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    • I have looked at the car park and it is quite clearly marked that it is  pay to park  and advising that there are cameras installed so kind of difficult to dispute that. On the other hand it doesn't appear to state at the entrance what the charge is for breaching their rules. However they do have a load of writing in the two notices under the entrance sign which it would help if you could photograph legible copies of them. Also legible photos of the signs inside the car park as well as legible photos of the payment signs. I say legible because the wording of their signs is very important as to whether they have formed a contract with motorists. For example the entrance sign itself doe not offer a contract because it states the T&Cs are inside the car park. But the the two signs below may change that situation which is why we would like to see them. I have looked at their Notice to Keeper which is pretty close to what it should say apart from one item. Under the Protection of Freedoms Act 2012 Schedule 4 Section 9 [2]a] the PCN should specify the period of parking. It doesn't. It does show the ANPR times but that includes driving from the entrance to the parking spot and then from the parking place to the exit. I know that this is a small car park but the Act is quite clear that the parking period must be specified. That failure means that the keeper is no longer responsible for the charge, only the driver is now liable to pay. Should this ever go to Court , Judges do not accept that the driver and the keeper are the same person so ECP will have their work cut out deciding who was driving. As long as they do not know, it will be difficult for them to win in Court which is one reason why we advise not to appeal since the appeal can lead to them finding out at times that the driver  and the keeper were the same person. You will get loads of threats from ECP and their sixth rate debt collectors and solicitors. They will also keep quoting ever higher amounts owed. Do not worry, the maximum. they can charge is the amount on the sign. Anything over that is unlawful. You can safely ignore the drivel from the Drips but come back to us should you receive a Letter of Claim. That will be the Snotty letter time.
    • please stop using @username - sends unnecessary alerts to people. everyone that's posted on your thread inc you gets an automatic email alert when someone else posts.  
    • he Fraser group own Robin park in Wigan. The CEO's email  is  [email protected]
    • Yes, it was, but in practice we've found time after time that judges will not rule against PPCs solely on the lack of PP.  They should - but they don't.  We include illegal signage in WSs, but more as a tactic to show the PPC up as spvis rather than in the hope that the judge will act on that one point alone. But sue them for what?  They haven't really done much apart from sending you stupid letters. Breach of GDPR?  It could be argued they knew you had Supremacy of Contact but it's a a long shot. Trespass to your vehicle?  I know someone on the Parking Prankster blog did that but it's one case out of thousands. Surely best to defy them and put the onus on them to sue you.  Make them carry the risk.  And if they finally do - smash them. If you want, I suppose you could have a laugh at the MA's expense.  Tell them about the criminality they have endorsed and give them 24 hours to have your tickets cancelled and have the signs removed - otherwise you will contact the council to start enforcement for breach of planning permission.
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Repossession Agent Help please!


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Hi all,

 

Any help or advice would be so gratefully received.

 

Im in the process of trying to sort a payment agreement with Black Horse to clear my arrears on my HP car purchase.

 

Ive run into arrears and want to sort this out with Black Horse but they've passed the account to Peak Collections who refuse to accept a payment plan with me, they currently have my old address (I assume they've gone there are realised the car isnt there) Now they are telling me I need to meet with them within 24 hours to give them the vehicle and if I dont they'll report the car stolen to the Police - are they able to do this?

 

I know they cant take the car without my permission from my garage without a court order (which they dont have) but can they report it stolen to the police and if so can i then be arrested if Im found driving or with the car.

 

Ive paid less than a third so I realise if they find the car on a public street they can just repossess it without my permission but I actually want them to go to court so I can ask the judge to accept my payment plan, I can settle the arrears in 3 months and pay full monthly installments immedietly on top.

 

Any advice on getting them to go to court and advice on if they can report this as stolen would be massively appreciated. I feel sick with worry:-(

Thanks

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Hello there.

 

Do you know if you have been sent an arrears notice or a default notice? You could consider making an application for a Time Order; we've more information here:

 

http://www.nationaldebtline.co.uk/england_wales/factsheet.php?page=06_time_orders

 

Our hire-purchase fact sheet can be found here:

 

http://www.nationaldebtline.co.uk/england_wales/factsheet.php?page=16_hire_purchase_debt

 

Best wishes,

 

National Debtline.

For Free, Confidential and Independent advice: 0808 808 4000

Monday - Friday 9am to 9pm // Saturday 9.30am to 1pm // 24-hour voicemail. Please leave a message to request an information pack. http://www.nationaldebtline.org // http://www.mymoneysteps.org

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Great thank you so much for your help. Im going down to my local court tomorrow to apply for a time order. Should I inform the collections agency? I told the rep on the phone but he just laughed. Should I notify them in writing?

 

he laughed why because hes just a civilian he isnt a bailiff even though they think they are I dont know much about this but I know this hide your car!

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he laughed why because hes just a civilian he isnt a bailiff even though they think they are I dont know much about this but I know this hide your car!

 

To be honest he appears just to be a bully, he keeps demanding i surrender the car so he obviously doesn't know where it is. Im pretty sure the car is safe and that they couldn't get it anyway as its not on a public road and in mean time I've borrowed another vehicle but I can't do this forever so really need it sorted. Im going to apply for a time order as advised and hope for best with this!

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Don't worry about the repossession thugs .. with their bullying tactics, they can't do anything but try to scare you into surrendering the car, and unless they're court appointed bailiffs they can't come onto your property, and even then they would have to have a court order after you appearing in court. Just keep in hidden for the time being until you have something sorted with the Time Order.

 

I'm in a similar situation but mine is with a Lease Company and nearing the end of the lease next month. Unfortunately I got into difficulties last November, due to lack of work, and rang them to ask for help and a reduced payment for a 3 month period until work came in in February. They point blank refused and passed me over to their debt collection department, who refused my payments and terminated my contract and have sent repossession guys out twice, but have told them the vehicle is not going to be surrendered until they take to court so I can show the judge (I have a file full of letters) just how unscrupulous the company Network Leaseplan are.

 

They tried the threat of telling the police the vehicle was stolen, but this is a civil matter, the police are not interested unless a court order is served.

 

I phoned the police just to let them know of the threat, they made a note, but as I'm the registered keeper, as you will be, they assured me they would not react to anything of this type.

 

Good luck, keep us posted.

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