Jump to content


  • Tweets

  • Posts

    • Items for sale include five rare Ferraris and a pair of Air Jordan sneakers signed by Michael Jordan.View the full article
    • TECHZONE BUXTON LTD overview - Find and update company information - GOV.UK FIND-AND-UPDATE.COMPANY-INFORMATION.SERVICE.GOV.UK TECHZONE BUXTON LTD - Free company information from Companies House including registered office address, filing history, accounts, annual... thread title updated. dx
    • next time dont upload 19 single page pdfs use the sites listed on upload to merge them into one multipage pdf.. we aint got all day to download load single page files 2024-01-15 DBCLegal SAR.pdf
    • If you have not kept the original PCN you can always send an SAR to Excel and they have to send you all the info they have on you within a month. failure to do so can lead to you being able to sue them for their failure.......................................nice irony.
    • Thank you and well done  for posting up all those notices it must have have taken you ages.. The entrance sign is very helpful since the headline states                    FREE PARKING FOR CUSTOMERS ONLY in capitals with not time limit mentioned. Underneath and not in capitals they then give the actual times of parking which would not be possible to read when driving into the car park unless you actually stopped and read them. Very unlikely especially arriving at 5.30 pm with possibly other cars behind. On top of that the Notice goes on to say that the terms and conditions are inside the car park so the entrance sign cannot offer a contract it is merely an offer to treat. Inside the car park the signs are mostly too high up and the font size too small to be able to read much of their signs. DCBL have not shown a single sign that can be read on their SAR. Although as they show photographs which were taken the year after your alleged breach we do not know what the signs were when you were there. For instance the new signs showed the charge was then £100 whereas your PCN was for £85. Who knows, when you were there perhaps the time was for 3 hours. They were asked to produce  planning permission which would have been necessary for the ANPR cameras alone and didn't do so. Nor did they provide a copy of the contract-DCBL  "deeming them disproportionate or not relevant to the substantive issues in the dispute" How arrogant and untruthful is that? The contract and planning permission could be vital to having the claim thrown out. I can find no trace of planning permission for the signs nor the cameras on Tonbridge Council planning portal. and the contract of course is highly relevant since some contracts advise the parking rouges that they cannot take motorists to Court. I understand that Europarks are now running that car park which means that nexus didn't  last long before being thrown out.....................................
  • Our picks

    • If you are buying a used car – you need to read this survival guide.
      • 1 reply
    • Hello,

      On 15/1/24 booked appointment with Big Motoring World (BMW) to view a mini on 17/1/24 at 8pm at their Enfield dealership.  

      Car was dirty and test drive was two circuits of roundabout on entry to the showroom.  Was p/x my car and rushed by sales exec and a manager into buying the mini and a 3yr warranty that night, sale all wrapped up by 10pm.  They strongly advised me taking warranty out on car that age (2017) and confirmed it was honoured at over 500 UK registered garages.

      The next day, 18/1/24 noticed amber engine warning light on dashboard , immediately phoned BMW aftercare team to ask for it to be investigated asap at nearest garage to me. After 15 mins on hold was told only their 5 service centres across the UK can deal with car issues with earliest date for inspection in March ! Said I’m not happy with that given what sales team advised or driving car. Told an amber warning light only advisory so to drive with caution and call back when light goes red.

      I’m not happy to do this, drive the car or with the after care experience (a sign of further stresses to come) so want a refund and to return the car asap.

      Please can you advise what I need to do today to get this done. 
       

      Many thanks 
      • 81 replies
    • Housing Association property flooding. https://www.consumeractiongroup.co.uk/topic/438641-housing-association-property-flooding/&do=findComment&comment=5124299
      • 161 replies
    • We have finally managed to obtain the transcript of this case.

      The judge's reasoning is very useful and will certainly be helpful in any other cases relating to third-party rights where the customer has contracted with the courier company by using a broker.
      This is generally speaking the problem with using PackLink who are domiciled in Spain and very conveniently out of reach of the British justice system.

      Frankly I don't think that is any accident.

      One of the points that the judge made was that the customers contract with the broker specifically refers to the courier – and it is clear that the courier knows that they are acting for a third party. There is no need to name the third party. They just have to be recognisably part of a class of person – such as a sender or a recipient of the parcel.

      Please note that a recent case against UPS failed on exactly the same issue with the judge held that the Contracts (Rights of Third Parties) Act 1999 did not apply.

      We will be getting that transcript very soon. We will look at it and we will understand how the judge made such catastrophic mistakes. It was a very poor judgement.
      We will be recommending that people do include this adverse judgement in their bundle so that when they go to county court the judge will see both sides and see the arguments against this adverse judgement.
      Also, we will be to demonstrate to the judge that we are fair-minded and that we don't mind bringing everything to the attention of the judge even if it is against our own interests.
      This is good ethical practice.

      It would be very nice if the parcel delivery companies – including EVRi – practised this kind of thing as well.

       

      OT APPROVED, 365MC637, FAROOQ, EVRi, 12.07.23 (BRENT) - J v4.pdf
        • Like

Problems with payday loans **


style="text-align: center;">  

Thread Locked

because no one has posted on it for the last 4734 days.

If you need to add something to this thread then

 

Please click the "Report " link

 

at the bottom of one of the posts.

 

If you want to post a new story then

Please

Start your own new thread

That way you will attract more attention to your story and get more visitors and more help 

 

Thanks

Recommended Posts

Hi,

The information that i have gained from this site has been invaluable. I have seven payday loans in total, i defaulted on six at the end of april and another at the end of may.

So far i have set up repayment plans with four as listed below:

Wonga- amount £950.00- 10 monthly repayments

Lending stream £200.00 monthly payments of £40.00

Payday UK £175.00 monthly repayments of £50.00

Safeloans £360.00 monthly repayments of £90.00 (yet this has been agreed in email i received a default notice yesterday, they said that it is required by law is this usual?)

I owe about £600.00 to payday express, they will not entertain a payment plan with interest and charges frozen as i don't fit their required criteria, any ideas interest continues to accur.

I owe wage day advance about £350.00, only defaulted yesterday, i did set an email prior to default although i got no response will email them today.

I owe Quickquid about £1250, initially they agreed a six month re-payment plan, but keep changing the goalposts and are now offering a three month repayment plan which i just cannot afford, they also telephone me several times a day but i am unable to answer my mobile when in work. I interested in how people have managed to arrange a full and final settlement and how they have gone about this and if anyone has any other ideas.

 

Thanks

Link to post
Share on other sites

No I didn't send over any of my personal info, if it was requested I wouldn't even think about givin them that anyway. From my experience and a whole lot I've read on here I think it's when you start offering over 6month plans with WDA start with all this i/e cr@p.

Link to post
Share on other sites

call WDA only once, explain your circumstances....

if they ask for an I+E send 1, only show the amount you earn, and the aount you pay out, dont lit individual creditors!!

 

PAYDAY express - no one seems to match their criteria.

They are part of the Money Shop.

Link to post
Share on other sites

i put the money aside each month, and when i had the balance, i called and paid.... they advised charges, i laughed, and told them they can either sing for their charges, or take me to court......

The agreed account was closed

Link to post
Share on other sites

  • 2 weeks later...

Hi,

Just an update, out of my seven payday loans i had made arrangements with four, i am in email correspondence with WDA and hope to shortly come to an arrangement with them soon. Payday express agreed an arrangement of £100 a month with me with interest and charges frozen but i am still waiting for written communication from them until i make a payment and them there is quickquid who are forever changing there minds. Last week i agreed a repayment schedule over 8 months on the telephone, i got a call today saying will you set up a repayment schedule, i said i have one arranged over eight months. They said the best we can do is five months, they then changed there minds to six months. They acknowledged that they had notes saying that they had agreed to eight months but their customer service rep said that i should not have been told that and had been mis-informed by what i was told. QQ change there minds daily and i am unable to keep up with them. Yet it seems from this forum its par for the course.

Link to post
Share on other sites

Further telephone call off quick quid today, they are now offering a repayment plan over 3 or 4 months which i just cannot afford. Has anyone been successful in reaching and completing a repayment plan with these jokers for anything over 3 months. They seem to agree one thing then change there minds, i am feeling so frustrated by them its unreal. I have thankfully managed to reach repayment arrangements with the other 6 companies.

Link to post
Share on other sites

sorry about my english!!!! Just tell them u accept the 8 month repayment plan which tthey had earliar confirmed and just pay that. Youre best keeping everything in writing via email or letters x

Link to post
Share on other sites

Hi

With regards to payday express for just over a month they wouldn't consider a repayment plan, kept saying that i didn't fit there criteria & did i want to defer, to which my response was always no, i want a repayment plan with interest and charges frozen. I emailed them every few days requesting they set up a repayment plan, after a couple of emails they stopped replying to me. Then last week i received a call from then from the debt management department of payday express. I said at the beginning of the conversation that i was only able to come to an arrangement if interest & charges where frozen. They said that from that point they where and asked me how much i could afford each month. I told them & they confirmed that the debt would be cleared in 7 months. I did ask for confirmation in writing which they agreed to & said that would take about a week. As i hadn't recieved that yet, i telephoned them today, they said it has been sent but if still not received by friday call them & they will send a copy. I am due to make my first payment on the 30 June, so won't be making any payments until i've got the agreement in writing.

Link to post
Share on other sites

With regard to making payments to QQ i am unable to do this as they won't supply any banking details. I have emailed them again today detailing my dissatisfaction and frustration. I have now decided i have had enough & will not be speaking to them on the phone, i'll answer the phone but refuse to answer there security question and just correspond via email.

Link to post
Share on other sites

  • Recently Browsing   0 Caggers

    • No registered users viewing this page.

  • Have we helped you ...?


×
×
  • Create New...