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    • Essex trading standards department have now given me a reference and are investigating this man/companies.
    • Good question. Rayner's CGT pales into insignificance really, doesn't it? 
    • Hi everyone,  out of the blue my husband yesterday received a call from the employee who lost the key the first time and asked to settle the bill plus court costs. Apparently the boss said that if he didn't pay he would be sacked. My husband asked for this in writing,  got it and payment followed. So we discontinued the claim and marked as settled. Apparently the employee who lost the keys the second time is paying for the other carpenter's bill plus court fees because he'd started court proceedings as well. So, all is solved. Thanks everyone!
    • With thanks. Updated defence.  The Defendant contends that the particulars of claim are vague and generic in nature. The Defendant accordingly sets out its case below and relies on CPR r 16.5 (3) in relation to any particular allegation to which a specific response has not been made. 1. Paragraph 1 is noted. I have in the past had financial dealings with Halifax PLC part of the Lloyds Group of Companies but do not recognise the specific account number referred to by Claimant and on which its claim relies. To enable clarification a sec78 request pursuant to the CCA1974 was made dated 11 May 2024. The Claimant provided various documents which appear to be incomplete with page numbers missing and incomplete Terms and Conditions. If this is a copy of the original agreement it appears to be unexecuted by the original creditor. 2. Paragraph 2 is noted. I do not recall receipt of a Default Notice which the Claimant refers to within its Particulars of Claim and on which its claim relies. A CPR 31.14 request was made dated 11 May 2024. To date the Claimant has not provided a copy. 3. Paragraph 3 is noted. Although I had not recalled a copy of the Notice of Assignment pursuant to the Law and Property Act 1925 Section 136(1) I requested a further copy from the claimant which has since been provided in response to the CPR 31.14 request dated 11 May 2024. 4. Paragraph 4 is noted. It is denied with regards to the Defendant owing any monies to the Claimant, and the Claimant is put to strict proof to: (a) Show how the Defendant has entered into an agreement. (b) Show the nature of the breach and evidence by way of a Default Notice Pursuant to s.87(1) of the Consumer Credit Act 1974. 5. As per Civil Procedure 16.5 it is expected that the Claimant prove the allegation that the money is owed. 6. By reason of the facts and matters set out above, it is denied that the Claimant is entitled to the relief claimed, or any relief.
    • "Testing the stability" ? I suspect the Tesla Map would have picked up that the car was being driven in a car park and the default safety settings required a shut down. Reassuring that Tesla have public safety built in, to try to stop drivers driving in a way that may be risky.
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      OT APPROVED, 365MC637, FAROOQ, EVRi, 12.07.23 (BRENT) - J v4.pdf
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Probably a stupid question!!


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Hi

 

Just wondering if anybody can help me out with this one.

If only i'd found this website 6 months ago!!

 

My Egg card was cancelled in February and passed into the hands of Capquest.

Being in this situation for the first time i panicked and paid them 80% of the outstanding amount £2674.00.

 

What i was wanting to know is it possible to have this default removed from my credit report or not??

 

Cheers

 

Mark

NatWest Bank

- S.A.R Request Sent 21/9/06.

- Prelim Letter Sent 16/10/06

- LBA Sent 09/7/07

 

Barclays Bank

- S.A.R Sent 4/1/07

- Prelim Letter 1/2/07

- LBA Sent 16/02/07

- MCOL Filed 20/3/07

- A/Q Filed 30/5/07

- Court Date received 16/6/07

- SETTLED IN FULL £15XX.XX 07/7/07 :)

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you can there are various threads for this if you search.

 

also it should defo be changed to satisfied even if not cleared!

 

did CapQuest take 80% as full settlement or are they still persuing the 20% - if so send them the CCA request!

People who haven't made mistakes, haven't made anything!

 

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the same happened with Halifax in my case - charges spiraled - DCA got involved, am i right in thinking that we can apply for trh charges back from Halifax as i assume now the debt is zero to them or else i would owe double, ie DCA and Halifax?

 

If this is the case does the original creditor have to post me a cheque or do tehy ammend the DCA total (i guess thay cant) hope that makes sense, its getting late lol

People who haven't made mistakes, haven't made anything!

 

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Cheers for that!

 

Would i get the details of Egg charges by sending them a D.S.A.R??

NatWest Bank

- S.A.R Request Sent 21/9/06.

- Prelim Letter Sent 16/10/06

- LBA Sent 09/7/07

 

Barclays Bank

- S.A.R Sent 4/1/07

- Prelim Letter 1/2/07

- LBA Sent 16/02/07

- MCOL Filed 20/3/07

- A/Q Filed 30/5/07

- Court Date received 16/6/07

- SETTLED IN FULL £15XX.XX 07/7/07 :)

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yep - read the FAQ for the low down on how to do everything, just ammend the templates to suit your info.

 

start a new thread in the egg section and use it to track your progress and get help etc if they dont play ball

People who haven't made mistakes, haven't made anything!

 

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