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    • He is still trading.   I won't get anything out of it, no.  But is that the point?  Not charging it means the Govt misses out on important revenue 
    • for whatever reason, if you did not get the original PCN on the car/by hand nor in the post before things escalated you need to appeal using the correct forms, not a soft appeal to the issuing council Which forms to use for which offence pe2/3 & te7/9 - Local Authority Parking and Traffic Offences - Consumer Action Group  
    • as this situation has now come up again for you, how confident are you that if you get on the straight and narrow with having a respite of 60days (Options for dealing with your debts: Breathing Space (Debt Respite Scheme) - GOV.UK (www.gov.uk)... would you then be able to resume ok? if not quite honestly, the very best thing you can do is to get ALL your debts defaulted by the issuance of and the registering of a Default Notice from each creditor. this is done by stopping ALL PAYMENTS, it wont hurt you short term, esp as all the debts are still with the Original Creditors. this of course will kill credit for 6yrs, but, will cause the debts to vanish from your file (paid or not, paying or not) on the DN's 6th B'day, but of course that wont mean the debts are not still owed, legally, just your file will be clear of them all. if you read a good 10-20 of the stories in this very same forum you found to start yours, you'll soon get the idea behind the advice given. as for things like IVA/BK etc NEVER EVER do those, that secures unsecured debt. just contact one of the free DMP providers and get breathing space implemented, that gives you a 60 day buffer to firm up your future actions. but DO NOT enter into a DMP, do one yourself. they can be a bit pushy, but simply insist you just want breathing space invoked, i would only be giving them enough info to achieve BS too, don't give them anything you don't need too, they are funded by the banks and debt collectors and can sometimes be over intrusive and nosy wanting info that is better not revealed. dx    
    • “Not realising it was a no parking zone” doesn’t help you if the timing is correct, as (at least, on Google Maps / View) there is clear signage ('7am to midnight', parked at 15:22) What might be worth pursuing is the "ticket handed to driver" aspect : do you have any view on why they would be  stating that?
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    • If you are buying a used car – you need to read this survival guide.
      • 1 reply
    • Hello,

      On 15/1/24 booked appointment with Big Motoring World (BMW) to view a mini on 17/1/24 at 8pm at their Enfield dealership.  

      Car was dirty and test drive was two circuits of roundabout on entry to the showroom.  Was p/x my car and rushed by sales exec and a manager into buying the mini and a 3yr warranty that night, sale all wrapped up by 10pm.  They strongly advised me taking warranty out on car that age (2017) and confirmed it was honoured at over 500 UK registered garages.

      The next day, 18/1/24 noticed amber engine warning light on dashboard , immediately phoned BMW aftercare team to ask for it to be investigated asap at nearest garage to me. After 15 mins on hold was told only their 5 service centres across the UK can deal with car issues with earliest date for inspection in March ! Said I’m not happy with that given what sales team advised or driving car. Told an amber warning light only advisory so to drive with caution and call back when light goes red.

      I’m not happy to do this, drive the car or with the after care experience (a sign of further stresses to come) so want a refund and to return the car asap.

      Please can you advise what I need to do today to get this done. 
       

      Many thanks 
      • 81 replies
    • Housing Association property flooding. https://www.consumeractiongroup.co.uk/topic/438641-housing-association-property-flooding/&do=findComment&comment=5124299
      • 161 replies
    • We have finally managed to obtain the transcript of this case.

      The judge's reasoning is very useful and will certainly be helpful in any other cases relating to third-party rights where the customer has contracted with the courier company by using a broker.
      This is generally speaking the problem with using PackLink who are domiciled in Spain and very conveniently out of reach of the British justice system.

      Frankly I don't think that is any accident.

      One of the points that the judge made was that the customers contract with the broker specifically refers to the courier – and it is clear that the courier knows that they are acting for a third party. There is no need to name the third party. They just have to be recognisably part of a class of person – such as a sender or a recipient of the parcel.

      Please note that a recent case against UPS failed on exactly the same issue with the judge held that the Contracts (Rights of Third Parties) Act 1999 did not apply.

      We will be getting that transcript very soon. We will look at it and we will understand how the judge made such catastrophic mistakes. It was a very poor judgement.
      We will be recommending that people do include this adverse judgement in their bundle so that when they go to county court the judge will see both sides and see the arguments against this adverse judgement.
      Also, we will be to demonstrate to the judge that we are fair-minded and that we don't mind bringing everything to the attention of the judge even if it is against our own interests.
      This is good ethical practice.

      It would be very nice if the parcel delivery companies – including EVRi – practised this kind of thing as well.

       

      OT APPROVED, 365MC637, FAROOQ, EVRi, 12.07.23 (BRENT) - J v4.pdf
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Hmo gas and electric meter payments..help!!!


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Hi, Im hoping someone can help us with our situation.

Myself and partner have two rooms in a HMO 4 bedroomed house. There are two other single tenants who each have two rooms. We share the bathroom, downstairs toilet and kitchen. One of the tenants recently was arrested and we havent seen him since so there is just mself and partner and one other tenant trying to afford the gas and electric for a huge house. (There is one pre-paid gas and electric meter for the whole house which we all put monies on)

In our tenacy agreements it states that we have to put '£10 towards the cost of gas and electric weekly.' However even before the other tenant went, we were all struggling to afford the cost of the gas and electric and even more so now. On average we are putting on approx £70 mth each.

My question is ...is it down to us tenants to pay more than is in the tenancy agreements? We have asked the landlords agent to help towards the cost but he refuses.

We are all over 40 and most of us respectable people who unfortuneatly have ended up in a HMO property due to job redundancies etc and just simply cant afford to pay this amount of money to heat/light a house where we only realy use 2 rooms!

 

Please Please advise us as to who should be paying the extra...us or the agent?

Thanking you in advance

Pebbles and co x

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Hi

I'm no expert, but will give you a opinion.

If the tenancy agreement, states a figure I feel that the landlord should be contributing.

I would try to arrange a meeting with the Landlord or Agent and resolve this matter. I would also put everything in writing and keep copies. Legally the Tenancy agreement is the document that should cover disputes.

Might be worth consulting CAB etc for there opinion.

Good luck

Cad

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Pre-payment meters suggest Ts, not LL, are resp for cost of energy consumed. The suggestion of each T paying £10/wk is just an amicable way of saying the energy costs are divided equally between Ts.

It is possible that the meter(s) are set to recover debt of previous Ts. Worth getting energy co out to check the meter with ASTs to hand to show when current Ts started. Ts can change supplier to get a better deal, so shop around.

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Hi again,

Thanks for your replies. Have had meetings with agent who is non compliant with any issues we have all had here...he simply says as long as he gets his rent he dont care everything else is done to us.

 

BUT...... we have been offered a ground floor one bed flat with a garden today from the council...as for at least myself and partner, the troubles will be over!!!

 

Thanks again

Pebbles x

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