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    • I understand what you mean. But consider that part of the problem, and the frustration of those trying to help, is the way that questions are asked without context and without straight facts. A lot of effort was wasted discussing as a consumer issue before it was mentioned that the property was BTL. I don't think we have your history with this property. Were you the freehold owner prior to this split? Did you buy the leasehold of one half? From a family member? How was that funded (earlier loan?). How long ago was it split? Have either of the leasehold halves changed hands since? I'm wondering if the split and the leashold/freehold arrangements were set up in a way that was OK when everyone was everyone was connected. But a way that makes the leasehold virtually unsaleable to an unrelated party.
    • quite honestly id email shiply CEO with that crime ref number and state you will be taking this to court, for the full sum of your losses, if it is not resolved ASAP. should that be necessary then i WILL be naming Shiply as the defendant. this can be avoided should the information upon whom the courier was and their current new company contact details, as the present is simply LONDON VIRTUAL OFFICES  is a company registered there and there's a bunch of other invisible companies so clearly just a mail address   
    • If it doesn’t sell easily : what they can get at an auction becomes fair market price, which may not realise what you are hoping.
    • Thank you. The receiver issue is a rabbit hole I don't think I'm going to enjoy going down. These people seem so protected. And I don't understand how or why?  Fair market value seems to be ever shifting and contentious.
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      On 15/1/24 booked appointment with Big Motoring World (BMW) to view a mini on 17/1/24 at 8pm at their Enfield dealership.  

      Car was dirty and test drive was two circuits of roundabout on entry to the showroom.  Was p/x my car and rushed by sales exec and a manager into buying the mini and a 3yr warranty that night, sale all wrapped up by 10pm.  They strongly advised me taking warranty out on car that age (2017) and confirmed it was honoured at over 500 UK registered garages.

      The next day, 18/1/24 noticed amber engine warning light on dashboard , immediately phoned BMW aftercare team to ask for it to be investigated asap at nearest garage to me. After 15 mins on hold was told only their 5 service centres across the UK can deal with car issues with earliest date for inspection in March ! Said I’m not happy with that given what sales team advised or driving car. Told an amber warning light only advisory so to drive with caution and call back when light goes red.

      I’m not happy to do this, drive the car or with the after care experience (a sign of further stresses to come) so want a refund and to return the car asap.

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      Many thanks 
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    • Housing Association property flooding. https://www.consumeractiongroup.co.uk/topic/438641-housing-association-property-flooding/&do=findComment&comment=5124299
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    • We have finally managed to obtain the transcript of this case.

      The judge's reasoning is very useful and will certainly be helpful in any other cases relating to third-party rights where the customer has contracted with the courier company by using a broker.
      This is generally speaking the problem with using PackLink who are domiciled in Spain and very conveniently out of reach of the British justice system.

      Frankly I don't think that is any accident.

      One of the points that the judge made was that the customers contract with the broker specifically refers to the courier – and it is clear that the courier knows that they are acting for a third party. There is no need to name the third party. They just have to be recognisably part of a class of person – such as a sender or a recipient of the parcel.

      Please note that a recent case against UPS failed on exactly the same issue with the judge held that the Contracts (Rights of Third Parties) Act 1999 did not apply.

      We will be getting that transcript very soon. We will look at it and we will understand how the judge made such catastrophic mistakes. It was a very poor judgement.
      We will be recommending that people do include this adverse judgement in their bundle so that when they go to county court the judge will see both sides and see the arguments against this adverse judgement.
      Also, we will be to demonstrate to the judge that we are fair-minded and that we don't mind bringing everything to the attention of the judge even if it is against our own interests.
      This is good ethical practice.

      It would be very nice if the parcel delivery companies – including EVRi – practised this kind of thing as well.

       

      OT APPROVED, 365MC637, FAROOQ, EVRi, 12.07.23 (BRENT) - J v4.pdf
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ACS: Law solicitor Andrew Crossley suspended by SRA


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The SRA is a laughing stock, more like the Solicitors' Resurrection Association than any so-called 'regulatory' authority.

 

This low-life was hauled before it once before for misconduct; this time, he's in front of it at a time when a senior Judge was heavily critical of his conduct and the transparent stunt of trying to cancel a Court hearing because he knew the bull**** cases he had brought were never going to succeed. He should've been fined heavily by the Information Commissioner but escaped scot-free on the basis -- I think -- that he had no money (he filed for bankruptcy last year.)

 

Crossley doesn't have to look for work with any other law firm; he's more than capable of setting up yet again his own -- he just needs a phone line, an accommodation address (preferably one that lets him use a fancy-looking letter head) and that's it.

 

So the question is: can a bankrupt twice-suspended lawyer ever get back into work as a solicitor again?

 

And the answer?

 

Yes. Of course he can. The Solicitors Resurrection Association has just shown itself determined as ever to revive and sustain the career of even the most obvious exemplar of conduct unbecoming. The sooner we stop lawyers policing their own in the same way that we're --hopefully --about to stop the Press from policing its own, the better.

 

On which basis, it may now be about time for CAG to petition for exactly that: there's nothing special or remotely sacrosanct about lawyers -- as the Crossley case proves.

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How wonderful that the whiter-than-white Mr Crossley should think something called Darker Enterprises is an appropriate source of endorsement at a disciplinary hearing. And yes, of course, Darker Enterprises has seen sales of its DVDs soar in major retailers and supermarkets all across the UK -- oh, wait, sorry: Darker Enterprises doesn't have access to such outlets. So one has only Darker Enterprises' word for this trading boost.

 

Well done, Andrew! You're doing as wonderful a job on rehabilitating your professional reputation as you were before you somehow, in some way, managed to lose that reputation. . .:-D

 

* Does anyone have any information on what our illustrious ICO is doing about the absolutely massive, er, uh, £800 fine it slapped on Crossley should that fine currently be unpaid?

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I'm not sure about that, SG. The usual situation is that a solicitor goes bankrupt and is then suspended because of that bankruptcy. His / her practising certificate may be restored by the SRA on application by the bankrupt solicitor. But Crossley isn't a 'usual' case: his bankruptcy occurred in the midst of an SRA investigation and was incidental to the reasons for that investigation.

 

Of course, it might be -- and what a delicious irony! -- that Crossley's bankruptcy was astonishingly convenient for him in light of the data protection breach and the otherwise massive fine he would've had to pay. Given what is already known about his personality and character, it's not difficult to imagine him smiling with relief that the ICO imposed such a modest penalty. That relief would doubtless have been compounded by the finite nature of his suspension: only two years.

 

But ironically, it's the bankruptcy itself which is going to prove more critical to Crossley's downfall than anything else, because regardless of the finite 2-year suspension, the SRA still won't let him practice after that. . . because he is a bankrupt (and has creditors including no less than the SRA itself, to whom he owes £76,000.)

 

So although Crossley seems to have but one suspension to contend with, requiring only that he must sit out the next couple of years, there's actually a second and concurrent suspension that hasn't been publicised by the SRA but which kicked in automatically with his bankruptcy. And it's that second suspension which causes the longterm problem because it has no fixed end-date: he has to apply to the SRA after being discharged from bankruptcy in hope they'll let him practice again.

 

The SRA is fully aware it will look more like a circus clown than a regulatory authority if it proceeds to re-licence a legal practitioner who owes it £76,000 in costs for previous disciplinary offences. It also knows it will have everyone from MPs to journalists to forums such as this crawling all over it should it approve Crossley's application, because the SRA is duty-bound to abide by its own procedure in a matter such as this, viz:

 

1) It must be satisfied that the applicant is of good character, and:

 

2) It must be satisfied that the applicant is capable of honestly and efficiently managing client accounts and client monies; and:

 

3) It must be satisfied that the applicant is now capable of running a practice whose financial and accounting procedures are consistent with SRA requirements.

 

Even if it is satisfied, the SRA may only grant a 'restricted' licence, the terms of which would prevent the applicant from becoming a sole trader (as was the case with ACS:Law) and would instead insist that he/she serve only as an employee of a practice with no access to or control over that practice's client accounts / client funds.

 

Where (1) is concerned, it's going to be incredibly difficult for the SRA to pronounce favourably on Crossley's character bearing in mind the damning public criticism he received from the judge in the failed Norwich Pharmaceuticals file sharing case;

 

where (2) and (3) are concerned, the SRA will need no reminding that previous to Crossley's recent troubles, he had already been censured by the SRA for an, er, inability to run a law firm in a manner consistent with the requirement to exercise good accounting practice.

 

The situation would therefore seem to be that Crossley's bankruptcy has saved him from the full weight of punishment by an utterly supine ICO but has simultaneously plunged him into much deeper doo-dah as far as the SRA is concerned.

 

Technically, he can emerge from bankruptcy after one year (though outstanding liabilities will have to be addressed during those 12 months if Crossley was to earn anything, from any source) and yes, his credit history will be 'cleansed' after six years.

 

But really, that all seems pretty academic. Though I still think that the SRA behaved in the most idiotic fashion imaginable by suspending Crossley rather than striking him off, the problems arising from his bankruptcy -- not his conduct -- are such as to mean his future prospects in the legal profession are not so much slim as downright grim.

 

After all: even if the SRA consents to him returning to Law after he is discharged from bankruptcy, he wouldn't be allowed to start up as a sole trader anyway but would have to be an employee in another practice. And though I've no doubt that there may well be a law practice somewhere which couldn't care less about being judged on the basis of the company it keeps, it's clear that the vast majority certainly do care.

 

I seem to remember Crossley saying some time ago that what he really wanted to do in life was play the guitar in a rock band. Although he was so demonstrably out of tune with what the legal profession expects, there is, perhaps, some band somewhere touring regional pubs for Saturday night gigs that might wish to chuck a few bob his way.

 

But of course, Crossley would have to make damn sure that the band paid fees for performing the work of others -- he is, indeed, a man of principle . . .:-D

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Luvvly thought, SG. But before Crossley did something like that, he'd be well advised to contact a solicitor who knows something about copyright and rights holders. I'm not sure if he's ever come across anyone with that kind of expertise but it ought to be easy enough to discover if a guitar that looks like a £ sign is a breach of someone else's rights.

 

One can't be careful enough nowadays and it'd be a shame if Crossley suddenly received a letter out of the blue threatening him with Court action unless he paid up immediately. But then, he could always come here to CAG for advice as to the direction he should follow in this matter and many of us would be willing to tell him just where to go.

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  • 5 years later...

Yes, I'd noticed last year, or perhaps even earlier, a solicitor of the same name as the esteemed Mr Crossley on the books at Rodney Warren's south coast law firm:

 

http://www.rodneywarren.co.uk/our-legal-team/

 

and thought that the description of their Mr Crossley, as well as the photograph of their Mr Crossley:

 

http://www.rodneywarren.co.uk/our-legal-team/andrew-crossley/

 

was uncannily reminiscent of the pathetic wreck of a shyster said by his peers to have brought the entire legal profession into disrepute.

 

Given so great an insult to the standing and repute of lawyers everywhere, it was quite clear to me that no law firm with any respect for itself or its clients would ever consider having such a (literally) disreputable character on its books.

 

I concluded, therefore, that the formerly bankrupt Andrew Crossley who specialised in civil litigation designed to intimidate and harass for financial gain is absolutely not the same Andrew Crossley who specialises in Civil Ligation and only has the best interests of his clients, and the larger public, at heart.

 

It's all pure coincidence.

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