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    • and it will be also now written off under age related criteria anyway.
    • @dx100ukThanks for this! I'm still not clear if I'm facing more than 6 points on my license though. Can you explain any further please? When I accept the 2nd speeding ticket, will they just charge me £100 and 3 points, or will they be more severe consequences since that offense took place the following day of the 1st offense? Similarly, when I accept the 3rd offense, will they look at my record or just charge me with the £100 fine and 3 points? @Man in the middleI've been searching the forum and you seem very knowledgeable. Would you mind giving a look at my query please? Thanks in advance!!
    • Yes of course. That's why it says cc:: BIg Motoring World at the bottom. Don't imagine that this solves the issue. It doesn't. He not have to force the finance company and big motoring world to accept the rejection to give your money back. I suggest that you get the letter off tomorrow. And let us know what you hear but on Friday you should then send a threat to the finance company.   Have a look what I have said here about your options and read the whole thread as well.  
    • Been perusing the actual figures on the polls above wondering where the '16% claimed for deform comes from? I understand that there are 'weighted' end results based on secret calculations ...   Probably going to repeat this later, but remember that the ukip/brexit/reform/deform party has ALWAYS had poll speculation FAR better than their actual  performance at elections - by large margins. SO: The labor and Tory votes come largely from simply the people who say they will vote for them - sorted Lab 43% Tory 20%, with maybe another small 1-2% coming from the weightings of the 'not sures' Greens largely get what is declared from 'other' , although with another declared green bit from the 'pressed' question   So as the share of the voting displayed in 'other' granted to reform/deform is around 11%, where does the '16% too often being reported come from? Seems that reform has been granted as beneficiary of effectively ALL the don't knows and wont says, who when pressed didn't actually declare for someone else ... effectively adding 40%+ to their reported polling % - rather strange given their consistent under-performance compared to polling - or perhaps that is the cause of the higher rating eh?   Now I admit the possibility (probability?) of wingers being ashamed of declaring their support for the yuckey lemon end of the spectrum ... but surely  that should affect the 'Torys as well? Maybe the statisticians have simply weighted in that deform wingers are simply more likely to lie?   But - without 'weightings' and assumptions that faragits will get everything that isnt declared as a definite and unequivocal 'not that Piers Morgan' - reform is on around 11% it seems.   Add to that the history of polling a lot less than the hype - and the simple fact that faragit wingers seem to be spread across the country (presumably skulking in their moms spare room despite being 45+) and greens and lib dems seem to be community minded - I think two seats will be an epic result for farage. Hardly the opposition - far more raving wingnut party.   and importantly - Has farage got a home in clacton yet?
    • "as I have no tools available to merge documents, unless you can suggest any free ones that will perform offline merges without watermarking" (which you don't) ... but ok please upload the documents and we'll go from there
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    • If you are buying a used car – you need to read this survival guide.
      • 1 reply
    • Hello,

      On 15/1/24 booked appointment with Big Motoring World (BMW) to view a mini on 17/1/24 at 8pm at their Enfield dealership.  

      Car was dirty and test drive was two circuits of roundabout on entry to the showroom.  Was p/x my car and rushed by sales exec and a manager into buying the mini and a 3yr warranty that night, sale all wrapped up by 10pm.  They strongly advised me taking warranty out on car that age (2017) and confirmed it was honoured at over 500 UK registered garages.

      The next day, 18/1/24 noticed amber engine warning light on dashboard , immediately phoned BMW aftercare team to ask for it to be investigated asap at nearest garage to me. After 15 mins on hold was told only their 5 service centres across the UK can deal with car issues with earliest date for inspection in March ! Said I’m not happy with that given what sales team advised or driving car. Told an amber warning light only advisory so to drive with caution and call back when light goes red.

      I’m not happy to do this, drive the car or with the after care experience (a sign of further stresses to come) so want a refund and to return the car asap.

      Please can you advise what I need to do today to get this done. 
       

      Many thanks 
      • 81 replies
    • Housing Association property flooding. https://www.consumeractiongroup.co.uk/topic/438641-housing-association-property-flooding/&do=findComment&comment=5124299
      • 161 replies
    • We have finally managed to obtain the transcript of this case.

      The judge's reasoning is very useful and will certainly be helpful in any other cases relating to third-party rights where the customer has contracted with the courier company by using a broker.
      This is generally speaking the problem with using PackLink who are domiciled in Spain and very conveniently out of reach of the British justice system.

      Frankly I don't think that is any accident.

      One of the points that the judge made was that the customers contract with the broker specifically refers to the courier – and it is clear that the courier knows that they are acting for a third party. There is no need to name the third party. They just have to be recognisably part of a class of person – such as a sender or a recipient of the parcel.

      Please note that a recent case against UPS failed on exactly the same issue with the judge held that the Contracts (Rights of Third Parties) Act 1999 did not apply.

      We will be getting that transcript very soon. We will look at it and we will understand how the judge made such catastrophic mistakes. It was a very poor judgement.
      We will be recommending that people do include this adverse judgement in their bundle so that when they go to county court the judge will see both sides and see the arguments against this adverse judgement.
      Also, we will be to demonstrate to the judge that we are fair-minded and that we don't mind bringing everything to the attention of the judge even if it is against our own interests.
      This is good ethical practice.

      It would be very nice if the parcel delivery companies – including EVRi – practised this kind of thing as well.

       

      OT APPROVED, 365MC637, FAROOQ, EVRi, 12.07.23 (BRENT) - J v4.pdf
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the Medical Assessment is what it says a Medical Assessment, if you reach 15 points you past the Assessment, this why they tell you to take your Medication with you, so that they can list down, what you take and when you take the medication, all they done is change the name of the Assessment, no more and no less, the Argument that needs be sortout, are they Doctors and Nurses and are they Registered and Licence with GMC, if not, then they cannot call themselves Doctor or Nurses and they may not be in their right to carry out such Assessment

 

I will put another way, In 2003 I caught a cold, within 24 hours I had an infection in my Lungs, I asked 3 Doctors for Anti Biotics each time I was refursed, the Doctors said I had Asthma Attack and I had no infection, in the August of the same year in the early hours of the morning, unknown to me, mywife call an Ambulance, within a few minutes an Ambulance arrived, injected me and started to give oxygen, in the Ambulance I was again injected and used oxygen, the Infection that 3 Doctors said had gone was found by Nurses in ICU, the Infection caused 2 major Asthma Attacks,

 

Once I returned home, Filed a complaint with the PCT, had a number of meeting with the Doctors, PCT and CAB, I received compensation has a out of court settlement, the Doctors no matter where they from who they work for, Own a duty of care to patients and that is part of the code of conduct that all Doctors must comply with.

 

Thanks,

 

So sorry to hear about that. For over a year my right leg ached 24/7. Went to the GP 3 times and was told that it was arthritis. After 12 months of this with the pain becoming worse week by week, I ended up in A&E. I felt a right fraud for being there but my wife insisted.

 

result - artery blocked in 3 places in right leg - may lose it!

What happened to the arthritis then I asked. Arthritis? It has never been arthritis you have had a major problem for over 12 months of a blocked artery - can't you see the colour difference to both legs? Have you not noticed the loss of all you hair off your right leg?

 

Kept the leg thank goodness but it was touch and go. That's how they found out that the left one is going the same way!

 

Spoke to the GP when i came home and they were so surprised and apologised.

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It's a WORK CAPABILITY ASSESSMENT, They are assessing your ability to work, that's ATOS role.

It's not a medical or about your disabilities it's about your capabilities to work. That is all the HCP is looking at.

 

Ah! so the DWP are right when they sent me that letter. They have decided that I am capable of working. Must mention that when I sign on! Let anybody say that I am not - that's what I say!!

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Indeed my DWP WRAG advisor actually helped me get into the SG, she could see with her own eyes I had 2 SG descriptors from ATOS and arranged for ATOS to send further evidence to the DM. My initial impression of her was wrong when I first posted about my WRAG interview on here.

 

There is also the DWP manager who I was in touch with following my complaint made last year to the ICE, eg. I was wrongly been asked for sick notes even tho I was on long term IB and she got that fixed for me.

 

But at least you were awarded ESA in the first place! My worry is having to work with the jobcentre when i put my jsa claim in. I wonder if they will be as sympathetic?

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exactly cleaver and this is the position they are putting people into......so if the dwp say your fit to work....and the jobcentre says your not.......?????

 

another farce courtesy of the atossers

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But at least you were awarded ESA in the first place! My worry is having to work with the jobcentre when i put my jsa claim in. I wonder if they will be as sympathetic?

 

if you appeal you wont have to claim JSA, instead will be on the ESA assessment rate.

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well lets hope that continues to be the case after April when the new appeals system is in place, as yet there is no decision whether this will be paid while they reconsider if you ask for appeal initially, and they have no time limit set, so a claimant could be getting nothing during an unlimited time while the dwp reconsider before it can be sent to tribunal........which is what I am getting at as well. Some people already feel forced into the jsa only to then be refused that as well. it seems it will only get worse.

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well lets hope that continues to be the case after April when the new appeals system is in place, as yet there is no decision whether this will be paid while they reconsider if you ask for appeal initially, and they have no time limit set, so a claimant could be getting nothing during an unlimited time while the dwp reconsider before it can be sent to tribunal........which is what I am getting at as well. Some people already feel forced into the jsa only to then be refused that as well. it seems it will only get worse.

 

Thanks,

 

Yes that is what I heard too.

 

In my case I have run out of options, there is no more evidence over and above what ATOS and the DWP have had and discounted.

 

Of course I could argue that what ATOS have reported is not what I reported at the assessment, but who am I?

 

I'll try my luck at JSA and see what they say. If they tell me that I am too ill to even consider going back to work then the argument is between them and the ESA people and nothing to do with me. Someone has to accept responsibility for me.

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Something has just dawned on me. My wife gets Attendance Allowance (since May 2012) at the highest rate and I could if I wanted claim Carers Allowance for her. That would cause a few problems for them at the jobcentre as they wouldn't be able to send me on one of those work thingys.

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Something has just dawned on me. My wife gets Attendance Allowance (since May 2012) at the highest rate and I could if I wanted claim Carers Allowance for her.

 

This is what I would do personally. OK, it's a bit less than ESA; but you won't be put through assessment after assessment.

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This is what I would do personally. OK, it's a bit less than ESA; but you won't be put through assessment after assessment.

 

Thanks,

 

Yes it does sound a good idea, I couldn't claim for her before as I was receiving ESA and all I would have got was an underlying entitlement - no money.

 

I know it is about £50 a week less than the ESA support group payments, but only £20 or so below JSA!

 

It seems the way forward. There is no need to appeal against the ESA decision then and no need to sign on - WoW!!!

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cleaver, as we said on your other thread, if you're medically unfit for work you would have to appeal the ESA decision. You would not be fit for JSA and that is not an option despite what the DWP state. The option, however, of CA etc sounds interesting.

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although be awar eyou may get the run around on the alternative as well.

 

Not all of us think ESA is the hardest benefit to get, I have been turned down for DLA twice eg. and in my experience that seems much tougher to get.

 

For both esa and dla, two people can have the same effects on them from their conditions and get two different results. Both are dependant on how the conditions are presented in writing for dla and in writing (esa50) and in person for esa. For both benefits there are the unpredictable variables of the decision maker, due to the subjective nature of the benefits, and the added variable for esa of the atos assessor.

 

If you have no problem with esa then it may be that your conditions aren't coming over well on the dla form and are more easily evaluated in person - maybe you could request an assessment for dla. I can't remember if you have physical or mental health issues, but mental health can be very difficult to get across on a dla form - they're not designed for it. The descriptors for pip do at least seem more mental health appropriate.

We hang the petty thieves and appoint the great ones to public office ~ Aesop

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If you were to claim CA for your wife, couldn't you also claim IS as a carer?

 

Thanks,

 

Yes IS is a possibility but like Pension Credit we would be excluded due to savings.

 

We sold our house as neither of us could cope with the garden or DIY jobs any longer.

 

We just banked the proceeds which we are using to pay the rent on a small flat. We are excluded from all means tested benefits. Obviously when the capital gets down low enough to enable a claim to be made, with our health, we will be both gone from here permanently!

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I see. Sorry, I missed where you said you couldn't get SPC because of savings. Well, if you can do it financially, CA may indeed be your best bet. All the best.

PLEASE HELP US TO KEEP THIS SITE RUNNING. EVERY POUND DONATED WILL HELP US TO KEEP HELPING OTHERS

 

 

The idea that all politicians lie is music to the ears of the most egregious liars.

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although be awar eyou may get the run around on the alternative as well.

 

Not all of us think ESA is the hardest benefit to get, I have been turned down for DLA twice eg. and in my experience that seems much tougher to get.

 

Thanks,

 

I have found it to be the opposite. My DLA claim was accepted without question although, like ESA. I sent in a large amount of evidence plus the Enhanced Care Plan from the CMHT and the report from the OT department of Social Services. They however did contact my GP who bsically confirmed everything that I had said.

They then awarded HRM & MRC indefinitely. Very professional and helpful.

 

ESA - well that is another thing isn't it. If it's not the attitude and tone of the assessor that was wrong, it was how the questions were asked and the obvious contempt shown. I will not be made to feel insignificant by anybody, nor will I accept rudeness and lack of respect.

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The questions are asked in such a way to catch you out. For example, if you're asked do you watch TV? they assume you have no issues sitting for long periods and have no concentration issues. I do watch TV; but half the time can't tell you what's happening and do have to get up during the breaks.

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For both esa and dla, two people can have the same effects on them from their conditions and get two different results. Both are dependant on how the conditions are presented in writing for dla and in writing (esa50) and in person for esa. For both benefits there are the unpredictable variables of the decision maker, due to the subjective nature of the benefits, and the added variable for esa of the atos assessor.

 

If you have no problem with esa then it may be that your conditions aren't coming over well on the dla form and are more easily evaluated in person - maybe you could request an assessment for dla. I can't remember if you have physical or mental health issues, but mental health can be very difficult to get across on a dla form - they're not designed for it. The descriptors for pip do at least seem more mental health appropriate.

 

Its for mobility.

 

The tribunal service by the way have informed me twice they plan to rule in my favour barring any new evidence favouring the DWP argument which is great news.

 

They have told me they have contacted the DWP twice to do a reconsideration to stop wasting time, but the DWP keep refusing stating "lack of clinical evidence". But Because of the DWP stubbornness I have to now wait for the tribunal hearing date. I suppose the good thing is I will get a fat wad of backpayment when the day comes.

 

The reason I think I am failing is DLA seems to rely more on solid diagnosis and claimant submitted evidence than ESA does, ESA is more favourable to those with poor diagnosis and who have useless GP's (at the time I claimed DLA I was been managed by locums) as ESA places more emphasis on the WCA. Because PIP seems to be planned to place more emphasis on assessments I may even find I get PIP without too much hassle.

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It does seem to be that a diagnosis helps with DLA. I don't have a diagnosis for an ongoing neck problem and despite that the fact it can cause a lot of issues, (it affects my shoulders too) they've decided it doesn't.

 

I was told to reapply for DLA once CMHT had stopped messing me about and given me the evidence I'd asked for.

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Its for mobility.

 

The tribunal service by the way have informed me twice they plan to rule in my favour barring any new evidence favouring the DWP argument which is great news.

 

They have told me they have contacted the DWP twice to do a reconsideration to stop wasting time, but the DWP keep refusing stating "lack of clinical evidence". But Because of the DWP stubbornness I have to now wait for the tribunal hearing date. I suppose the good thing is I will get a fat wad of backpayment when the day comes.

 

The reason I think I am failing is DLA seems to rely more on solid diagnosis and claimant submitted evidence than ESA does, ESA is more favourable to those with poor diagnosis and who have useless GP's (at the time I claimed DLA I was been managed by locums) as ESA places more emphasis on the WCA. Because PIP seems to be planned to place more emphasis on assessments I may even find I get PIP without too much hassle.

 

Where dr's evidence is lacking, this is where actually requesting an assessment for DLA can be beneficial. At least with eSA someone sees your difficulties, but yes, I've seen lots of DLA claims refused where a GP has put 'not known' in every box o the enquiry form.

We hang the petty thieves and appoint the great ones to public office ~ Aesop

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in my case the GP didnt reply to their evidence request.

 

Incidently I have now moved surgeries and have a good permanent GP now.

 

Well that should certainly help you.

We hang the petty thieves and appoint the great ones to public office ~ Aesop

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