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    • If you are buying a used car – you need to read this survival guide.
      • 1 reply
    • Hello,

      On 15/1/24 booked appointment with Big Motoring World (BMW) to view a mini on 17/1/24 at 8pm at their Enfield dealership.  

      Car was dirty and test drive was two circuits of roundabout on entry to the showroom.  Was p/x my car and rushed by sales exec and a manager into buying the mini and a 3yr warranty that night, sale all wrapped up by 10pm.  They strongly advised me taking warranty out on car that age (2017) and confirmed it was honoured at over 500 UK registered garages.

      The next day, 18/1/24 noticed amber engine warning light on dashboard , immediately phoned BMW aftercare team to ask for it to be investigated asap at nearest garage to me. After 15 mins on hold was told only their 5 service centres across the UK can deal with car issues with earliest date for inspection in March ! Said I’m not happy with that given what sales team advised or driving car. Told an amber warning light only advisory so to drive with caution and call back when light goes red.

      I’m not happy to do this, drive the car or with the after care experience (a sign of further stresses to come) so want a refund and to return the car asap.

      Please can you advise what I need to do today to get this done. 
       

      Many thanks 
      • 81 replies
    • Housing Association property flooding. https://www.consumeractiongroup.co.uk/topic/438641-housing-association-property-flooding/&do=findComment&comment=5124299
      • 161 replies
    • We have finally managed to obtain the transcript of this case.

      The judge's reasoning is very useful and will certainly be helpful in any other cases relating to third-party rights where the customer has contracted with the courier company by using a broker.
      This is generally speaking the problem with using PackLink who are domiciled in Spain and very conveniently out of reach of the British justice system.

      Frankly I don't think that is any accident.

      One of the points that the judge made was that the customers contract with the broker specifically refers to the courier – and it is clear that the courier knows that they are acting for a third party. There is no need to name the third party. They just have to be recognisably part of a class of person – such as a sender or a recipient of the parcel.

      Please note that a recent case against UPS failed on exactly the same issue with the judge held that the Contracts (Rights of Third Parties) Act 1999 did not apply.

      We will be getting that transcript very soon. We will look at it and we will understand how the judge made such catastrophic mistakes. It was a very poor judgement.
      We will be recommending that people do include this adverse judgement in their bundle so that when they go to county court the judge will see both sides and see the arguments against this adverse judgement.
      Also, we will be to demonstrate to the judge that we are fair-minded and that we don't mind bringing everything to the attention of the judge even if it is against our own interests.
      This is good ethical practice.

      It would be very nice if the parcel delivery companies – including EVRi – practised this kind of thing as well.

       

      OT APPROVED, 365MC637, FAROOQ, EVRi, 12.07.23 (BRENT) - J v4.pdf
        • Like

Trouble with Payday Loan


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I have been having problems with CFO and mt collect for the past few months.

 

Mr marsden will be Barry marsden who is not a very nice person.

 

He threatened my mum down the phone.

 

I keep recieving text from mt collect.

 

Last month they made me go to the bank and pay everything I had in my account into a natwest account and this left me with no money for 2 weeks and no food.

 

I had to to take a photo of the payment slip and send it via email to prove I had done this, otherwise they would send people to my mums house or my work address.

 

Do they ever turn up?

And I offered to set up a payment plan and the just ignored me.

 

Please help I'm skint and they are demanding more.

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I have been having problems with CFO and mt collect for the past few months. Mr marsden will be Barry marsden who is not a very nice person. He threatened my mum down the phone. I keep recieving text from mt collect. Last month they made me go to the bank and pay everything I had in my account into a natwest account and this left me with no money for 2 weeks and no food. I had to to take a photo of the payment slip and send it via email to prove I had done this, otherwise they would send people to my mums house or my work address. Do they ever turn up? And I offered to set up a payment plan and the just ignored me. Please help I'm skint and they are demanding more.

 

By now you should realise that they are deliberately misleading you. They cannot 'send the boys round'! They cannot force you to do anything. They are just bullies

 

All you need to do for now is report them to Trading Standards and the OFT

If you are asked to deal with any matter via private message, PLEASE report it.

Everything I say is opinion only. If you are unsure on any comment made, you should see a qualified solicitor

Please help CAG. Order this ebook. Now available on Amazon. Please click HERE

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I have been having problems with CFO and mt collect for the past few months.

 

Mr marsden will be Barry marsden who is not a very nice person.

 

He threatened my mum down the phone.

 

I keep recieving text from mt collect.

 

Last month they made me go to the bank and pay everything I had in my account into a natwest account and this left me with no money for 2 weeks and no food.

 

I had to to take a photo of the payment slip and send it via email to prove I had done this, otherwise they would send people to my mums house or my work address.

Do they ever turn up?

And I offered to set up a payment plan and the just ignored me.

 

Please help I'm skint and they are demanding more.

 

 

this is disgusting

 

please everyone

 

they have no power over you

do not do this

 

dx

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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I am due to CALL to your address NOW! TO STOP action call 01617381204 to make a token payment. Justice Carter CASE ID XXXXX. This has just come through now.

Edited by silverfox1961
removed case ID
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I am due to CALL to your address NOW! TO STOP action call 01617381204 to make a token payment. Justice Carter CASE ID XXXXX. This has just come through now.

 

Justice Carter! Absolute b******s

 

They are just begging to get closed down

If you are asked to deal with any matter via private message, PLEASE report it.

Everything I say is opinion only. If you are unsure on any comment made, you should see a qualified solicitor

Please help CAG. Order this ebook. Now available on Amazon. Please click HERE

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It's frightening that they can get away with it. I honestly had no money for 2 weeks in January. I had to borrow money to get petrol to get to work. I offered 60 quid and they just laughed and said thats not enough and in the end I had to pay 200 quid to get them off my back. Even then they were demanding the remainder within 3 days.

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I will keep banging on about this. They do not have any power. It is our sense of responsibility that makes us feel like they are right. Well, they're not, simple as.

 

If you have the strength to listen to some more of their idiotic rantings, record them. Make a transcript of the call and send it to Trading Standards and the OFT.

If you are asked to deal with any matter via private message, PLEASE report it.

Everything I say is opinion only. If you are unsure on any comment made, you should see a qualified solicitor

Please help CAG. Order this ebook. Now available on Amazon. Please click HERE

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Just ignore them i had a threat that some one called nick was outside my workplace hahaha

 

have you still got the text?

 

dx

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

Link to post
Share on other sites

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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Share on other sites

and if you know the originators phone number

that please too

dx

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

Link to post
Share on other sites

Has anyone had anyone turn up at their door yet. Please reply

 

Don't hold your breath expecting a reply to that particular question (You already know the answer anyway)

If you are asked to deal with any matter via private message, PLEASE report it.

Everything I say is opinion only. If you are unsure on any comment made, you should see a qualified solicitor

Please help CAG. Order this ebook. Now available on Amazon. Please click HERE

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I've had 10 texts now. Has anyone had anyone turn up at their address yet??

 

 

No-one will turn up, these texts are meant to scare you into paying. Even IF someone did call at your house you do not have to talk to them and certainly not let them in. They have NO powers to remove goods no matter what they tell you.

Help us to keep on helping

Please consider making a donation, however small, if you have benefited from advice on the forums

 

 

This site is run solely on donations

 

My advice is based on my opinion and experience only. It is not to be taken as legal advice - if you are unsure you should seek professional help.

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please use this thread now for your continued issues introuble

 

dx

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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Share on other sites

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