court claim forms received From HFO***Claim Discontinued***

[DonkeyB]

Subbing - on the case tomorrow. Need loads of history on this account. Something a bit odd here...

[DonkeyB]

Full history please. When did you first hear from them? It's over five years since assignment. Barclays usually took at least a year to sell - could be SB. It smells. No 'advice' till we have the facts, I'm afraid.

[DonkeyB]

You need to contact Barclaycard to establish exactly when the last payment was made.

[DonkeyB]

It doesn't exist on Barclaycard T&Cs. Their usual tricks. OFT will love this. They are claiming contractual interest on a CCA they have never seen. I feel a discontinuation with wasted costs coming on, eh, Mr 'I'm sh*t in court' Tytherleigh? He's lost enough cases like this to know his PoC is blatantly, er, 'misguided'.

[DonkeyB]

Call Barclaycard recoveries on 0844 556 0066 and find out (a) what the default date was, (b) when the account was sold, © who it was sold to and, most importantly, (d) when the last payment was made to the account.

 

Do it today!

[DonkeyB]

Bear in mind these facts.

 

If they have only just informed you of the assignment (probably with a letter that, er, mistakenly claims to have ‘previously informed you’) then they cannot claim interest from the date of assignment – only from when you were notified of the assignment.

 

This is liable to be a fast track case, so CPR 31 is a must.

 

But first, give us a full history of all your contact with these clowns, and make that phone call.

[DonkeyB]

... and as HFO/TR have been quiet for so long, getting thoroughly done over by the OFT I hope, I fully expect a spate of these sort of claims to land on CAG this week. Let’s see...

[DonkeyB]

...and nice to see you have a better response here than your thread on MoneySavingExpert.com!

[DonkeyB]

Little update on the dirty beggars’ activities...

 

http://www.consumeractiongroup.co.uk/forum/showthread.php?334112-Changes-at-HFO-Turnbull-Rutherford-%96-Quarterdeck-Law-Ltd&p=3992314#post3992314

[DonkeyB]

That explains why they have made the claim now – it was just about to become SB.

 

Do you live in Scotland by chance?

 

Have HFO or Turnbull Rutherford contacted you at all prior to receiving the claim form? Have you ever received a notice of assignment? Any letter before action?

 

Tell us about ALL of the correspondence.

 

Have you moved home since 2006?

 

Time for some CPR, I think.

[DonkeyB]

So your first contact was almost a year ago, like many others at the time. No contact since then until the claim? We really need you to provide absolute detail. That’s where the devil is. Did you get the ‘as we have previously informed you’ letter?

 

Can you scan and post the specific letters you received?

 

In the meantime, have a look at CPR31.

[DonkeyB]

Well, you disagree with the claim. So defend.

 

You can go online and state you will be defending, and request the extra 14 days to enter your defence.

 

Look up CPR 31!

 

Time to demand copies of EVERYTHING they claim they did and sent in their extensive particulars of claim, ie. credit agreement, copies of letters sent, default notice from Barclaycard – everything. You KNOW they did not send a letter before action, but I bet one turns up. They make things up to suit their case (which I can prove), so we must be careful.

[DonkeyB]

Turnbull’s too busy playing with his new toy – Prime Arbor Capital Ltd.

[DonkeyB]

Declare war.

 

Let’s see what happens. Make sure everything always goes recorded. Email reminders to Mr Tytherleigh would be useful too. Just set up a temporary hotmail account. Keep the pressure on.

[DonkeyB]

More wasted costs! Well done.