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    • If you are buying a used car – you need to read this survival guide.
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    • Hello,

      On 15/1/24 booked appointment with Big Motoring World (BMW) to view a mini on 17/1/24 at 8pm at their Enfield dealership.  

      Car was dirty and test drive was two circuits of roundabout on entry to the showroom.  Was p/x my car and rushed by sales exec and a manager into buying the mini and a 3yr warranty that night, sale all wrapped up by 10pm.  They strongly advised me taking warranty out on car that age (2017) and confirmed it was honoured at over 500 UK registered garages.

      The next day, 18/1/24 noticed amber engine warning light on dashboard , immediately phoned BMW aftercare team to ask for it to be investigated asap at nearest garage to me. After 15 mins on hold was told only their 5 service centres across the UK can deal with car issues with earliest date for inspection in March ! Said I’m not happy with that given what sales team advised or driving car. Told an amber warning light only advisory so to drive with caution and call back when light goes red.

      I’m not happy to do this, drive the car or with the after care experience (a sign of further stresses to come) so want a refund and to return the car asap.

      Please can you advise what I need to do today to get this done. 
       

      Many thanks 
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    • Housing Association property flooding. https://www.consumeractiongroup.co.uk/topic/438641-housing-association-property-flooding/&do=findComment&comment=5124299
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    • We have finally managed to obtain the transcript of this case.

      The judge's reasoning is very useful and will certainly be helpful in any other cases relating to third-party rights where the customer has contracted with the courier company by using a broker.
      This is generally speaking the problem with using PackLink who are domiciled in Spain and very conveniently out of reach of the British justice system.

      Frankly I don't think that is any accident.

      One of the points that the judge made was that the customers contract with the broker specifically refers to the courier – and it is clear that the courier knows that they are acting for a third party. There is no need to name the third party. They just have to be recognisably part of a class of person – such as a sender or a recipient of the parcel.

      Please note that a recent case against UPS failed on exactly the same issue with the judge held that the Contracts (Rights of Third Parties) Act 1999 did not apply.

      We will be getting that transcript very soon. We will look at it and we will understand how the judge made such catastrophic mistakes. It was a very poor judgement.
      We will be recommending that people do include this adverse judgement in their bundle so that when they go to county court the judge will see both sides and see the arguments against this adverse judgement.
      Also, we will be to demonstrate to the judge that we are fair-minded and that we don't mind bringing everything to the attention of the judge even if it is against our own interests.
      This is good ethical practice.

      It would be very nice if the parcel delivery companies – including EVRi – practised this kind of thing as well.

       

      OT APPROVED, 365MC637, FAROOQ, EVRi, 12.07.23 (BRENT) - J v4.pdf
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Agressive Natwest


Allyxia
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After the sucess of my LBA and subsequent settlement off HSBC i hate natwest!!!

 

Had letter of them this morning saying that they are informing their solicitors of my actions and will fight me all the way through the court system.

 

Anybody else had this off these bullyboys?

 

Please put my mind at rest that Im not going to be the first person to lose incourt and this is their standard reply Arghhhhhhhh.

 

Going to be filing my MCOL tonight I know Im going tohave loads of ?'s soif anybody going to be about to help this scared muppet I would be grateful.

Allyxia

KEEP FIGHTING FOR YOUR MONEY - EVEN WHEN IT GETS TOUGH

The Banks are somewhere which lends you an umberella when it is sunny, and takes it away when it rains

 

HSBC £1200 - Settled in Full

Cap 1 2 X £100 - Settled in Full

Nationwide £1641 - Settled in Full inc Default and CCJ Removed by Court Order

NatWest £2215.60- Settled in Full and Removed Default Natice

Woolwich £3690 - Settled in Full

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Yeh they do this alot. If they are gonna fight it all the way why did they pay up to all of us who have got that far???

George Loveless - “We raise the watchword, liberty. We will, we will, we will be free!"

 

My advice is only my opinion, I am not a legal expert.

 

IF YOU LIKE THE ADVICE I'M GIVING AND ARE HAPPY WITH IT, CLICK THE SCALES ON THE BOTTOM LEFT OF THIS POST AND TELL ME.

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ahh thank goodness.

 

yeh its good to share - so we know now to carry on.

 

brisgirlie - are you going to do your mcol today then.

 

i know they wana edge their bets and not pay up in the hope we all drop out but surely its costing them a lot more money in the long run - going to court and all that?

Allyxia

KEEP FIGHTING FOR YOUR MONEY - EVEN WHEN IT GETS TOUGH

The Banks are somewhere which lends you an umberella when it is sunny, and takes it away when it rains

 

HSBC £1200 - Settled in Full

Cap 1 2 X £100 - Settled in Full

Nationwide £1641 - Settled in Full inc Default and CCJ Removed by Court Order

NatWest £2215.60- Settled in Full and Removed Default Natice

Woolwich £3690 - Settled in Full

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ahh thank goodness.

 

yeh its good to share - so we know now to carry on.

 

brisgirlie - are you going to do your mcol today then.

 

i know they wana edge their bets and not pay up in the hope we all drop out but surely its costing them a lot more money in the long run - going to court and all that?

 

If the average claim is £2000 then they make money if they can force 1 in 5 people to drop out even after all court fees are paid. They are obviously finding this is happening otherwise they wouldn't be doing it.

 

We should blame weak individuals who start a claim and then never finish it for making our claims take so long.

SNATCHWEST and NOBBETS no scare me!

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ah right I thought it must be something like that.

 

but surely now natwets know they are not going to win in court they will eventually start paying up before it gets to that stage....just all us gienue (?spelling gone to pot here) pigs would have had to be strong in the meantime. oh well once the kids are down gona start my MCOL god helpme!

 

Though do you really think it is still their worth their while in interest, court fees and their solictor cost?

Allyxia

KEEP FIGHTING FOR YOUR MONEY - EVEN WHEN IT GETS TOUGH

The Banks are somewhere which lends you an umberella when it is sunny, and takes it away when it rains

 

HSBC £1200 - Settled in Full

Cap 1 2 X £100 - Settled in Full

Nationwide £1641 - Settled in Full inc Default and CCJ Removed by Court Order

NatWest £2215.60- Settled in Full and Removed Default Natice

Woolwich £3690 - Settled in Full

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hiya alyxsavage.

yes i did complete my Mcol last night i determined to win this and get all monies paid back.

Have you completed your mcol yet?

Just to let you know i have also recieved another letter from natwest today saying they are investigating my claim, seems odd after i had the sod off letter we will fight you all the way letter the day before.

just waiting now to see what happen with the mcol

goodluck with your claim let me know how it goes.

bgrisgirlie:)

23/08/06 RECIEVED STATMENTS:) 25/08/06 SENT PREM LETTER

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nah one the Admins advised me not to do MCOL as the banks are using this to delay court by claiming they not getting charges attachment etc etc, so I went and filed it in person yesterday (hence why I was not online).

 

It s getting issued today, so hopefully I may have a letter from them too.

 

Perhaps the tide is turning and they gona start paying out a bit esp if we all get detirmined. The amount of times ive wanted to give up so far - but I will keep going.

 

Question - if you file a N1, but they offer to settle after you done it, what if they only offer you back your charges, can you still push for court to get your costs and interest back (my costs were £120 - not to be sniffed at) just wondering iof they will use this as a tactic.

Allyxia

KEEP FIGHTING FOR YOUR MONEY - EVEN WHEN IT GETS TOUGH

The Banks are somewhere which lends you an umberella when it is sunny, and takes it away when it rains

 

HSBC £1200 - Settled in Full

Cap 1 2 X £100 - Settled in Full

Nationwide £1641 - Settled in Full inc Default and CCJ Removed by Court Order

NatWest £2215.60- Settled in Full and Removed Default Natice

Woolwich £3690 - Settled in Full

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nah one the Admins advised me not to do MCOL as the banks are using this to delay court by claiming they not getting charges attachment etc etc, so I went and filed it in person yesterday (hence why I was not online).

 

It s getting issued today, so hopefully I may have a letter from them too.

 

Perhaps the tide is turning and they gona start paying out a bit esp if we all get detirmined. The amount of times ive wanted to give up so far - but I will keep going.

 

Question - if you file a N1, but they offer to settle after you done it, what if they only offer you back your charges, can you still push for court to get your costs and interest back (my costs were £120 - not to be sniffed at) just wondering iof they will use this as a tactic.

 

Demand what the total of your claim is inc cost and int - dosen't matter if N1 or MCOL

Consumer Health Forums - where you can discuss any health or relationship matters.

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