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    • further polished WS using above suggestions and also included couple of more modifications highlighted in orange are those ok to include?   Background   1.1  The Defendant received the Parking Charge Notice (PCN) on the 06th of January 2020 following the vehicle being parked at Arla Old Dairy, South Ruislip on the 05th of December 2019.   Unfair PCN   2.1  On 19th December 2023 the Defendant sent the Claimant's solicitors a CPR request.  As shown in Exhibit 1 (pages 7-13) sent by the solicitors the signage displayed in their evidence clearly shows a £60.00 parking charge notice (which will be reduced to £30 if paid within 14 days of issue).  2.2  Yet the PCN sent by the Claimant is for a £100.00 parking charge notice (reduced to £60 if paid within 30 days of issue).   2.3        The Claimant relies on signage to create a contract.  It is unlawful for the Claimant to write that the charge is £60 on their signs and then send demands for £100.    2.4        The unlawful £100 charge is also the basis for the Claimant's Particulars of Claim.  No Locus Standi  3.1  I do not believe a contract with the landowner, that is provided following the defendant’s CPR request, gives MET Parking Services a right to bring claims in their own name. Definition of “Relevant contract” from the Protection of Freedoms Act 2012, Schedule 4,  2 [1] means a contract Including a contract arising only when the vehicle was parked on the relevant land between the driver and a person who is-   (a) the owner or occupier of the land; or   (b) Authorised, under or by virtue of arrangements made by the owner or occupier of the land, to enter into a contract with the driver requiring the payment of parking charges in respect of the parking of the vehicle on the land. According to https://www.legislation.gov.uk/ukpga/2006/46/section/44   For a contract to be valid, it requires a director from each company to sign and then two independent witnesses must confirm those signatures.   3.2  The Defendant requested to see such a contract in the CPR request.  The fact that no contract has been produced with the witness signatures present means the contract has not been validly executed. Therefore, there can be no contract established between MET Parking Services and the motorist. Even if “Parking in Electric Bay” could form a contract (which it cannot), it is immaterial. There is no valid contract.  Illegal Conduct – No Contract Formed   4.1 At the time of writing, the Claimant has failed to provide the following, in response to the CPR request from myself.   4.2        The legal contract between the Claimant and the landowner (which in this case is Standard Life Investments UK) to provide evidence that there is an agreement in place with landowner with the necessary authority to issue parking charge notices and to pursue payment by means of litigation.   4.3 Proof of planning permission granted for signage etc under the Town and country Planning Act 1990. Lack of planning permission is a criminal offence under this Act and no contract can be formed where criminality is involved.   4.4        I also do not believe the claimant possesses these documents.   No Keeper Liability   5.1        The defendant was not the driver at the time and date mentioned in the PCN and the claimant has not established keeper liability under schedule 4 of the PoFA 2012. In this matter, the defendant puts it to the claimant to produce strict proof as to who was driving at the time.   5.2 The claimant in their Notice To Keeper also failed to comply with PoFA 2012 Schedule 4 section 9[2][f] while mentioning “the right to recover from the keeper so much of that parking charge as remains unpaid” where they did not include statement “(if all the applicable conditions under this Schedule are met)”.     5.3         The claimant did not mention parking period, times on the photographs are separate from the PCN and in any case are that arrival and departure times not the parking period since their times include driving to and from the parking space as a minimum and can include extra time to allow pedestrians and other vehicles to pass in front.    Protection of Freedoms Act 2012   The notice must -   (a) specify the vehicle, the relevant land on which it was parked and the period of parking to which the notice relates;  22. In the persuasive judgement K4GF167G - Premier Park Ltd v Mr Mathur - Horsham County Court – 5 January 2024 it was on this very point that the judge dismissed this claim.  5.4  A the PCN does not comply with the Act the Defendant as keeper is not liable.  No Breach of Contract   6.1       No breach of contract occurred because the PCN and contract provided as part of the defendant’s CPR request shows different post code, PCN shows HA4 0EY while contract shows HA4 0FY. According to PCN defendant parked on HA4 0EY which does not appear to be subject to the postcode covered by the contract.  6.2         The entrance sign does not mention anything about there being other terms inside the car park so does not offer a contract which makes it only an offer to treat,  Interest  7.1  It is unreasonable for the Claimant to delay litigation for  Double Recovery   7.2  The claim is littered with made-up charges.  7.3  As noted above, the Claimant's signs state a £60 charge yet their PCN is for £100.  7.4  As well as the £100 parking charge, the Claimant seeks recovery of an additional £70.  This is simply a poor attempt to circumvent the legal costs cap at small claims.  7.5 Since 2019, many County Courts have considered claims in excess of £100 to be an abuse of process leading to them being struck out ab initio. An example, in the Caernarfon Court in VCS v Davies, case No. FTQZ4W28 on 4th September 2019, District Judge Jones-Evans stated “Upon it being recorded that District Judge Jones- Evans has over a very significant period of time warned advocates (...) in many cases of this nature before this court that their claim for £60 is unenforceable in law and is an abuse of process and is nothing more than a poor attempt to go behind the decision of the Supreme Court v Beavis which inter alia decided that a figure of £160 as a global sum claimed in this case would be a penalty and not a genuine pre-estimate of loss and therefore unenforceable in law and if the practice continued, he would treat all cases as a claim for £160 and therefore a penalty and unenforceable in law it is hereby declared (…) the claim is struck out and declared to be wholly without merit and an abuse of process.”  7.6 In Claim Nos. F0DP806M and F0DP201T, District Judge Taylor echoed earlier General Judgment or Orders of District Judge Grand, stating ''It is ordered that the claim is struck out as an abuse of process. The claim contains a substantial charge additional to the parking charge which it is alleged the Defendant contracted to pay. This additional charge is not recoverabl15e under the Protection of Freedoms Act 2012, Schedule 4 nor with reference to the judgment in Parking Eye v Beavis. It is an abuse of process from the Claimant to issue a knowingly inflated claim for an additional sum which it is not entitled to recover. This order has been made by the court of its own initiative without a hearing pursuant to CPR Rule 3.3(4)) of the Civil Procedure Rules 1998...''  7.7 In the persuasive case of G4QZ465V - Excel Parking Services Ltd v Wilkinson – Bradford County Court -2 July 2020 (Exhibit 4) the judge had decided that Excel had won. However, due to Excel adding on the £60 the Judge dismissed the case.  7.8        The addition of costs not previously specified on signage are also in breach of the Consumer Rights Act 2015, Schedule 2, specifically paras 6, 10 and 14.   7.9        It is the Defendant’s position that the Claimant in this case has knowingly submitted inflated costs and thus the entire claim should be similarly struck out in accordance with Civil Procedure Rule 3.3(4).   In Conclusion   8.1        I invite the court to dismiss the claim.  Statement of Truth  I believe that the facts stated in this witness statement are true. I understand that proceedings for contempt of court may be brought against anyone who makes, or causes to be made, a false statement in a document verified by a statement of truth without an honest belief in its truth.   
    • Well the difference is that in all our other cases It was Kev who was trying to entrap the motorist so sticking two fingers up to him and daring him to try court was from a position of strength. In your case, sorry, you made a mistake so you're not in the position of strength.  I've looked on Google Maps and the signs are few & far between as per Kev's MO, but there is an entrance sign saying "Pay & Display" (and you've admitted in writing that you knew you had to pay) and the signs by the payment machines do say "Sea View Car Park" (and you've admitted in writing you paid the wrong car park ... and maybe outed yourself as the driver). Something I missed in my previous post is that the LoC is only for one ticket, not two. Sorry, but it's impossible to definitively advise what to so. Personally I'd probably gamble on Kev being a serial bottler of court and reply with a snotty letter ridiculing the signage (given you mentioned the signage in your appeal) - but it is a gamble.  
    • No! What has happened is that your pix were up-to-date: 5 hours' maximum stay and £100 PCN. The lazy solicitors have sent ancient pictures: 4 hours' maximum stay and £60 PCN. Don't let on!  Let them be hoisted by their own lazy petard in the court hearing (if they don't bottle before).
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I don't think you should be too worried about that para in the AQ (oooh, you got an AQ - I didn't :D), they put pretty much the same about particularity in their defence to my case too. That said though, you should be prepared for them to submit a strike out application - I know you've been keeping up to date with stuff in my thread, but have another look over their defence, my reply to the defence, their Application & reply - it seems like I'm just a week or maybe two ahead of you :)

 

BTW, very interesting that you're continuing to get offers from Sandy Watt - I haven't heard from Sandy in some time, and I thought it was because I'd issued my claim, obviously not!

 

Cheers

 

Michael

Please note that the right to reproduce any part of any post I make on this forum is restricted under copyright law.

 

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Thank you Michael.

 

Yes I've been trying to do a lot of reading and trying to figure out how I can adapt your R2D, based on its reference to your PoC and how that differs from my own, which is more template-like.

 

I'm also reading about this new idea of the bank's breach of contract stemming from our initial request for repayment, but not sure at all how or if this can be applied as backup at this stage. Needs more time in the hands (and heads) of wiser folk than me.

 

Going to write back to SW and accept his generous offer as partial payment, but I'm under a lot of pressure to accept as Mrs Hydra still doesn't get what is going on (not entirely sure I do, sometimes, TBH) and if he gets it up above £7k it might be taken out of my hands.

 

And to add to the stress, I have a powerboat course starting tonight until Sunday night so I'm not going to be able to get near the comp to do anything about it all. :-x

 

Quietly cakking mesel' too

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there is a post in the new allocation questionnare proceudre (the one garyh started) with a section about the arguments against their 'services provision' defence.

 

I reckon it must be in the first thre or four pages if that helps.

 

re the odler charges, there is quite a bitlurking about on sec 32.1 b and c and ideally you shuld have something in your defence re their concelament and your mistake.

 

the doctrine of laches is a cute little number and you need to understand the concepts that its about the difficulty the passage of time may present them in proving their defence.

 

As an example, if between the charge being applied and you makng yuor claim they had destoryed relevant records then they wont be able to use them in their defence, or perhpas a key witness has died (these are general comments to try to illustrate the point).

 

If you want any information MCuth has some stuff, i do too, just pm us or do your own searches

 

HTH

 

glenn

 

HTH

 

glenn

Kick the shAbbey Habit

 

Where were you? Next time please

 

 

Abbey 1st claim -Charges repaid, default removed, interest paid (8% apr) costs paid, Abbey peed off; priceless

Abbey 2nd claim, two Accs - claim issued 30-03-07

Barclaycard - Settled cheque received

Egg 2 accounts ID sent 29/07

Co-op Claim issued 30-03-07

GE Capital (Store Cards) ICO says theyve been naughty

MBNA - Settled in Full

GE Capital (1st National) Settled

Lombard Bank - SAR sent 16.02.07

MBNA are not your friends, they will settle but you need to make sure its on your terms -read here

Glenn Vs MBNA

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Thanks Glenn, I've been reading the stuff you emailed me and trying to tie aspects of it in with Michael's work, in relation to my own case.

 

Trouble is I'm not sure how or when I should be presenting it. Having submitted AQ with draft order for directions, would now be a good or bad time to respond to defence? Or should I await directions?

 

The Defence pleads lack of particularity, and re-iterates in AQ that I haven't given them more info....but can they actually demand that 'the claimant is required [to do lot's of things]'? (as in the Defence.)

 

I was hoping to go along Michael's line of denying any need to particularise further....my PoC is not dissimilar to his, so in a broad sense it is relevant.

 

But when should I do this? That's the big question for me at the mo'

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I think its a matter of choice, i guess i would probably particularise my claim in more detail where appropriate but by the same token there are also other parts of these defences which quite frankly are silly and need to be batted back at the defendant.

 

They have asked for a case management conference which will probably be granted, you POC are quite brief IMHO, and then this will delay your settlement.

 

So as i say its a matter of opinion if you answer their defence then IMHO it should be to further particularise your claim and to refute their various contentions.

 

When you say can they demand stuff in their defence/AQ. The answer is clearly no, but if they make the right noises then the court will be in the position of having to review your claim in line with the CPR and if they find you fall short of that standard they may strike out your claim or give you an order asking for clarification, again potential grief and time wasting.

 

JMHO

 

Glenn

Kick the shAbbey Habit

 

Where were you? Next time please

 

 

Abbey 1st claim -Charges repaid, default removed, interest paid (8% apr) costs paid, Abbey peed off; priceless

Abbey 2nd claim, two Accs - claim issued 30-03-07

Barclaycard - Settled cheque received

Egg 2 accounts ID sent 29/07

Co-op Claim issued 30-03-07

GE Capital (Store Cards) ICO says theyve been naughty

MBNA - Settled in Full

GE Capital (1st National) Settled

Lombard Bank - SAR sent 16.02.07

MBNA are not your friends, they will settle but you need to make sure its on your terms -read here

Glenn Vs MBNA

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Hydra

 

if you want any help please feel free to drop me a pm, if i cant help or dont know ill say but if i can i will.

 

Does that makes sense?

 

Anyway hopefully you get my drift.

 

Glenn

Kick the shAbbey Habit

 

Where were you? Next time please

 

 

Abbey 1st claim -Charges repaid, default removed, interest paid (8% apr) costs paid, Abbey peed off; priceless

Abbey 2nd claim, two Accs - claim issued 30-03-07

Barclaycard - Settled cheque received

Egg 2 accounts ID sent 29/07

Co-op Claim issued 30-03-07

GE Capital (Store Cards) ICO says theyve been naughty

MBNA - Settled in Full

GE Capital (1st National) Settled

Lombard Bank - SAR sent 16.02.07

MBNA are not your friends, they will settle but you need to make sure its on your terms -read here

Glenn Vs MBNA

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I am considering replying to SW letter with a counter offer which effectively stops the pre-6 year element of my schedule for the time being.

 

I would be offering to withdraw on receipt of a refund covering charges from a date 6years prior to my SAR, up to the current statement, plus court charges.

 

I think I would like to fight the pre-6year thing separately.

 

My decision only makes about £1700 difference (before stat interest) to the claim.

 

My concern is that this might prejudice the case should they not accept my counter-offer.

 

Also, should I be copying correspondance with Customer Relations to the Courts and/or Cobbetts?

 

Comments and advice please.

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I am considering replying to SW letter with a counter offer which effectively stops the pre-6 year element of my schedule for the time being.

speaking personally i cant see the point, you can prove sec 32.1.b and c based on case law and your own actions. If you stop the six years now then you will have to start from scratch on that, it just seems a waste of effort.

I would be offering to withdraw on receipt of a refund covering charges from a date 6years prior to my SAR, up to the current statement, plus court charges.

IF you think they will automatically settle the claim then i would think again, as much as some poepl say it makes a difference i think thats open for debate. My barclaycard claim didnt have chargesolder than six years and was settled a week before my abbey claim that did. both were started at the same time.

I think I would like to fight the pre-6year thing separately.

 

My decision only makes about £1700 difference (before stat interest) to the claim.

 

My concern is that this might prejudice the case should they not accept my counter-offer.

 

It seems to me either you have a claim for the pre 6 charges or you dont, if you do then how can it prejudice your claim?

Also, should I be copying correspondance with Customer Relations to the Courts and/or Cobbetts?

 

I wold deal with Cobbets as they are representing the defendant.

 

Comments and advice please.

 

THe decision is yours of course but i think the best approach is to claim the lot if you can.

 

 

JMHO

 

Glenn

Kick the shAbbey Habit

 

Where were you? Next time please

 

 

Abbey 1st claim -Charges repaid, default removed, interest paid (8% apr) costs paid, Abbey peed off; priceless

Abbey 2nd claim, two Accs - claim issued 30-03-07

Barclaycard - Settled cheque received

Egg 2 accounts ID sent 29/07

Co-op Claim issued 30-03-07

GE Capital (Store Cards) ICO says theyve been naughty

MBNA - Settled in Full

GE Capital (1st National) Settled

Lombard Bank - SAR sent 16.02.07

MBNA are not your friends, they will settle but you need to make sure its on your terms -read here

Glenn Vs MBNA

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Hi Hydra,

 

I got a letter from Cobbetts today basically saying that they note from my claim form that I am claiming interest at the contractual rate. RBS will deny that I am entitled to claim for interest charged on the account on top of the court inerest rate of 8%.

 

They go on to say it is the duty of a claimant to substantiate the basis of their claim. They require that I provide a revised schedule for the period that I am claiming, detailing charges claimed and interest at the court interest at 8%?

 

Let me get this right.... they want me to claim for more !!!!! - or is this another stalling tactic? or did I mess up in the begining??? - do you get this Hydra, cause I am sure we are at the same stage.

Sorry, I don't mean to hijack, I am not worried, I refuse to let these guys win, and if they do I don't want it to be because I "gifted" them the victory!!!

 

Flyboy80

01.08.06 - RBOS - S.A.R - (Subject Access Request) request

 

01.08.06 - Alliance @ Leicester Credit Card - S.A.R sent

03.09.06 - £495 owed - Alliance and Leicester sent cheque for £130 - Accepted as partial payment

03.09.06 Alliance & Leicester - LBA letter sent to recover remainder

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Thanks Glenn....my main issue is that I'm crapping myself! I just wish Michael Mcuth was a bit further ahead of me because his issues are broadly the same as mine and would like to see them tested....

 

There's not a great deal of source material for similar cases that I can rely on and I'm starting to panic.

 

It also seems that according to CPR I should have made Reply to Defence when I submitted AQ (thanks to Michael for that info) and as Cobbetts cited a lack of particularity in my PoC I think I should have done one.

 

Now they have mentioned this again in their AQ. I tell you no lie, I'm losing sleep over this.

 

 

Flyboy...

 

I'd love to help you but I'm not at all sure about Contractual Rate issues. I'm only claiming the stat 8%.

 

Cobbetts defence did 'require' me to substantiate the basis of my claim by identifying the particular sections of the UTCA, UCTCR and common law cases. See post 62.

 

It seems a reply to defence is appropriate but as you can see from above, I missed the boat on that one.

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Flyboy, I believe you have the wrong end of the stick. I reckon they are instructing you to revise your statement to INCLUDE the statuatory 8% but EXCLUDE contractual interest.

 

They obviously want you to substantiate why you feel you entitled to 29odd% rather than 8%. Testing you tbh.

 

I like Hydra have little understanding / exposure / knowledge of the whole contractual interest debate, have never claimed for it (yet). I would advise you to swing this by someone who is dealing with a contractual interest claim or a mod of some sort. Have you got your own thread open to ask this in? If you haven't set one up and refer a few people to it, should get some advice in no time.

 

 

Hyd, not crossed paths lately, just wishing you luck with the next few weeks ;) remember to take deep breaths and DONT PANIC (and get some sleep)!!!

If my post has been useful, tip my scales and let me know

 

Always start with the User guide!

Stuck with RBS charges? Click here!!

 

RBS CA1 £2794 SETTLED!!! RBS CA2 £503 SETTLED!!! HBOS CC £498 SETTLED!!! Barclaycard £705 (with CCI) ONGOING!!! NATWEST CA ONGOING!!! LLOYDS CA x 2, CC, LOAN ONGOING!!! HFC LOAN ONGOING!!!

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1st off Hydra stop panicking, this is only one smalle chapter on your life, the worst that can happen is you dont get the interest you want.

 

2nd the defendant cannot instruct you to ammend your claim or indeed anyhting else. Only the court has that privelidge.

 

As much as my POC have been different to yours i think its unlikley the court will strike it out, if they do you appeal and resubmit. Personally i cant see it.

 

Dont forget you are not obliged to submit a response to their defence and unless they couterclaim i believe that most people dont.

 

The while purpose of cobbetts defence is to scare the lvign shit out of you, and its worked hasnt it? Well think on this, when you amend your claim you will be sneidng them a signal that you are prepared to back down. If you are and are happy with this then thats fine, no one will think any the worse of you.

 

however, dont do something now which in the weeks and months following you will regret.

 

I am not saying that you cannot change, only that if you do, make the changes for your sake and not theirs. I changed my claim and withdrew my application to strike thier defence out, i did it to rweduce the risk of costs being awarded against me should it all go tits up. So in other words it suited , and on top of that it allowed me to submit the two draft orders which became available on the site and expose me to no risk.

 

Anyway hope that helps, dont be scared be brave, fortune favours the brave.

 

Glenn

Kick the shAbbey Habit

 

Where were you? Next time please

 

 

Abbey 1st claim -Charges repaid, default removed, interest paid (8% apr) costs paid, Abbey peed off; priceless

Abbey 2nd claim, two Accs - claim issued 30-03-07

Barclaycard - Settled cheque received

Egg 2 accounts ID sent 29/07

Co-op Claim issued 30-03-07

GE Capital (Store Cards) ICO says theyve been naughty

MBNA - Settled in Full

GE Capital (1st National) Settled

Lombard Bank - SAR sent 16.02.07

MBNA are not your friends, they will settle but you need to make sure its on your terms -read here

Glenn Vs MBNA

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Well things move on despite my dithering.

 

Received Allocation Notice.

 

DEPUTY DISTRICT JUDGE ***** has considered the statements of case and allocation questionaires filed, and allocated the claim to the fast track

 

The trial of this claim will take place during the period commencing 13 August 2007 and ending 31 August 2007 [OMG! Sent my Data request 1 September - A whole year to sort this out!] at a venue to be notified.

 

AND IT IS ORDERED THAT:

 

1 There be standard disclosure by List by 4pm on 23 March 2007 [HELP! WTH DOES THAT MEAN FOR ME??]

 

2 Statements of fact to be filed and served by 4pm on 20 April 2007 [.....!?!]

 

3 The matter shall be listed for case management conference by telephone [??] on 25 May 2007 at 10:00am before District Judge ******** at The Courts of Justice, Edward Street, Truro TR1 2PB with a time estimate of 20 minutes.

The claimant's solicitors to arrange at the parties joint expense. [GAAARH! What? WHAT SOLICITOR? It's all over my forms ' LiP '?! And I have to bear half the cost of those Cobbett's fatcat solicitors? WTF??]

The claimant shall fax proposed directions, if not already submitted, by 9:00 am on the day of the hearing.

 

 

Please ensure that all future correspondance relating to the above hearing has the hearing date and time clearly endorsed on the first page. This will ensure your correspondance is dealt with and placed on the file prior to the hearing.

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Further costs?? maybe a MOD can advise?

01.08.06 - RBOS - S.A.R - (Subject Access Request) request

 

01.08.06 - Alliance @ Leicester Credit Card - S.A.R sent

03.09.06 - £495 owed - Alliance and Leicester sent cheque for £130 - Accepted as partial payment

03.09.06 Alliance & Leicester - LBA letter sent to recover remainder

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AAARGH! They are taunting me! Insult!

 

Today arrives a cheque from Cobblers.

 

Our client considers that your challenge would fail...blah....charges fair and reasonable...blah...no admission of liability....rhubarb....

 

We enclose a cheque [made payable to me but marked 'into acc. xxxxxxxx'] for the sum of £2789.79 [HA! It's over 11K now numpties!] for the charges (together with interest and applicable court fees) outlined in your schedule from [NOTE DATE - I am claiming from 01/01/2000 in my schedule] 21 December 2000 onwards. As previously stated, under Limitation Act 1980, you cannot issue a claim more than 6 years after the date on which the cause of action accrued. You issued your claim on 21 December 2000 [oh did I? REALLY? Typo I guess], and you are therefore only legally entitled to claim between the periods 21 December 2000 21 December 2006 [sic]. Acceptance by you of this goodwill payment will be in full and final settlement of your claim against our client and strictly on the basis that:

 

1 non-disclosure boolsheet

2 write to court withdrawing the claim

 

blah blah blah

 

What the hell are they on? Sandy bleddy Watt offered me over £5.5K just last week.....

 

I'm guessing that standard disclosure is upsetting them more than it is me?

 

What to do with this cheque tho? I read on somebody elses thread how they accepted cheque as interim payment and paid it in only to have it snagged back again when they continued to pursue....

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i would think twice about doing that. not sure of the logic of literally accepting it.

 

The offer you have now is obviously all about calling your bluff, seeing how concerned you get by their threats (IMO).

If my post has been useful, tip my scales and let me know

 

Always start with the User guide!

Stuck with RBS charges? Click here!!

 

RBS CA1 £2794 SETTLED!!! RBS CA2 £503 SETTLED!!! HBOS CC £498 SETTLED!!! Barclaycard £705 (with CCI) ONGOING!!! NATWEST CA ONGOING!!! LLOYDS CA x 2, CC, LOAN ONGOING!!! HFC LOAN ONGOING!!!

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DEPUTY DISTRICT JUDGE ***** has considered the statements of case and allocation questionaires filed, and allocated the claim to the fast track

 

The trial of this claim will take place during the period commencing 13 August 2007 and ending 31 August 2007 [OMG! Sent my Data request 1 September - A whole year to sort this out!] at a venue to be notified.

 

AND IT IS ORDERED THAT:

 

1 There be standard disclosure by List by 4pm on 23 March 2007 [HELP! WTH DOES THAT MEAN FOR ME??] Excellent news see my thread Glenn Vs Abbey for a disoclusre by list.

 

2 Statements of fact to be filed and served by 4pm on 20 April 2007 [.....!?!] its basically your witness tatements theres several about, i think karnevil has one listed in her signature. Dont worry i bet you wont have to worry about this.

 

3 The matter shall be listed for case management conference by telephone [??] on 25 May 2007 at 10:00am before District Judge ******** at The Courts of Justice, Edward Street, Truro TR1 2PB with a time estimate of 20 minutes.

The claimant's solicitors to arrange at the parties joint expense. [GAAARH! What? WHAT SOLICITOR? It's all over my forms ' LiP '?! And I have to bear half the cost of those Cobbett's fatcat solicitors? WTF??] Again i cant see this happening but write back to the court and respectfully ask since you are not represented could the defendants solicitros deal with this matter. I may be able to sort out some words, in my case when the court made the order it was agreed that the defendants would deal with these issues and at their cost too.

The claimant shall fax proposed directions, if not already submitted, by 9:00 am on the day of the hearing.

 

 

Please ensure that all future correspondance relating to the above hearing has the hearing date and time clearly endorsed on the first page. This will ensure your correspondance is dealt with and placed on the file prior to the hearing.

 

Our client considers that your challenge would fail...blah....charges fair and reasonable...blah...no admission of liability....rhubarb....

 

We enclose a cheque [made payable to me but marked 'into acc. xxxxxxxx'] for the sum of £2789.79 [HA! It's over 11K now numpties!] for the charges (together with interest and applicable court fees) outlined in your schedule from [NOTE DATE - I am claiming from 01/01/2000 in my schedule] 21 December 2000 onwards. As previously stated, under Limitation Act 1980, you cannot issue a claim more than 6 years after the date on which the cause of action accrued. You issued your claim on 21 December 2000 [oh did I? REALLY? Typo I guess], and you are therefore only legally entitled to claim between the periods 21 December 2000 21 December 2006 [sic]. Acceptance by you of this goodwill payment will be in full and final settlement of your claim against our client and strictly on the basis that:

 

1 non-disclosure boolsheet

2 write to court withdrawing the claim

 

 

Dont cash the cheque write back using the appropirate template from the library rejecting it.

 

I reckon your settlement will be forthcoming soon and if you havent prepared a scheduel of costgs then i would prepare one. as its listed in the fast track you will be entitled to ask for costs.

 

HTH

 

Glenn

Kick the shAbbey Habit

 

Where were you? Next time please

 

 

Abbey 1st claim -Charges repaid, default removed, interest paid (8% apr) costs paid, Abbey peed off; priceless

Abbey 2nd claim, two Accs - claim issued 30-03-07

Barclaycard - Settled cheque received

Egg 2 accounts ID sent 29/07

Co-op Claim issued 30-03-07

GE Capital (Store Cards) ICO says theyve been naughty

MBNA - Settled in Full

GE Capital (1st National) Settled

Lombard Bank - SAR sent 16.02.07

MBNA are not your friends, they will settle but you need to make sure its on your terms -read here

Glenn Vs MBNA

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Costs? Great! Got about £100 in ink, paper, copying and petrol running stuff to court....

 

So this looks good then Glenn? What about the pre 6 year stuff? Is that going to cause them to want to go further? Or would this be a timely point to bring up sec32 LA and Laches defence?

 

I will write to Cobbetts thanking them but declining, pointing out that the client has already offered significantly more. I want to ask them how they arrived at the figure they offered.

 

I shall tell them I want a Judge to decide on the case (bringing up sec 32 etc if appropriate)?

 

And a letter to Court regarding the conference, just in case...

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i would simply write back and thank them for their offer using one of the templates from the library and then add something along the lines of:

 

with regards to your contention that this claim is statue barred by virtue of Section 5 of the Limitations Act. it is my contention that the defendant has concealed, and continues to conceal the unlawfulness of these penalty charges form the claimant and hence, his right of action against them.

 

The claimant further contends that the charges were paid by a mistake and had the claimant known that the charges were unlawful would not have paid them.

 

As you will know these are both relevant matters and negate the effect of Section 5 of the Limitations Act, moving the cause of action from the implementation of the unlawful charges to the moment when the claimant discovered, or reasonably could have discovered, the concealment of those charges and their mistake.

 

The Claimant then has six years from that date to begin proceedings against the Defendant.

 

in passing i would also like to bring to your attention the Courts order of the xx/xx/xx and in particular, item 1. Standard Disclosure.

 

since this claim is listed for the fast track and the party losing will be liable for the other parties costs, would you like to confirm your intent to comply with this particular item before i undertake the time consuming and costly process of preparing my list?

 

it would seem reasonable for both parties to agree a way forward without increasing unnecessarily the others costs if there is not genuine attempt to comply.

 

I thank you for your kind offer and look forward to your response in the near future.

 

HTH

 

Glenn

  • Haha 1

Kick the shAbbey Habit

 

Where were you? Next time please

 

 

Abbey 1st claim -Charges repaid, default removed, interest paid (8% apr) costs paid, Abbey peed off; priceless

Abbey 2nd claim, two Accs - claim issued 30-03-07

Barclaycard - Settled cheque received

Egg 2 accounts ID sent 29/07

Co-op Claim issued 30-03-07

GE Capital (Store Cards) ICO says theyve been naughty

MBNA - Settled in Full

GE Capital (1st National) Settled

Lombard Bank - SAR sent 16.02.07

MBNA are not your friends, they will settle but you need to make sure its on your terms -read here

Glenn Vs MBNA

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