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    • Just do the n244 no counterclaim Plenty of examples upon what to put already here.  Dx
    • Thanks in advance for advice! I was shocked to find out when doing a credit score search this weekend that I have a CCJ in my name. I've spoken to the courts today and have been told Vehicle control services have taken me to court for parking without a permit in my own allocated parking bay that came with my flat rental. The CCJ appears to be to the right apartment block but the wrong address.  It dates back to 2017. The judgement was passed in April 2021 without my knowledge of the ticket or the case ( presumably fine information was sent to the wrong address) I had already been taken to court by VCS previously for parking in my own bay and I won. It seems to me that this is underhanded behaviour from VCS as they had my address from previous interactions and had tried taken me to court for something that a judge had previously ruled on. I'm seeking advice on next steps. I was told by court that i can raise a dispute on the CCJ but I also want to appeal the case altogether. Should I be filing an  N244 Application Notice with an N161? I was told I should pay the court £303. Now that I've got home and had a look, there is a long list of court fees so I'm not sure which is applicable. I was also told the £303 is not refundable. Should I be filing a counterclaim or is that something that can be done at a later date. Ultimately I feel disgusted at having a ccj and then having to pay for the privilege of getting it removed. Any advice on how to make VCS pay for this would be appreciated!
    • Speaking of Truss, another French politician has used her as an example of economic illiteracy. Edouard Phillippe, the ex-PM was on BFM TV this morning.
    • an aperitif before the trumpy main event   Alex Jones must sell assets to pay $1.5bn to Sandy Hook victims as Infowars spared WWW.INDEPENDENT.CO.UK Alex Jones, a right-wing conspiracy theorist, falsely claimed the 2012 Sandy Hook shooting was a hoax  
    • As gesture of goodwill, we were eventually given a courtesy car from Mercedes (after numerous complaints from us on their lack of communication / misdiagnosis / time they’ve had the car - we’re now at over 4 weeks without our car) They have literally just informed us it will be ready to collect tomorrow. If we pay the cost, where will we stand? It’s so hard to understand what we should do 😫 we will re open our complaint with the finance company then. We emailed Doves yesterday informing them of all the problems (we have touched base with them and let them know prior to this) but they are yet to respond.    Any further advice would be greatly appreciated! 
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    • If you are buying a used car – you need to read this survival guide.
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    • Hello,

      On 15/1/24 booked appointment with Big Motoring World (BMW) to view a mini on 17/1/24 at 8pm at their Enfield dealership.  

      Car was dirty and test drive was two circuits of roundabout on entry to the showroom.  Was p/x my car and rushed by sales exec and a manager into buying the mini and a 3yr warranty that night, sale all wrapped up by 10pm.  They strongly advised me taking warranty out on car that age (2017) and confirmed it was honoured at over 500 UK registered garages.

      The next day, 18/1/24 noticed amber engine warning light on dashboard , immediately phoned BMW aftercare team to ask for it to be investigated asap at nearest garage to me. After 15 mins on hold was told only their 5 service centres across the UK can deal with car issues with earliest date for inspection in March ! Said I’m not happy with that given what sales team advised or driving car. Told an amber warning light only advisory so to drive with caution and call back when light goes red.

      I’m not happy to do this, drive the car or with the after care experience (a sign of further stresses to come) so want a refund and to return the car asap.

      Please can you advise what I need to do today to get this done. 
       

      Many thanks 
      • 81 replies
    • Housing Association property flooding. https://www.consumeractiongroup.co.uk/topic/438641-housing-association-property-flooding/&do=findComment&comment=5124299
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    • We have finally managed to obtain the transcript of this case.

      The judge's reasoning is very useful and will certainly be helpful in any other cases relating to third-party rights where the customer has contracted with the courier company by using a broker.
      This is generally speaking the problem with using PackLink who are domiciled in Spain and very conveniently out of reach of the British justice system.

      Frankly I don't think that is any accident.

      One of the points that the judge made was that the customers contract with the broker specifically refers to the courier – and it is clear that the courier knows that they are acting for a third party. There is no need to name the third party. They just have to be recognisably part of a class of person – such as a sender or a recipient of the parcel.

      Please note that a recent case against UPS failed on exactly the same issue with the judge held that the Contracts (Rights of Third Parties) Act 1999 did not apply.

      We will be getting that transcript very soon. We will look at it and we will understand how the judge made such catastrophic mistakes. It was a very poor judgement.
      We will be recommending that people do include this adverse judgement in their bundle so that when they go to county court the judge will see both sides and see the arguments against this adverse judgement.
      Also, we will be to demonstrate to the judge that we are fair-minded and that we don't mind bringing everything to the attention of the judge even if it is against our own interests.
      This is good ethical practice.

      It would be very nice if the parcel delivery companies – including EVRi – practised this kind of thing as well.

       

      OT APPROVED, 365MC637, FAROOQ, EVRi, 12.07.23 (BRENT) - J v4.pdf
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House insurance claim, lodger!! HELP


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Hi everyone I have recently had my house burgled (well yesterday) and need some help with the following query.

 

I have a tenant/lodger that rents a room from me she is a solicitor working in the courts and her laptop got taken also amongst other items when we were both at work yesterday.

 

I have contacted the police who have sent various people round to dust for prints etc, someone had broken it via the front door using a crowbar or something not quite sure.

 

Anyways I rang the insurance company to inform them, and they have told me that my insurance maybe invalid as I have a lodger and did not inform them of this, I had not idea that I was suppose too as I got my insurance over the phone and they never stipulated or asked at the time.

 

The underwriter will get back to me in 5 days with a decision, this is driving me mad at a very stressful time and i was just wondering where i stand and if they are legally allowed to do this?

 

any help would be really appreciated.

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just trying to hunt for them now!...

 

its more of a general question i guess, they customer rep said there was something in the T&C to that effect, it really took me by surprise...just wondering if its common practice for home insurance providers to not cover stolen items because of this.

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This will be contained in the eligibility criteria for the policy. They will ask a question as to whether the home is occupied by proposer and family for private residential purposes only and in the policy it will mention that you must inform them immediately if this changes. So you would have to tell them about the lodger.

 

Most Insurers will allow one lodger but some will not accept any. This is not written into the eligibility criteria or policy. You have to tell them about the lodger and they tell you whether it is acceptable or not.

 

If the Insurers accept your inadvertent non disclosure, as long as there were visable signs of forced entry or exit from the property, they will deal with your claim. They won't cover the lodgerds possessions, as lodgers have to arrange their own separate cover elsewhere.

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