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    • Thank-you dx, What you have written is certainly helpful to my understanding. The only thing I would say, what I found to be most worrying and led me to start this discussion is, I believe the judge did not merely admonish the defendant in the case in question, but used that point to dismiss the case in the claimants favour. To me, and I don't have your experience or knowledge, that is somewhat troubling. Again, the caveat being that we don't know exactly what went on but I think we can infer the reason for the judgement. Thank-you for your feedback. EDIT: I guess that the case I refer to is only one case and it may never happen again and the strategy not to appeal is still the best strategy even in this event, but I really did find the outcome of that case, not only extremely annoying but also worrying. Let's hope other judges are not quite so narrow minded and don't get fixated on one particular issue as FTMDave alluded to.
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    • the claimant in their WS can refer to whatever previous CC judgements they like, as we do in our WS's, but CC judgements do not set a legal precedence. however, they do often refer to judgements like Bevis, those cases do created a precedence as they were court of appeal rulings. as for if the defendant, prior to the raising of a claim, dobbed themselves in as the driver in writing during any appeal to the PPC, i don't think we've seen one case whereby the claimant referred to such in their WS.. ?? but they certainly typically include said appeal letters in their exhibits. i certainly dont think it's a good idea to 'remind' them of such at the defence stage, even if the defendant did admit such in a written appeal. i would further go as far to say, that could be even more damaging to the whole case than a judge admonishing a defendant for not appealing to the PPC in the 1st place. it sort of blows the defendant out the water before the judge reads anything else. dx  
    • Hi LFI, Your knowledge in this area is greater than I could possibly hope to have and as such I appreciate your feedback. I'm not sure that I agree the reason why a barrister would say that, only to get new customers, I'm sure he must have had professional experience in this area that qualifies him to make that point. 🙂 In your point 1 you mention: 1] there is a real danger that some part of the appeal will point out that the person appealing [the keeper ] is also the driver. I understand the point you are making but I was referring to when the keeper is also the driver and admits it later and only in this circumstance, but I understand what you are saying. I take on board the issues you raise in point 2. Is it possible that a PPC (claimant) could refer back to the case above as proof that the motorist should have appealed, like they refer back to other cases? Thanks once again for the feedback.
    • Well barristers would say that in the hope that motorists would go to them for advice -obviously paid advice.  The problem with appealing is at least twofold. 1] there is a real danger that some part of the appeal will point out that the person appealing [the keeper ] is also the driver.  And in a lot of cases the last thing the keeper wants when they are also the driver is that the parking company knows that. It makes it so much easier for them as the majority  of Judges do not accept that the keeper and the driver are the same person for obvious reasons. Often they are not the same person especially when it is a family car where the husband, wife and children are all insured to drive the same car. On top of that  just about every person who has a valid insurance policy is able to drive another person's vehicle. So there are many possibilities and it should be up to the parking company to prove it to some extent.  Most parking company's do not accept appeals under virtually any circumstances. But insist that you carry on and appeal to their so called impartial jury who are often anything but impartial. By turning down that second appeal, many motorists pay up because they don't know enough about PoFA to argue with those decisions which brings us to the second problem. 2] the major parking companies are mostly unscrupulous, lying cheating scrotes. So when you appeal and your reasons look as if they would have merit in Court, they then go about  concocting a Witness Statement to debunk that challenge. We feel that by leaving what we think are the strongest arguments to our Member's Witness Statements, it leaves insufficient time to be thwarted with their lies etc. And when the motorists defence is good enough to win, it should win regardless of when it is first produced.   
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      On 15/1/24 booked appointment with Big Motoring World (BMW) to view a mini on 17/1/24 at 8pm at their Enfield dealership.  

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    • We have finally managed to obtain the transcript of this case.

      The judge's reasoning is very useful and will certainly be helpful in any other cases relating to third-party rights where the customer has contracted with the courier company by using a broker.
      This is generally speaking the problem with using PackLink who are domiciled in Spain and very conveniently out of reach of the British justice system.

      Frankly I don't think that is any accident.

      One of the points that the judge made was that the customers contract with the broker specifically refers to the courier – and it is clear that the courier knows that they are acting for a third party. There is no need to name the third party. They just have to be recognisably part of a class of person – such as a sender or a recipient of the parcel.

      Please note that a recent case against UPS failed on exactly the same issue with the judge held that the Contracts (Rights of Third Parties) Act 1999 did not apply.

      We will be getting that transcript very soon. We will look at it and we will understand how the judge made such catastrophic mistakes. It was a very poor judgement.
      We will be recommending that people do include this adverse judgement in their bundle so that when they go to county court the judge will see both sides and see the arguments against this adverse judgement.
      Also, we will be to demonstrate to the judge that we are fair-minded and that we don't mind bringing everything to the attention of the judge even if it is against our own interests.
      This is good ethical practice.

      It would be very nice if the parcel delivery companies – including EVRi – practised this kind of thing as well.

       

      OT APPROVED, 365MC637, FAROOQ, EVRi, 12.07.23 (BRENT) - J v4.pdf
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Court Next week! **ANOTHER BARCLAYS WON**


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I will update this as I go, I have just asked for my last 6 years statements and can tell Im going to need a lot of highlighters!

 

I have had a few overdraft charges etc that have been around the £60 mark so this could be interesting.

 

Dates:

06/03/2006 - Statements ordered

10/03/2006 - Statements arrived: All on A4 sheets and only charge £5 for the lot

06/04/2006 - Sorry took ages to set up my new account, sent off 1st letter special delivery today. 14 days and counting. Forgot to say, charges just over £2000

08/04/2006 - Recieved letter to say sorry they are unhappy and my comments are being dealt with

12/04/2006 - Sent off DPA letter asking for information on manual interventions as I worked out my above amount from statements.

15/04/2006 - Recived cheque back and letter saying they are sorting out statements and that they dont know what manual intervention is

21/04/2006 - Sent of Letter before action, also sent off reply about the manual intervention explaining what it is.

09/05/2006 - claim started on moneyclaim

25/5/06 - Its been acknowledged

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  • 4 weeks later...

Seen all the mention of manual intervention, I just worked out all my charges on my account. Do I then need to check manual interventions as well with the DPA letter? Ive already sent off my first letter

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It is always worth doing - but there is no reason why you cannot commence the process for repayment immediately. The only time you will need the manual intervention evidence is if they decide to defend your claim in court.

 

 

 

 

 

 

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I read on here somewhere not to put the interest charges worked out (using the excel doc) in the first letter. was this correct? And do I then add them in for the notice Ill be taking court action letter?

 

Im reading it all but think I may have messed up on the interest payments now, which equal £458!

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You do not add the interest until you are filing a claim in court .The letter before action informs them that if it goes that far that you will be claiming the interest.

When you want to fool the world, tell the truth. :D

Advice & opinions of Janet-M are offered informally, without prejudice & without liability. Use your own judgment. Seek advice of a qualified insured professional if you have any

doubts.

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already started a claim but as advised Im going to send off a DPA letter to check for manual interventions, pretty sure I havent had any as all Ive ever had is go over drawn and the usual automatic fees and also the same for blocked or accepted D-debits

 

Anyway who do I make the £10 cheque payable to? Im guessing "Barclays Bank PLC"?

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I enclose the statutory maximum fee of £10. You have 40 days in which to comply.

As you may note I have already started a claim for the disproportionate penalties against me but would now like to confirm any manual interventions on my account as to make the process much easier for both you and myself should this reach the courts.

 

 

Hows that sound?

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Not too good, if you want me to be brutally honest.

 

From a form point of view, punctuation is a necessity.

From a sense point of view, 1 - you want THEM to confirm manual intervention. 2 - How is confirming manual intervention going to make things easier in court?

 

Finally, I've just had to go through all your posts to understand what's going on with your claim, and I notice you're starting a new thread every time you have a query, when it's all part of the one claim. Please don't do that, stay on one thread. I'm now going to have to go and join them all, which is time consuming.

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Sorry about that, didnt realise to raise minor queries in the same thread :)

 

Oh well I've just gone and sent it off, I thought we HAD to ask them for manual interventions?

 

I doubt Ill have any anyway, well hope not as I've never had to deal with anyone its all just been slightly over my overdraft and get the charge and the standard letter in the post.

 

Oh and it will make it easier in court if they use it as a defense, nothing there that can affect the case but as I hadnt sent the letter off and its POSSIBLE to reach court before they give me any come back on my DPA, if they then used manual interventions as part of their defense I could maybe use what I put in the letter.

 

I dont think it should affect my claim though.

 

I just realised I should have noted that I did send the WHOLE DPA letter and only changed the end bit, it should probably seem better now?

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Just got my cheque and letter back saying they dont know what the Manual intervention is, pretty standard from what I have seen.

 

seeing as Ive already started my claim and I was only finding this out in case they used it for defense should I just ignore it? If they bring this up as a defence I can bring up the letter right?

 

Bank fodder do you need a scan of this letter?

 

PS they have said they will be supplying statements, well I already have them.

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  • 3 weeks later...

I will delete this when I have the answer as I know we are suppsoed to keep things in our threads. (will delete tommorrow after claim as been sent just to make sure I fill it out ok) Hope this is ok.

 

Basically Ill be starting my money claim thing tomorrow and Im looking at the bit in the libarary and it states "You have a contract with the defendant bank dated XXXX" is this the date that I joined the bank? I have no idea of this you see.

 

I may be back tommorrow to ask more questions as I start to fill it out

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Ill be starting my money claim thing tomorrow and Im looking at the bit in the libarary and it states "You have a contract with the defendant bank dated XXXX" is this the date that I joined the bank? I have no idea of this you see.

 

I may be back tommorrow to ask more questions as I start to fill it out

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