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    • You could forward it to yourself but before you click send, take out your personal details. Does that help? Although I run this forum I am not a massive techie either! But we would like to see it and also to understand who is who – dates, et cetera. What you typed above doesn't really give many clues and certainly only contains one date and time and doesn't identify the order in which they were sent to each other.  
    • Hey, How can I put a copy of the email on here and still keep it confidential? I really do want to give you all the info you need but I'm not tech at all.  I've just emailed the mechanic using your quote as a template. I will let you know what the reply is. Thanks so much everyone
    • In the midst of the parties launching their manifestos this week, we have also received the latest labour market data […]View the full article
    • Thank you. We like to see also the exchange between you and the mechanic/garage telling about the gearbox. Also, send an email to the garage whose mechanic called you:   Get this email to them as soon as possible. Hopefully it will draw a response which will confirm what they say – but even if it doesn't draw response – as long as there is no denial then it is fine. Even if there is a denial, it won't be too important but it would certainly be nice to get a paper trail which supports what you say. Please send this off and come back here and confirm that you've done it
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    • If you are buying a used car – you need to read this survival guide.
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    • Hello,

      On 15/1/24 booked appointment with Big Motoring World (BMW) to view a mini on 17/1/24 at 8pm at their Enfield dealership.  

      Car was dirty and test drive was two circuits of roundabout on entry to the showroom.  Was p/x my car and rushed by sales exec and a manager into buying the mini and a 3yr warranty that night, sale all wrapped up by 10pm.  They strongly advised me taking warranty out on car that age (2017) and confirmed it was honoured at over 500 UK registered garages.

      The next day, 18/1/24 noticed amber engine warning light on dashboard , immediately phoned BMW aftercare team to ask for it to be investigated asap at nearest garage to me. After 15 mins on hold was told only their 5 service centres across the UK can deal with car issues with earliest date for inspection in March ! Said I’m not happy with that given what sales team advised or driving car. Told an amber warning light only advisory so to drive with caution and call back when light goes red.

      I’m not happy to do this, drive the car or with the after care experience (a sign of further stresses to come) so want a refund and to return the car asap.

      Please can you advise what I need to do today to get this done. 
       

      Many thanks 
      • 81 replies
    • Housing Association property flooding. https://www.consumeractiongroup.co.uk/topic/438641-housing-association-property-flooding/&do=findComment&comment=5124299
      • 161 replies
    • We have finally managed to obtain the transcript of this case.

      The judge's reasoning is very useful and will certainly be helpful in any other cases relating to third-party rights where the customer has contracted with the courier company by using a broker.
      This is generally speaking the problem with using PackLink who are domiciled in Spain and very conveniently out of reach of the British justice system.

      Frankly I don't think that is any accident.

      One of the points that the judge made was that the customers contract with the broker specifically refers to the courier – and it is clear that the courier knows that they are acting for a third party. There is no need to name the third party. They just have to be recognisably part of a class of person – such as a sender or a recipient of the parcel.

      Please note that a recent case against UPS failed on exactly the same issue with the judge held that the Contracts (Rights of Third Parties) Act 1999 did not apply.

      We will be getting that transcript very soon. We will look at it and we will understand how the judge made such catastrophic mistakes. It was a very poor judgement.
      We will be recommending that people do include this adverse judgement in their bundle so that when they go to county court the judge will see both sides and see the arguments against this adverse judgement.
      Also, we will be to demonstrate to the judge that we are fair-minded and that we don't mind bringing everything to the attention of the judge even if it is against our own interests.
      This is good ethical practice.

      It would be very nice if the parcel delivery companies – including EVRi – practised this kind of thing as well.

       

      OT APPROVED, 365MC637, FAROOQ, EVRi, 12.07.23 (BRENT) - J v4.pdf
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sky tv, phone lines internet and the likes


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hi so i've posted a similar thread to this previously but here goes just looking for some upto date information in anticipation of moving in november (18th to be exact). if i explain the backstory and you can understand the situation.

 

having been a student and 18 and stupid can i add i took out multiple credit cards and got myself into one hell of a mess. i have now ended up with 8 defaults showing on my credit record with 4 of these being settled and payment plans arranged to settle the other 4 within the next 24 months.

 

equifax are showing my credit score of 219 am i correct in believing this is severely bad???

 

unusually 4 months ago i managed to take out a new mobile phone contract for 30pounds a month :|

 

anyways i will be moving in with my now partner in january via either private landlord or estate agents (with the obvious help of a guarentor for the address should we choose to go the estate agency route).

 

we will be looking to get telephone line, internet and tv packages.

 

this can be with anyone such as Sky, Virgin, BT or the post office does anyone know if i am going to run into any difficulties when applying for these products. my partner is obviously aware of my credit rating but i would rather not subject her to the difficulties that i have now been facing for many years.

 

any advice or recent experience of such a situation.

 

i just want this to go smoothly i wanna know what to expect but i would also like these accounts in my name a chance to start showing bills and payments on time and in my name. i've only got myself to blame for the situation i am currently in and i dont expect anyone else to feel the consequences least of all her.

 

also with the defaults currently showing on my account will these stay on file 6yrs from when the default was attached to my account or 6 yrs from when the account is settled??

 

thanks.

 

sincerly

 

blindside

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Sky: no problems here, but remember whoever you go with, you ill be entering a contract. If you miss a payment with sky they normally cut you off til you pay up.... be cut off long enough they will cancl and charge a fee.

 

BT: may ask for a deposit.

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Also, BT is the only one I know of that doesn't report on your credit file if you miss payments.

If in doubt, contact a qualified insured legal professional (or my wife... she knows EVERYTHING)

 

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thanks guys appreciate the help. i wont be missing payments everything is accounted for im looking at this at a step to rebuilding credit not making it any worse though i dont think it cud get any worse.

 

so it seems sky dont care and BT with a deposit should be fine.

 

anyone any thoughts or opinions on virgin media or would this also be a simple case of a deposit too.

 

long shot but anyone have an idea of the region im looking at for a deposit for BT.

 

seems i will be well on the way to internet, tv and phone line soon.

 

helps appreciated put my mind at rest a bit.

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Well, if you want phone line, broadband AND subscription based TV it will be cheaper to get a package. As Virgin and sky both report on your credit file, having service with either of them will in essence show you can manage paying regular bills, and once all the negative bits drop off your file, you will be left with a very healthy credit file. In your place I'd look at the packages available and then go with that company.

If in doubt, contact a qualified insured legal professional (or my wife... she knows EVERYTHING)

 

Or send a cheque or postal order payable to Reclaim the Right Ltd.

to

923 Finchley Road London NW11 7PE

 

 

Click here if you fancy an email address that shows you mean business! (only £6 and that will really help CAG)

 

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I doubt any will turn down your custom in this economic down turn :) I've not had much in the way of business dealings with either company tho so I cannot advise, other than friends with poor credit ratings have had services from them both.

If in doubt, contact a qualified insured legal professional (or my wife... she knows EVERYTHING)

 

Or send a cheque or postal order payable to Reclaim the Right Ltd.

to

923 Finchley Road London NW11 7PE

 

 

Click here if you fancy an email address that shows you mean business! (only £6 and that will really help CAG)

 

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I was credit checked for Virgin and they then asked for a £30 deposit so no major issues there

 

Sky didn't check at all!

If you are asked to deal with any matter via private message, PLEASE report it.

Everything I say is opinion only. If you are unsure on any comment made, you should see a qualified solicitor

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SKy don't so credit checks and do not report to cra's unless you stop paying and leave and outstanding blance and pass it to a dca.

 

Sky £39 fee for providing a new line and free install for sky tv equipment and if taking bb unlimited free as well and you may get 3 free months also if you book online marks and spencer

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