Logbook loans came to my house and tried to take my car

[Dvs]

Yesterday whilst at work my girlfriend rang me to say there was a guy in a recovery truck at the door saying he was here for my car (it's safely tucked away so no worries about that). I did expect him to be pushy but what he did was fairly shocking and indicative of the reason they are being pulled

 

1st he knocked on every neighbour in my streets door saying I was in serious debt and did I still drive a certain colour/make of car. He then told my mrs he was going to have me arrested for theft of my own car (?) and he then rang me. He told me to give up the car or be locked up, obviously thanks to this site I was wise to what he was up to and I said you can't have me arrested it's a civil matter. He then said the police would take his side. I mentioned that LBL no longer had a credit license as of 17th May which he said is untrue, but he wouldn't answer when I asked if NR had been banned from acquiring new customers, they could simply chase old debts. He said that they could just sell the book come May and I would still get my car taken. I mentioned that selling the debt to HIllesden Securities would render the BOS void which he didn't reply to

 

I asked him if he had a court order via text but he did not reply, and I then asked him to forward the details of the court order on so I could verify it, and if it was vaild I would give him the car, but he would not

 

The way these people do business is shocking, he even claimed he was a bailiff with powers to enter my home if he could not get the car. The sooner these lot are gone the better. I am happy to settle the debt, but it will be on my terms and not theirs! I just thought I would share this so people know they are still up to their old tricks

[sequenci]

1st he knocked on every neighbour in my streets door saying I was in serious debt and did I still drive a certain colour/make of car.

 

Do you have evidence of this?

[Dvs]

Just what the neighbours told me he was saying, he went inside one of their houses, but I dont have anything much to do with them. Why do you ask?

[sequenci]

Just what the neighbours told me he was saying, he went inside one of their houses, but I dont have anything much to do with them. Why do you ask?

 

Actions such as that break many rules and laws, it's just not allowed.

 

There is a Data Protection breach.

A breach of the OFT guidance on debt collection.

They have also breached harassment laws.

 

Have you received a default or arrears notice?

[Dvs]

Actions such as that break many rules and laws, it's just not allowed.

 

There is a Data Protection breach.

A breach of the OFT guidance on debt collection.

They have also breached harassment laws.

 

Have you received a default or arrears notice?

 

Yes I knew I was due for repossession, however it isthe manner in which they have gone about it that has shocked me. I am quite embarrassed now the whole street knows that I have debts Down to him letting them know he was here to reposess my car. I would like to do something about it but I am not sure to what extent my neighbours would back me up in so far as witness testimony etc

[Meborrapaymanjana]

I suggest you check all your original paperwork if you still have it. You will be amazed what these people get up to. You literally would not believe it.

 

These guys probably smooth talk you but hide some of the charges.

 

I' m suggesting PPI - if they sold you Pavement Protection Insurance or something similar (probably hidden in the small print) etc at the time you took the loan out, that should stop the bailiff from knocking your door or our nosey neighbours.

 

I will be interested to hear if any other Members find sucha PPI premium in thier contracts, it is almost unbelievable, not mentioned by the Agent when he calls but charged for all the same!

[Dvs]

Pavement protection insurance? I thinking you might be barking up the wrong tree here to be honest but thanks for the input

[dx100uk]

whats that?

 

incase you break the slabs if you park up the kerb?

 

dx