Provident Personal Credit

[moneymaker™]

Hi in 2008 I took a loan of £2000 from Real personal finance which is owned by Provident Personal Credit and shortly after taking the loan i fell into difficulty with keeping my monthly payments.

 

I did the stupid thing back then and ignored the requests for payments instead of calling them to sort out something but I eventually did nearer the end of term of the agreement.

 

I agreed to pay them £15 per week to reduce the balance until further notice and if i could send more at any time i would they agree to this so I have been paying this arrangement for maybe over 2 years now.

 

I was looking at my CR and its on there showing all the missed payments etc..

 

but what i wanted to know is that if they accept an arangement and i am keeping up with this on a weekly basis can they still report it as a 6 showing that its missed payments even tho I am sending in money?

 

I have attached the screen copy of the entry to my CR to this post.

 

screen copy isnt showing its proper size i dont know how to change it:(

Edited April 8, 2012 by moneymaker™
picture issue

[ims21]

If there are any missed payments, late payments or any other deviation from the agreement then a marker can be correctly placed on the credit file.

 

If you have missed/late payment charges they can be claimed back

 

ims

[BRIGADIER2JCS]

Any ''arrangements'' to pay are a breach of the terms and

conditions of the agreement and are being properly reported,

if the creditor decides that the payments are not sufficient

they can default the account.