuclear on me then surely it doesn't matter? I assume that I will keep getting PCNs as long as I live here, so it doesn't make sense for me to change the way that I park?  Unless... You are suggesting that having 5 or so outstanding PCNs, will negatively affect any court case e.g. through bad optics? Or are we trying to force their hand to go to court with only 2 outstanding PCNs?
    • That is so very tempting.   They are doing my annual review as we speak and I'm waiting for their response once I have it I will consider my next steps.    The debt camel website mentioned above is amzing and helping to. Education me alot    
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        • Like

Easylogbookloans want my car HELP


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Good morning people,

 

You have probably heard all this before but I am looking for some help,

 

I took out a logbook loan with easylogbookloans.tv not too long ago to pay some rent arrears

(I had been out of work for a couple of months and I needed some quick cash and had just been offered a new job)

 

so thought a log book loan would be the easiest option and then pay it back ASAP.

 

Unfortunately I got the loan but after 8 weeks in the new job I was laid off due to the work drying up and as the saying goes last in first out.

 

I have recently fallen into arrears with my logbook loan and they have sent bailiffs out for the car,

 

the problem is a couple of weeks ago the car had an engine blow out and was going to cost me more than the car was worth to get repaired so I have scrapped it,

 

easylogbook loans are saying if they don't get the car they will report it stolen and file for my bankruptcy and will not accept any form of payment plan I have tried to arrange with them.

 

Can they report the car stolen as I am still the registered keeper and that this is a civil matter not a criminal matter

and also can they file for bankruptcy on my behalf?

 

Also if I make an offer of paying back say £10 and stick to it now that technically the debt is unsecured can they do anything as long as I stick to it?

 

Just been looking and when I originally took out the loan I only had an agent sign my bill of sale with me

and it was only me and him that were there I have just been told that if there was no one else there to witness this

and sign the bill of sale it is void and the loan is unenforceable

and they can only chase me for the money and not take the car,

 

is this true?

 

Thanks for any help in advance

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they are NOT bailiffs

 

they have NO legal powers to take anything!

 

dx

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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unless its been to court already they were NOT bailiffs

 

just a repro guy = NO legal powers.

 

BOS Is On The Way Out

 

Most Of Them That Are Issued Are Flawed

 

No Indapendant signature

No Indapendant Witness

Not Registered With The High Court In 7 Days

 

Credit Agreement Details Not On The Bill Of Sale

 

I Can Go On And On

 

It Costs Money To Do It Legit

 

The Bos Days Are Now Numbered

 

dx

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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If there is no independent signatures or witnesses does this mean that they have no legal right to the car? I was not shown any court paperwork saying that they could take the car at all? Thanks for all the advice, I will check to make sure that the BOS was registered within 7 days as well ASAP.

 

Thanks

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Hello there.

 

If the bill wasn't 'attested' (witnessed) then it is void. You have two options here:

 

1) Write to the creditor pointing out their fatal error

2) Make an application to the High Court to strike the bill of sale from the High Court register.

 

If they are really turning the screw I would probably do the first one.

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