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    • You can be sure that pardoning himself, stopping the other prosecutions and vengeance will be his first priorities if he wins. i dont think he will win, but no surety on that
    • The other cases aren't going to happen before November though, are they? Reporters are saying he can't pardon himself for a state conviction. He would have to lean on the governor of New York state, as I understand it.
    • I am requesting your assistance to how I should go about a serious breach of my privacy that occurred during my stay at one of IHG’s hotel on Ma 2023. Having previously had items taken from my hotel room elsewhere I take the added precaution of using a security camera app on my device whenever I stay in a hotel room. The recordings are date and time stamped and it cannot be adjusted by the end user.   On this particular occasion I discovered evidence from my personal security camera recordings of a spy camera had been placed underneath my door, and can be seen moving along the base of the door for approximately 15 seconds.   The spy camera is in fact marketed as an inspection device of drains primarily but is known to be used in observing spaces difficult to enter. It is a usb endoscopic camera that has a length flexible cable that is semi rigid and can negotiate any obstruction by bending. The operator can be up to 3-4 metres away.   Infuriated as I had previously stayed with them in 2022 for 3 months at £260 per night that they would seek to question my honesty and invade my privacy. I immediately called reception and asked why they would do such a thing and if they had any concerns they were welcome to inspect my room and go through my personal belongings and ask me anything they wanted to. I was sleeping for the best part of my stay and was alone throughout.   I sent the recordings to the receptionist within the hour of finding them and I asked to speak to the manager of the hotel who I was told wasn’t present. I tried to have face to face meetings with him but he instead wrote to me denying the recordings were made at their hotel stating that they didn’t observe anyone in the corridor at the time of the recordings and that they don’t have a metal bar at the interface of the tile and carpet which corresponds to the overlying door. I rejected that statement on the grounds the video doesn’t show a bar but a reflection of light on the tile and you wouldn’t see a person outside my door because the cable is black and runs along the floor. If you don’t look for this you won’t see it. The matter was passed up to the area manager and he also denied the allegation. This is where the matter ends as far as IHG are concerned. Leading a busy work and family life I let the matter go but I found myself back at the same hotel a year later. I booked for  2 nights and was given a room facing the lobby door that led to the lifts. Unfortunately, from the hours of 3am I was woken up by the noise of the door opening and closing but also noticed shadows of a person standing in front of my door. At first I took no notice and put this down to a guest waiting for someone but the person or persons returned several times, standing outside my door for up to several minutes. I called the hotel reception and asked if there was an issue  on my floor and they said they would come up to check. They never said they would check the CCTV and as the incidents continued to happen up to 8am I called them 6 times. Given my past experience I didn’t think they took security as serious a# her establishments and made them observe the Cctv and let me know. The explanation I was given was that they could see residents there but they were heading down to breakfast. The time that I had noticed these feet by door was from 3am and breakfast started at 6.30am. It also didn’t explain why they would stand by my door for anything longer than 10seconds and if they were waiting for someone how likely is it that this scenario is played out 6 times when there was only 12 rooms per floor. Later that morning when I went down for breakfast the manager said he would move me to a room at the end of the corridor and asked me what my plans were for the day, essentially when would I be in the hotel. I stated that for the day I was out. He then said that all his staff were uncomfortable about me being a guest and said that I was not welcome there anymore. I had paid for the two nights but when it came to the end of the day I didn’t feel that I would be able to rest at the hotel given the hostility so I returned the next day to collect my remaining belongings, namely items of clothing, an iPhone charging cable and plug, and toiletries. Checkout was at 2pm and I was at the hotel at 3pm. All my belongings were gone and they couldn’t locate the items.  I plan to report the incident of the spy camera to the police, as well as the theft, and write to the hotel emphasising that this breach of privacy is unacceptable and the hotel's failure to properly investigate and address the issue is deeply concerning. The fact that I requested security checks to ensure my safety in the early hours was reasonable, yet their response to ban from the premises was excessive and even possibly discriminatory as I had revealed to them that I had been a victim of a hate crime given my sexuality. . I am seeking compensation for the infringement of my privacy, the lack of proper investigation, and the being humiliated and made to feel like an undesirable. I will request a full refund of my two-night stay totaling £390. Additionally, I will request compensation for the cost of my previous stay when the infringement occurred, which was £220. I am also considering damages for the infringement of my privacy but at a loss as to what this would equate to. I will close the letter giving them a 14 day timeframe to respond.    Is there anything you feel i need to consider here? Many thanks   
    • oF course, this is all just the start. trump is dragging it out as much as possible hoping to pardon himself, but the barrier the yanks had about admitting that a pres could be such a piece of err work has been broken and there is many more to come. His current criminal charges are extremely unlikely to result in jail time or anything other than fines  - but with some of the other charges - jail is pretty much mandatory - especially for one not only not on a first offense - but with others stacked up
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      On 15/1/24 booked appointment with Big Motoring World (BMW) to view a mini on 17/1/24 at 8pm at their Enfield dealership.  

      Car was dirty and test drive was two circuits of roundabout on entry to the showroom.  Was p/x my car and rushed by sales exec and a manager into buying the mini and a 3yr warranty that night, sale all wrapped up by 10pm.  They strongly advised me taking warranty out on car that age (2017) and confirmed it was honoured at over 500 UK registered garages.

      The next day, 18/1/24 noticed amber engine warning light on dashboard , immediately phoned BMW aftercare team to ask for it to be investigated asap at nearest garage to me. After 15 mins on hold was told only their 5 service centres across the UK can deal with car issues with earliest date for inspection in March ! Said I’m not happy with that given what sales team advised or driving car. Told an amber warning light only advisory so to drive with caution and call back when light goes red.

      I’m not happy to do this, drive the car or with the after care experience (a sign of further stresses to come) so want a refund and to return the car asap.

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    • Housing Association property flooding. https://www.consumeractiongroup.co.uk/topic/438641-housing-association-property-flooding/&do=findComment&comment=5124299
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    • We have finally managed to obtain the transcript of this case.

      The judge's reasoning is very useful and will certainly be helpful in any other cases relating to third-party rights where the customer has contracted with the courier company by using a broker.
      This is generally speaking the problem with using PackLink who are domiciled in Spain and very conveniently out of reach of the British justice system.

      Frankly I don't think that is any accident.

      One of the points that the judge made was that the customers contract with the broker specifically refers to the courier – and it is clear that the courier knows that they are acting for a third party. There is no need to name the third party. They just have to be recognisably part of a class of person – such as a sender or a recipient of the parcel.

      Please note that a recent case against UPS failed on exactly the same issue with the judge held that the Contracts (Rights of Third Parties) Act 1999 did not apply.

      We will be getting that transcript very soon. We will look at it and we will understand how the judge made such catastrophic mistakes. It was a very poor judgement.
      We will be recommending that people do include this adverse judgement in their bundle so that when they go to county court the judge will see both sides and see the arguments against this adverse judgement.
      Also, we will be to demonstrate to the judge that we are fair-minded and that we don't mind bringing everything to the attention of the judge even if it is against our own interests.
      This is good ethical practice.

      It would be very nice if the parcel delivery companies – including EVRi – practised this kind of thing as well.

       

      OT APPROVED, 365MC637, FAROOQ, EVRi, 12.07.23 (BRENT) - J v4.pdf
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Moneyclaim issued against Experian


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It sounds like you have been doing this for some time but just in case this is the letter I sent to Birmingham Midshires http://www.consumeractiongroup.co.uk/forum/legalities/24013-defaults-proposed-method-removal.html

 

 

And this is the letter received by Surlybonds from Experian in case you have not seen it http://www.consumeractiongroup.co.uk/forum/legalities/30662-scanned-copy-experian-letter.html

 

Having not read all your posts I'm not sure where you are up to so sorry if I have duplicated.

 

Lizzy

 

Halifax

Sent LBA
27/6/06

Been on hol for a week, got home found letter from them dated
27/6/06 offer of £92 claiming £1155.10 so no deal.

Filed claim with Moneyclaim 12/07/06

Halifax acknowledged claim 25/7/06

Court papers received 28/7/06 Halifax intend to defend.

HALIFAX SETTLED IN FULL 1/8/06

Donation made

Birmingham Midshire (mortgage charges) Prelim letter sent 2nd Aug 2006, full offer received 11th Aug with conditions.

13th Aug accepted offer unconditionally.

BIRMINGHAM MIDSHIRES (MORTGAGE) SETTLED IN FULL 24/8/06

Sent SurlyBonds template letter to get defaults removed to Birmingham Midshires 27/08/06

DEFAULTS REMOVED 5/09/06.
THATS 9 DAYS LATER, YES 9 DAYS

 

 

 

 

 

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Sorry to disappoint you but Moneyclaim only deal with claims for money (as the name suggests). You should have used an N1 and filed it at your local court.

 

Incidentally, I'm not sure how you could have managed to fit your Particulars of Claim for this into the restrictive space on Moneyclaim.

Opinions given herein are made informally by myself as a lay-person in good faith based on personal experience. For legal advice you must always consult a registered and insured lawyer.

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I have sent numerous letters to MBNA and complained to the ICO (spoke to them today , said it could take 3mths for reply

 

I got sick of running around

 

Thought that if I got straight to the point and forced them into action I would have concrete progress..

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You state

 

I issued a moneyclaim against Experian for holding innacurate default data

 

So it is not a claim for money.

 

If you look at the Moneyclaim site you will see what you can and can't use it for:

 

You cannot use Money Claim Online if your claim is not for a fixed amount. For example if you have suffered an injury and want to claim compensation from the defendant.

Opinions given herein are made informally by myself as a lay-person in good faith based on personal experience. For legal advice you must always consult a registered and insured lawyer.

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The court procedures should be the same for moneyclaim as per local court..

 

For instance if your claim is for say £50 expenses incurred and also

 

remove default... and moneyclaim accepts the claim as deemed served then they must act on all issues of the claim...

 

Either that or would have advised me to "do it another way"

 

Surely they can't just ignore some particulars of the claim

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Still, any claim involving the DAP is complex by nature. Not sure how you fitted the particulars of claim into 1000 characters.

 

Also, I think it is ultimately up to the judge to decide whether a claim has been filed correctly.

Smile:-The Ethical Bank:- Settled July 2006

HSBC:- Pre-lim sent 09/10/2006

LBA sent:-26/10/2006

Court papers issued:- 13/11/2006

Citifinancial/DLC:- Ongoing since 21st August. Now part of an OFT investigation into Debt Collection Practices.

I am only a Doctor of Love NOT Law. Don't blame me if me advice goes belly up!

:D (I will try to help all the same)

 

If i've helped, use the scales at the top to tell me how great I am!

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Well it says quite clearly on the site that it is for claims of a monetary nature only. If you don't believe me then ring the Moneyclaim helpline in the morning and they will confirm.

 

Moneyclaim is not intended to replace the courts, it is a way of raising relatively simple money claims.

 

Also, for info - if you look round the forums you will see that there have been cases issued on Moneyclaim for bank charges where they have also asked for default removal and the banks have settled the monetary amount but not removed the default, and the judge has ordered that if the amount specified has been paid there is no case to be heard.

Opinions given herein are made informally by myself as a lay-person in good faith based on personal experience. For legal advice you must always consult a registered and insured lawyer.

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See how it goes.

 

Good Luck though.

Smile:-The Ethical Bank:- Settled July 2006

HSBC:- Pre-lim sent 09/10/2006

LBA sent:-26/10/2006

Court papers issued:- 13/11/2006

Citifinancial/DLC:- Ongoing since 21st August. Now part of an OFT investigation into Debt Collection Practices.

I am only a Doctor of Love NOT Law. Don't blame me if me advice goes belly up!

:D (I will try to help all the same)

 

If i've helped, use the scales at the top to tell me how great I am!

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There was one in particular earlier this week but I don't recall the users name, I read hundreds of posts. I will try searching and let you know if I find an example.

Opinions given herein are made informally by myself as a lay-person in good faith based on personal experience. For legal advice you must always consult a registered and insured lawyer.

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Experian will try to get out of this one by saying it was the supplying parties fault. i had an issue where a default would not be removed by a company even though i had concrete evidence to say it shouldn't be there. i went to experian and equifax and told them to do an investigation. They said that every month, all the information they hold is updated by the supplying company so they were not responsible for any mistakes. i had a hell of a time with Sh#troen finance who were the supplying company. finally i got it removed from the CRA's files by proving to the CRA's that this company had absolutely terrible information management systems and the data they had on me was completely wrong. i'm currently in the process of taking sh#troen to court on a number of issues all rolled into one and i'm looking for 4g's back. even though the default still stands on sh#troen records, it doesn't show anywhere else.

 

good luck

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OK try this one. In this case the default had actually been removed anyway, but if you see in particular posts #42 and #51 you will see what I mean.

 

http://www.consumeractiongroup.co.uk/forum/halifax-bank/28450-advice-needed-judge-says.html#post221152

 

The best advice I can give is to contact Moneyclaim in the morning and see what they say - they may let you withdraw your claim and get a refund, and then you can file an N1. But if you do this please post your particulars of claim on here first as if you managed to fit them in the space provided on Moneyclaim then I doubt they are as in-depth as they need to be.

Opinions given herein are made informally by myself as a lay-person in good faith based on personal experience. For legal advice you must always consult a registered and insured lawyer.

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The MOL claim against MBNA went as follows

 

On 9 seperate occasions I have requested information related to a default registered by MBNA with Credit Reference Agencies. These requests are required to be acted upon in legislation within the Data Protection Act 1998 within 40 days of the request. The date of the final request was June 04th 2006. MBNA again have failed to respond by the legal deadline. I request an order requiring compliance with those provisionsand claim compensation of £50 in relation to the effort put into these requests so far. The information I have requested from MBNA are,,,

A true signed copy of the original account opening form.

A true signed copy of the alledged Default Notice that should have been sent to me at the time. I leave any possible award of compensation for a breach of the Data Protection Act in the hands of the court. I belive the limit for compensation for this criminal offence to be £5000

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HI barracad Thanks for the link...

I'm not so sure that only money can be claimed....I may be proved wrong..If so then "Yes you were right" in advance .

 

I just looked at MOL website... and this is a copy of the text

icon_dot.gif Individuals

icon_dot.gif Solicitors

icon_dot.gif Government Departments

icon_dot.gif Businesses

 

who wish to issue a:

spacer.gif

Claim (fixed amount of money)

Judgment

Warrant

 

 

I want a Judgement that compels MBNA to supply my information..

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If it's not a monetary claim surely it should be a Part 8 form, not an N1?

 

In this case, yes you are probably right.

Opinions given herein are made informally by myself as a lay-person in good faith based on personal experience. For legal advice you must always consult a registered and insured lawyer.

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HI barracad Thanks for the link...

I'm not so sure that only money can be claimed....I may be proved wrong..If so then "Yes you were right" in advance .

 

I strongly urge you to ring Moneyclaim in the morning for clarification.

 

ATEOTD they are the experts and can give a definitive answer.

 

Please let us know what they say so we know for future reference.

Opinions given herein are made informally by myself as a lay-person in good faith based on personal experience. For legal advice you must always consult a registered and insured lawyer.

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What did they advise you to do? Can you withdraw the claim and get a refund?

 

If you do this you can then submit a claim at your local court.

Opinions given herein are made informally by myself as a lay-person in good faith based on personal experience. For legal advice you must always consult a registered and insured lawyer.

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They said that I couldn't have a refund and as Moneyclaim is only for monetary matters that the rest of my claim would not be persued..

 

MBNA have until 18th ... Mon to reply.. I don't think they will.... all I'll get is £80 back by default.

 

On another note .. the SARS request I submitted to MBNA on 07 August has been answered today with a letter containg charges on my account from 2001. I spoke to MBNA Vice president of something or other who said that they are getting so many requests for refund of charges that they automatically treat all SARs requests as a request for charges..

He apologised and said that he would get the information together as a matter of urgency.. Asking how long he had till the 40 Day deadline, I said.. Till Monday.. He said that was impossible .. it would take 2 weeks to get the information together..

 

When I said " That means you will be in breach of the regulations " He replied " Then We'll be in breach of the regulations"

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