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    • Please can you avoid posting solid blocks of text. It is difficult for people to read especially when they are using a small screen such as a telephone. Well spaced and punctuated please. I hear what you say about the evidence – but do you have copies of it? And if so can we see it please. That's the point. We want to know what you have. As long as you have the evidence in your possession then you have some kind of control
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    • I would suggest that you stop trying to rely on legal theory – as you understand it. Firstly, because we are dealing with practical/pragmatic situations and at a low value level where these arguments tend not to work. Secondly, because you clearly have misunderstood the assessment of quantum where there are breaches of obligations. The formula that you have cited above is the method of loss calculation in torts. In contract it is entirely different. The law of obligations generally attempts to remedy the breach. This means that in tort, damages seek to put you into the position you would have been in had the breach not occurred. In other words it returns you to your starting position – point zero. Contract damages attend put you into the position that you would have been had the breach not occurred but this is not your starting position, contract damages assume that the agreement in dispute had actually been carried out. This puts you into your final position. You sold an item for £XXX. Your expectation was that you your item would be correctly delivered and that you would be the beneficiary of £XXX. Your expectation loss is the amount that you sold the item for and that is all you are entitled to recover. If you want, you can try to sue for the larger sum – and we will help you. But if they ask for evidence of the value of the item as it was sold then I can almost guarantee that either you will be obliged to settle for the lesser sum – or else a judge will give you judgement but for the lesser sum. This will put you to the position that you would have been had there been no breach of contract. I understand from you now that when you dispatch the item you declared the retail cost to you and not your expected benefit of £XXX. To claim for the retail value in the circumstances would offend the rules relating to betterment. If you want to do it then we will help you – but don't be surprised if you take a tumble.  
    • I was caught speeding 3 times in the same week, on the same road. All times were 8-12mph higher than the limit. I was offered the course for the first offense and I now need to accept the other 2 offenses. I just want to be ready for what might come. Will I get the £100 fine and 3 points for each of them or do I face something more severe?  These are my only offenses in 8 years of driving.
    • I'll get my letter drafted this evening. Its an item I sold, which I'm also concerned about, as whilst I don't have my original purchase receipt (the best I have is my credit card statement showing a purchase from Car Audio Centre), I do unfortunately have the eBay listing where I sold it for much less. But as I said before this is now a question of compensation: true compensation would seek to put me back into the position I was in before the loss ie: that title would remain with me until my buyer has accepted this, and so compensation should be that which would be needed to replace the lost item. But in the world of instant electronic payment, it could be argued that as I had already been paid, the title to the goods had already transferred, and I was required to refund the buyer after the loss. And so, despite my declared value being the retail price - that which is needed to return me to my pre-sales position, the compensatory value should be the value I sold it for, which being a second-hand item from a private seller is lower. I still believe that I should be claiming for the item's full value, rather than how much I sold it for, as this is the same for insurance: we don't insure the value we paid, but rather the value of the item to put us back into the position we would be in if we ever needed to claim. Its for the loss adjuster to argue the toss
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      The judge's reasoning is very useful and will certainly be helpful in any other cases relating to third-party rights where the customer has contracted with the courier company by using a broker.
      This is generally speaking the problem with using PackLink who are domiciled in Spain and very conveniently out of reach of the British justice system.

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      OT APPROVED, 365MC637, FAROOQ, EVRi, 12.07.23 (BRENT) - J v4.pdf
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driving GF's car - i was not insured - help


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Hi sorry about this post but, could someone please point me in the right direction with regards to Driving my GF's car whilst not insured.(she was ill and unfit to drive) I was stopped and she was told that she committed an offence by allowing me to drive uninsured, BUT, the police did NOT arrest her on the spot and not caution her and let her go on her way. I was arrested. NOT her! Need advice but can't find the right threads. Please help!

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Hi sorry about this post but, could someone please point me in the right direction with regards to Driving my GF's car whilst not insured.(she was ill and unfit to drive) I was stopped and she was told that she committed an offence by allowing me to drive uninsured, BUT, the police did NOT arrest her on the spot and not caution her and let her go on her way. I was arrested. NOT her! Need advice but can't find the right threads. Please help!

 

Bhuna, this seems to have gone un-noticed. I'm not sure if it should be here or on another motoring forum, because I don't know them all that well. I'll ask the mods to have a look.

 

My best, HB

Illegitimi non carborundum

 

 

 

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i've created a new thread in this forum

 

 

dx

siteteam

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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what has happened is correct

you are the one that needs insurance

the only thing they could do to your gf is the 'giving permission bit'

which they dont bother with as such

 

else its 'twoc'. and you dont want that

 

dfx

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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OK both you and your girlfriend have committed offences.You drove a motor vehicle without insurance.She allowed it to happen.The decision about how to deal with an offender is to a certain extent left to the officer dealing with it, yours was the most serious offence and you were quite rightly arrested, however the officer may have decided that it was more appropriate just to have a word with your GF and point out that she had committed an offence and leave it at that, given what you say about her being unwell/unfit to drive the officer may well have taken that into consideration.I'm not sure what you wanted from your first post, it almost reads like you are complaining that your GF wasn't arrested Mossycat

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Bhuna76, do you have your own insurance policy (i.e for another vehicle) that you are the main driver on? If so, you may have the DOC (driving other cars) clause on the policy which allows you to drive any car with the owner's permission.

 

If not, I'm afraid you may well be charged with driving without insurance and have to answer the case in court. The likely outcome is a fine and 6 points on your license (IN10). The fact that your partner was unwell and asked you to driver the car for her might help to mitigate the sentence a bit but I think it's unlikely that you would get let off for that reason.

Edited by Cardiff Devil
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If not, I'm afraid you may well be charged with driving without insurance and have to answer the case in court. The likely outcome is a fine and at least a year's driving ban.

 

You are unlikely to receive a ban for an insurance offence. It is normally 6 points on your licence and a fine. Only if these 6 points take you upto the "totting up" value of 12 would you be banned (unless of course you are still covered by the new drivers act in which case at 6 points your licence will be revoked.)

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  • 6 months later...

I was not complaining that she hadn't been arrested but I am curious about one other thing. About 7 months ago, I went to pick my GF up from work and was driving the car WITHOUT her consent. There are other offences besides the TWOC which I admitted to. In my interview for the other offences, I admitted the TWOC and was re-arrested and cautioned again 'mid interview'. I was formally charged with the other offences(no insurance/no L plates) but was released without the TWOC charges being brought against me. Question is.... Can they re-arrest me for the TWOC given the fact that they had a confession and failed to do so at the time? Thanks.

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I suspect the police "take a view" on the total package of offences and prosecute you for the the easiest to prove and/or the one that carries the highest penalty. They don't always (contrary to what we the pubic think of them sometimes) make every attempt to "throw the book at you". :)

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