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    • Unsure what would be classed as appeal I first contacted the applicant then IAS. I am not aware I could appeal again as Bank state I was informed that is news to me. I would have to look through the paper work, I apologise I forget so much due to my caring duties wish I had quality time to get so much done. Will try and look tomorrow, appreciate everyone's time and input.
    • Hi, I've been reading the invaluable advice on this forum and reading about the problems with Evri and lost delivery of items.  From what I gather the initial steps after having exhausted every's own lost item claim process is to draft a Letter of Claim, I think it is called and to register with the government Money Claims.  I have got a login for Money Claims and have made an initial stab at the letter but I'm not certain I have got it right. Am I right to assume that having exhausted Evri customer service's claims process and having received the denial of any compensation because the laptop I was sending is on the non-compensatory list that my next step would be to send the Letter of Claim to them? Let me provide some basic details which I hopefully have addressed in the letter. I purchased a laptop through Amazon.co.uk which a business in Belfast sold refurbished laptops through.  They had a 30 day money back guarantee for a full refund if you have any issues with the laptop.  I have the invoice from Amazon showing the purchase.  On 27 April, 2024 before the end of the 30 day period I used their ParcelShop (inside a Tesco) to send the laptop back and have the tracking reference mentioned in the letter.  As mentioned in the letter there was they advised they could not give me or sell me any insurance because laptops are on the non-compensatory list so I just paid the normal delivery cost.  It was scanned as leaving the ParcelShop on 29 April and the tracking has been like that ever since.  After a 28 working day Evri claim process they gave the expected response that they could not provide any compensation and simply could not proceed with my claim. I was hoping to get some advice on whether I go ahead now and email this to Customer Services straightaway and should I send a hard-copy to the Evri address as well?  Or are there any steps I have missed out on first?  I believe 14 days is the reasonable period of time for them to respond so if I were to send it tomorrow, for example 12 June then I should expect a reply by 26 June, is that correct and fair?  And assuming they don't reply with a full refund then I would then go down the government Money Claims site to proceed with that? Sorry for all the questions, I want to make sure I go about it properly.  I'll continue to read through other cases on here so I can get an even better handle on the process. I attached a LOC, happy for any edits or updates that will make it even better. Thanks so much for anyone's help! Regards, Matt Evri letter of claim.docx
    • The date was 3 June. Get on MCOL now. The legal principle is that, even if you defence is late, if the other party hasn't requested judgement, then your defence takes priority and is accepted. You might be in time. When I say now I mean now.  Recently we had someone who was nine days' late and this was pointed out to them at 5:30pm.  They faffed around till 11pm.  When they went on MCOl they saw that judgement had been entered at 7pm. Every minute is vital. File the below standard defence if you still can - 1.  The Defendant is the recorded keeper of [motor vehicle]. 2.  It is denied that the Defendant entered into a contract with the Claimant. 3.  As held by the Upper Tax Tribunal in Vehicle Control Services Limited v HMRC [2012] UKUT 129 (TCC), any contract requires offer and acceptance.  The Claimant was simply contracted by the landowner to provide car-park management services and is not capable of entering into a contract with the Defendant on its own account, as the car park is owned by and the terms of entry set by the landowner.  Accordingly, it is denied that the Claimant has authority to bring this claim.    4.  In any case it is denied that the Defendant broke the terms of a contract with the Claimant. 5.  The Claimant is attempting double recovery by adding an additional sum not included in the original offer.  6.  The Particulars of Claim is denied in its entirety.  It is denied that the Claimant is entitled to the relief claimed or any relief at all.
    • Hi friends,  I’m a bit worried I may have got confused with timings here. I thought I had 33 days from my acknowledgment to submit a defence but the date added above says 3/6/24.   have I missed the date?   if so how can I apply for an exception due to my disability and problems with deadlines and dates etc (ADHD)?   what should I submit as a defence?   I’ve had no reply from BW so far    just been back on MCOL and it says 28 days from service if I completed an acknowledgment of service so does that mean 28 days from that of acknowledgement (I.e. 16/5) which would make deadline for defence 14/6?   Thanks! Panicking here.
    • Normally we don't advise playing your cards early in a snotty letter, but as you have appealed we might as well use what you wrote in the appeal against them. There is no rush, you have until 6 July to get it to them.  See what the other regulars think too. How about something like this? -   Dear Rachael & Sean, cheers for your Letter of Claim.  I rolled around on the floor in laughter at the idea you'd actually thought I'd take such tripe seriously and would cough up! As usual you'll have been too bone idle to do any due diligence.  Had you done so you would have seen that I appealed to your client.  Indeed the driver on the day is a textbook example of having done exactly what you should do when you do not wish to be bound by the T&Cs in a private car park. Of course none of that mattered to the spivs you represent but do you really want to put such a useless case in front of a judge? To be fair, your clients are very useful members of the human race - as comedians.  How I loved the page turner of their antics at The Citrus Building in Bournemouth.  It was chuckle after chuckle reading about them, letter after letter, month after month, insisting they were legally in the right, even through someone who had done just the first day of a GCSE law course could have told them they weren't.  Until the denouement - BOOM - an absolute hammering in court.  In fact - SLAM, BANG - managing to lose twice against the same motorist for the same car park in front of two different judges. Your client can either drop their foolishness now or get yet another tolchocking* in court where I will go for an unreasonable costs order under CPR 27.14(2)(g) and spend the dosh on a nice summer holiday, while every day laughing at your clients' expense. I look forward to your deafening silence. COPIED TO COUNTRYWIDE PARKING MANAGEMENT LTD   *  This word is used under licence from Brassnecked
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    • If you are buying a used car – you need to read this survival guide.
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    • Hello,

      On 15/1/24 booked appointment with Big Motoring World (BMW) to view a mini on 17/1/24 at 8pm at their Enfield dealership.  

      Car was dirty and test drive was two circuits of roundabout on entry to the showroom.  Was p/x my car and rushed by sales exec and a manager into buying the mini and a 3yr warranty that night, sale all wrapped up by 10pm.  They strongly advised me taking warranty out on car that age (2017) and confirmed it was honoured at over 500 UK registered garages.

      The next day, 18/1/24 noticed amber engine warning light on dashboard , immediately phoned BMW aftercare team to ask for it to be investigated asap at nearest garage to me. After 15 mins on hold was told only their 5 service centres across the UK can deal with car issues with earliest date for inspection in March ! Said I’m not happy with that given what sales team advised or driving car. Told an amber warning light only advisory so to drive with caution and call back when light goes red.

      I’m not happy to do this, drive the car or with the after care experience (a sign of further stresses to come) so want a refund and to return the car asap.

      Please can you advise what I need to do today to get this done. 
       

      Many thanks 
      • 81 replies
    • Housing Association property flooding. https://www.consumeractiongroup.co.uk/topic/438641-housing-association-property-flooding/&do=findComment&comment=5124299
      • 161 replies
    • We have finally managed to obtain the transcript of this case.

      The judge's reasoning is very useful and will certainly be helpful in any other cases relating to third-party rights where the customer has contracted with the courier company by using a broker.
      This is generally speaking the problem with using PackLink who are domiciled in Spain and very conveniently out of reach of the British justice system.

      Frankly I don't think that is any accident.

      One of the points that the judge made was that the customers contract with the broker specifically refers to the courier – and it is clear that the courier knows that they are acting for a third party. There is no need to name the third party. They just have to be recognisably part of a class of person – such as a sender or a recipient of the parcel.

      Please note that a recent case against UPS failed on exactly the same issue with the judge held that the Contracts (Rights of Third Parties) Act 1999 did not apply.

      We will be getting that transcript very soon. We will look at it and we will understand how the judge made such catastrophic mistakes. It was a very poor judgement.
      We will be recommending that people do include this adverse judgement in their bundle so that when they go to county court the judge will see both sides and see the arguments against this adverse judgement.
      Also, we will be to demonstrate to the judge that we are fair-minded and that we don't mind bringing everything to the attention of the judge even if it is against our own interests.
      This is good ethical practice.

      It would be very nice if the parcel delivery companies – including EVRi – practised this kind of thing as well.

       

      OT APPROVED, 365MC637, FAROOQ, EVRi, 12.07.23 (BRENT) - J v4.pdf
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Recommended Posts

Need some help with Form 11 and sheriff court action!

 

I've been using the templates in the Consumer Action Group's library (great resourses!) to claw back the bank charges that the Bank of Scotland have given me over the last 6 years. Because they gave me so many charges I was forced to get a loan to pay off my overdraft and I switch banks around 10 months ago. I'm now with Smile (internet bank) and had no problems since!

 

After sending the Data Protection Act letter they sent me my last 6 years bank statements to me within 2 weeks in 3-4 seperate packages.

 

I calculated the total amount of bank charges over this time and it came to a massive £2821 (not including 8% APR) :o . Since I'm in Scotland I've been forced to break this down into smaller amounts. The first amount I'm claiming is £587 + 8% APR (Total £749.63) + £39 Court Fee.

 

I sent them the Request for Payment letter and they sent back the usual automated responce.

 

I then sent the 2nd Request for Payment letter and they responded by offering me only £129, which I rejected.

 

The deadline that I set in the letter passed so I issued a Small Claim with my local Sherriff Court. The Summons is on 29/09/06 and the bank's response date is 22/09/06 (today)!

 

They bank sent me another settlement agreement letter today for £648. The wording is :

"Confirm that I accept the offer of £648 from Bank of Scotland in full and final settlement of my complaint regarding bank charges made on my Bank of Scotland accounts."

 

Does this mean that I can't claim back the rest of the bank charges from them?

 

I contact the Sheriff Court for their opinion and the woman in the sherriff clerk's office couldn't comment on the wording but she did say that they had not been contacted by the Bank of Scotland and I would need to contact them personally as the letter was sent directly to me. Is this correct? and since the response date has passed is there any point in replying?

 

The Sherriff Court gave me a Form 11 Minute of Decree that I have to fill in before 27/09/06. What is this and how do I fill it in?

 

:? kev :?

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Hi Kev

I'd call the bank and remind them that they are due in court next Friday and that they have not replied before the return date. Don't sign that offer. Information on the Form 11 can be found here

 

Unfair UK Bank Charges Free help from Govan Law Centre, Glasgow

 

click on Scotland on the left, then in the text on this page is a link "what if the bank doesn't bother to defend" that should help

Good luck

Mairi

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Thanks for the link.

 

I don't particulary want to phone the Bank of Scotland. Why should I bother? They couldn't be bothered to defend the claim against them. I'd have to wait on hold to speak to an operator then explain everything to them.

If I fill in the Form 11 and hand it into the Sheriff Court will I automatically win the case by default?

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Today, 17:52

avatar85_1.gifRobertxc user_offline.gif vbmenu_register("postmenu_258495", true);

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Quote:

They bank sent me another settlement agreement letter today for £648. The wording is :

"Confirm that I accept the offer of £648 from Bank of Scotland in full and final settlement of my complain regarding bank charges made on my Bank of Scotland accounts."

DO NOT accept this term. It means exactly what you think it does, and will prevent you from claiming any more.

 

I would write back and say that you will only accept the unconditional settlement of your claim.

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If your claim is successful, please donate 5% to the forum so that it can continue to help others.

 

The opinions of this post are those of Robertxc and not necessarily the opinions of the group and do not constitute sound legal advice. You are advised to seek professional legal advice.

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Thanks for the replys.

The bank's response date was Friday 22nd and yesterday (Saturday) I received this letter:

 

Dear Mr McFadzean

 

I have received and have been dealing with the proceedings, which you have issued against Bank of Scotland in the Kilmarnock Sheriff Court.

 

Your claim relates to bank charges debited to your current account. Theses charges were debited to your account in accordance with the account terms and conditions, which you agreed to accept, and by which you are bound.

 

However, on a purely commercial basis, it will cost Bank of Scotland money to defend your claim in terms of the legal costs that will be incurred. It is unlikely that Bank of Scotland will be able to recover these costs (even if the bank wins) because your claim will probably be allocated to the small claims track, in which costs are not generally awarded.

 

For this reason, but without admission of liability, Bank of Scotland is willing to reimburse £587.00 in respect of the bank charges incurred, together with £161.95 in respect of approximate interest that Bank of Scotland has calculated was charged on your account as a result of the charges. Please see the attached schedule for ease of reference. The Bank of Scotland will also reimburse £39.00 in respect of the Court fee. This amounts to £787.95, a cheque for which will be forwarded within the next 5 working days.

 

I will write to the Court to let them know that your claim has been settled and would be grateful if you could do the same.

 

Yours sincerely

 

Rachel Sandbrook

Customer Relations Manager

Core Business

Customer Relations

 

 

RESULT!

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  • 3 weeks later...

Well done!!!! I have received my statements from BOS, written asking for the amount owed (£987) and had a 'phone call on Friday offering me £183.....

 

I need some advice on what to do next please.

 

I coulnd't speak to the peron who 'phoned as I had a house full of visitors and said I would call them back on Monday to discuss further.

 

Am I right in saying that i refuse the offer and that I will file a court action? If so, what do I do next?

 

Getting a bit mixed up now as I think I have read too many links/info that I'm not sure what/how to do it!!

 

I live in Scotland and think the system varies from English courts??

 

Would appreciate any adivce,

thanks

 

Carol

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