Agreeing a Suspended Possession Order before the Hearing

[Ell-enn]

Hi there,

 

Make sure you arrive at court in plenty of time - you can ask the court usher if he/she can put your statement in front of the judge before the hearing. Don't worry if they can't you can give it to the judge yourself at the hearing.

 

The hearing will be held in a private room with just yourselves, the judge and a representative for the other side. You will sit around a table, or in front with the judge on the opposite side. As it is the lender's claim the judge will speak to them first, then come to you. If you haven't been able to get your statement in before the hearing you should say "Sir(or madam) may I give you this statement with our proposal for payment of the arrears. The judge will guide you through the process and you will find that he/she will be aware of your nervousness and make allowances. Speak slowly and clearly and take your time, he/she will understand. The whole process will only take around 5 minutes and you will soon be outside knowing your home is safe.

 

Stay positive:)

 

Ell-enn

[jansus]

Hi

 

Just to say hope it all goes ok tomorrow. Sounds like it will be fairly straight forward and with help from Ell-enn you are well prepared. So just remember we will be thinking of you as we understand it can be a bit daunting. But I am sure it will not be as bad as you think.

 

jan

[trying]

Well, I had the hearing yesterday.

 

Its weird as I have years of experience in reasonably tough negotiations with pretty hard bitten business people.

I have gotten pretty used to this and never really get daunted anymore.

 

However, the lead up to the hearing and sitting in the waiting room was very daunting and nerve wracking.

 

The lady from the solicitors found me and we had a brief chat about the hearing. She seemed genuinly pleased that a suspended possesion had been previosuly agreed.

She went through what this meant.....clearly, i had already been briefed.

 

After about a 45 minute wait, we were called in. The judge was very friendly and after being explained by the solicitor the situation asked me if i understood? He then asked me if i could afford this.

 

He went through the implications and the whole experience in the room seemed to be leaning towards my well being.

He rubber stamped it and wished me well.

 

I was in the room no more than 5 minutes.

 

I obviously have to keep up the payments now but felt a huge wait lifted from me.

 

At the court it was clear to me that many people are in this situation and my gut feeling was most of them were not as prepared as me and were not aware about the help offered on this site.

 

I was, and can only thank Ell-enn for the help and advice offered here.

 

I do hope that this thread is of some help to people.

 

Thank you all

[Ell-enn]

Hi there, great news - (I knew you'd be OK).

Well done for being brave

 

I hope everything works out OK for you now.

 

Ell-enn