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    • Interesting question regarding what Government accounts opposition parties have access to, before an General Election. From what I understand, Government department accounts that are published are always lagging behind and would not include some amounts which are classified as 'commercially sensitive'.  Therefore opposition parties and Parliamentrary select committees would not have access to accounts which contain real time up to date information. If a new Government have found £20 billion of spending liabilities they did not know about, this could be true, as £20 billion is not that much when you look at total Government expenditure. Government department are making decisions on spending all of the time and it could be the previous Government were planning tax changes and/or spending cuts to balance the books.  Jeremy Hunt has recently said that if the Tories had stayed in Government and held an Autumn budget, it would have been very difficult to cut taxes as some had wanted.
    • Everyone knows the tories were hiding the costs - and even added 4 billion quid to the taxpayers high interest credit card to fund a chunk of the NI tax reduction - prime example - look at how much cost was hidden re the Rwanda dogwhistle -10 Billion quid     and re the handful of rebels on the benefit limit If the disasters (like the Rwanda rubbish) of Tory dogs being wagged by the extremist minority ERG tail doesn't highlight the issues .. Enlighten yourself here .. (fat chance) Sir Keir Starmer is right to show Labour rebels the door WWW.INDEPENDENT.CO.UK Editorial: Suspending seven MPs following their rebellion over the two-child benefit cap is more than a prime minister flexing his political muscle. It is a...  
    • Trump instigated that didnt he @theoldrouge despite losing the election - and Biden mitigated as much as he could within his boundaries?   "President Donald Trump ordered a rapid withdrawal of all U.S. troops from Afghanistan and Somalia in the wake of his 2020 election loss"   “The order was for an immediate withdrawal, and it would have been catastrophic,” said Rep. Adam Kinzinger, R-Ill., one of two Republican members of the special panel. “And yet President Trump signed the order.”   Trump ordered rapid withdrawal from Afghanistan after election loss WWW.MILITARYTIMES.COM The memo was among the latest revelations from the congressional committee investigating the Jan. 6, 2021, attack on the Capitol building.   Although i agree that Biden should have done more to mitigate Trump driven disasters
    • ok your WS is wrong. Paragraph 16 and 17 says  you did not contract with evri but this is not true - see below  Furthermore to the eBay Powered By Packlink T&Cs that Evri is referring to, Clauses 3b and c of the T&Cs states:  (b)   Packlink is a package dispatch search engine that acts as an intermediary between its Users and Transport Agencies. Through the Website, Users can check the prices that different Transport Agencies offer for shipments and contract with the Transport Agency that best suits their needs on-line. (c)  Each User shall then enter into its own contract with the chosen Transport Agency. Packlink does not have any control over, and disclaims all liability that may arise in contracts between a User and a Transport Agency post 251 of occy thread - £844 lost    you should also add a paragraph on donough v Stevenson talking about the fact that even without contract there is still duty of care to goods and by failing to deliver this duty has been breached.   Make those changes and post it back up here and I'll check over things again
    • no we cant add the occy thing because leicster are being difficult people so we're just going to go without it for now
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    • If you are buying a used car – you need to read this survival guide.
      • 1 reply
    • Hello,

      On 15/1/24 booked appointment with Big Motoring World (BMW) to view a mini on 17/1/24 at 8pm at their Enfield dealership.  

      Car was dirty and test drive was two circuits of roundabout on entry to the showroom.  Was p/x my car and rushed by sales exec and a manager into buying the mini and a 3yr warranty that night, sale all wrapped up by 10pm.  They strongly advised me taking warranty out on car that age (2017) and confirmed it was honoured at over 500 UK registered garages.

      The next day, 18/1/24 noticed amber engine warning light on dashboard , immediately phoned BMW aftercare team to ask for it to be investigated asap at nearest garage to me. After 15 mins on hold was told only their 5 service centres across the UK can deal with car issues with earliest date for inspection in March ! Said I’m not happy with that given what sales team advised or driving car. Told an amber warning light only advisory so to drive with caution and call back when light goes red.

      I’m not happy to do this, drive the car or with the after care experience (a sign of further stresses to come) so want a refund and to return the car asap.

      Please can you advise what I need to do today to get this done. 
       

      Many thanks 
      • 81 replies
    • Housing Association property flooding. https://www.consumeractiongroup.co.uk/topic/438641-housing-association-property-flooding/&do=findComment&comment=5124299
      • 162 replies
    • We have finally managed to obtain the transcript of this case.

      The judge's reasoning is very useful and will certainly be helpful in any other cases relating to third-party rights where the customer has contracted with the courier company by using a broker.
      This is generally speaking the problem with using PackLink who are domiciled in Spain and very conveniently out of reach of the British justice system.

      Frankly I don't think that is any accident.

      One of the points that the judge made was that the customers contract with the broker specifically refers to the courier – and it is clear that the courier knows that they are acting for a third party. There is no need to name the third party. They just have to be recognisably part of a class of person – such as a sender or a recipient of the parcel.

      Please note that a recent case against UPS failed on exactly the same issue with the judge held that the Contracts (Rights of Third Parties) Act 1999 did not apply.

      We will be getting that transcript very soon. We will look at it and we will understand how the judge made such catastrophic mistakes. It was a very poor judgement.
      We will be recommending that people do include this adverse judgement in their bundle so that when they go to county court the judge will see both sides and see the arguments against this adverse judgement.
      Also, we will be to demonstrate to the judge that we are fair-minded and that we don't mind bringing everything to the attention of the judge even if it is against our own interests.
      This is good ethical practice.

      It would be very nice if the parcel delivery companies – including EVRi – practised this kind of thing as well.

       

      OT APPROVED, 365MC637, FAROOQ, EVRi, 12.07.23 (BRENT) - J v4.pdf
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DPA Sec 7.1(c)


Glenn UK
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Dear All

 

I have several accounts under the control of GE Money (three store cards and a loan for some furniture) all not closed. Searchng the register of data controllers it appears that GE money only have one.

 

I served a S.A.R - (Subject Access Request) for the furniture account I originally knew this as 1st National.

 

I subsequently served a Second SAR for two of the store cards.

 

The third store card I have as yet not served a SAR on GE Money.

 

(I know that i could have done the lot on one SAR but i didint realise that the accounts were all GE money until after I served the 1st SAR)

 

Now the point/question.

 

SEc 7. 1 © says 'to have communicated to him in an intelligble form

 

i)the information constituting any personal data of which that individual is the data subject, and

 

ii)any information available to the data controller as to the source of those data, and

 

Now it seems to me that despite the fact that we might request data under a single account number that the Act implies that in fact the Data Controller should supply all data held.

 

Does anyone esle think Im right or am i barking?

 

Glenn

 

 


Kick the shAbbey Habit

 

Where were you? Next time please

 

 

Abbey 1st claim -Charges repaid, default removed, interest paid (8% apr) costs paid, Abbey peed off; priceless

Abbey 2nd claim, two Accs - claim issued 30-03-07

Barclaycard - Settled cheque received

Egg 2 accounts ID sent 29/07

Co-op Claim issued 30-03-07

GE Capital (Store Cards) ICO says theyve been naughty

MBNA - Settled in Full

GE Capital (1st National) Settled

Lombard Bank - SAR sent 16.02.07

MBNA are not your friends, they will settle but you need to make sure its on your terms -read here

Glenn Vs MBNA

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Of course you're right Glenn (you're probably barking, too, after the stress & grief you seem to be getting !!) - but I doubt if any staff at the Data Controllers' offices have ever been told to make themselves familar & conversant with the DPA. (Correction - they were probably told - once, and very quietly) The only active training they probably get is how to fob punters like us off with the old story "We know what we're doing because WE'RE the professionals - not you lot."

 

Corporate arrogance - it's only when the likes of you or I actually NEED to know about the Act that it ever gets read. Still - it gives you the upper hand, as they are effectively demonstrating their ignorance of it. What do they know - they haven't needed to research their position before, have they ?

 

I belive Einstein's view was that it's not what you know or can hold in your head - it's whether you know where to find the info, and whether you know what to do with it. I think he said summat like "You can pick your friends, but you can't pick your relatives." Never did get that. As for imposing a blanket speed limit of 186,000 miles per second, I think he saw too much Star Trek. 70mph is fine by me. Barking...moi ? it's relative, innit ?

 

Kirk - out.

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  • 2 weeks later...

Glenn,

I have just received a bunch of SAR statements for just ONE account, and only going back to 1999. Although I only gave them one account number on my SAR, I used the BAG template requesting ALL info held for us both. We have had several accounts, all at our current address.

They also said this: "With regard to your request for information relating to manual intervention on your account, CrapBank plc is under no statutory obligation to record this information and therefore I am unable to assist further with your request."

I am about to send them this:

" Dear [Fellow Idiot]

Thank you for finally providing some information concerning our banking history with your organisation. Unfortunately, it is woefully inadequate and falls far short of your obligations under the above Act.

I requested a COMPLETE list of transactions and charges relating to our banking history with your organisation. So far, you have provided a PARTIAL list, which pertains only to one account which we have held. There are other accounts, which we have jointly or separately held over recent years, and which we require COMPLETE records of.

We also require this information to cover the ENTIRE periods for which these accounts were held, and would remind you that there is no stipulation that your obligation under the Act extends no further back than 1999, neither is there an option under the Act to conceal information which you consider that you are not obliged to record. If it is recorded, then you must disclose it. If it is not recorded, then you must confirm that there is no record of it.

Consequently, we require FULL DISCLOSURE of ALL information held, including any record of manual intervention. If there is no record of manual intervention, then we require your clear confirmation that there are no such records of such available.

Please be aware that failure to adequately do so will be considered a contravention of the Act, and will be pursued in law by us.

Yours faithfully,

 

bill-k "

 

 

 

Does that seem OK ?

 

(yes...I'm back...sorry !! :D )

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