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    • If you are buying a used car – you need to read this survival guide.
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    • Hello,

      On 15/1/24 booked appointment with Big Motoring World (BMW) to view a mini on 17/1/24 at 8pm at their Enfield dealership.  

      Car was dirty and test drive was two circuits of roundabout on entry to the showroom.  Was p/x my car and rushed by sales exec and a manager into buying the mini and a 3yr warranty that night, sale all wrapped up by 10pm.  They strongly advised me taking warranty out on car that age (2017) and confirmed it was honoured at over 500 UK registered garages.

      The next day, 18/1/24 noticed amber engine warning light on dashboard , immediately phoned BMW aftercare team to ask for it to be investigated asap at nearest garage to me. After 15 mins on hold was told only their 5 service centres across the UK can deal with car issues with earliest date for inspection in March ! Said I’m not happy with that given what sales team advised or driving car. Told an amber warning light only advisory so to drive with caution and call back when light goes red.

      I’m not happy to do this, drive the car or with the after care experience (a sign of further stresses to come) so want a refund and to return the car asap.

      Please can you advise what I need to do today to get this done. 
       

      Many thanks 
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    • Housing Association property flooding. https://www.consumeractiongroup.co.uk/topic/438641-housing-association-property-flooding/&do=findComment&comment=5124299
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    • We have finally managed to obtain the transcript of this case.

      The judge's reasoning is very useful and will certainly be helpful in any other cases relating to third-party rights where the customer has contracted with the courier company by using a broker.
      This is generally speaking the problem with using PackLink who are domiciled in Spain and very conveniently out of reach of the British justice system.

      Frankly I don't think that is any accident.

      One of the points that the judge made was that the customers contract with the broker specifically refers to the courier – and it is clear that the courier knows that they are acting for a third party. There is no need to name the third party. They just have to be recognisably part of a class of person – such as a sender or a recipient of the parcel.

      Please note that a recent case against UPS failed on exactly the same issue with the judge held that the Contracts (Rights of Third Parties) Act 1999 did not apply.

      We will be getting that transcript very soon. We will look at it and we will understand how the judge made such catastrophic mistakes. It was a very poor judgement.
      We will be recommending that people do include this adverse judgement in their bundle so that when they go to county court the judge will see both sides and see the arguments against this adverse judgement.
      Also, we will be to demonstrate to the judge that we are fair-minded and that we don't mind bringing everything to the attention of the judge even if it is against our own interests.
      This is good ethical practice.

      It would be very nice if the parcel delivery companies – including EVRi – practised this kind of thing as well.

       

      OT APPROVED, 365MC637, FAROOQ, EVRi, 12.07.23 (BRENT) - J v4.pdf
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Barclays Credit Cards!!!


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Hi all

 

This is my first post on a forum like this! ( so please be gentle with me!! :wink:)

I am in desperate need of advice on my Barclays Credit Card. I have had this card with them since about 2004..i'm not sure if i filled out an application form online or not!

I was never working when i applied for this Card...as i was a full time mum! I have since returned back to work but only part time (16 hrs a week). I have now found my self in a debt of £6300 on this account... they have suspened my account and have threatened to issue me with a default notice under section 87(1) of the CCA 1974 and / or a reduction in your credit limit. (this was on my statement ) I have always paid more or the minimum payment per month but got myself behind and found i was paying a late payment fee(£12). I rung them in August to tell them that i was struggerling to make the minimum payment and they have reduced my monthly repayment plan and the interest, they inform me that if i do not keep to this agreement which will be reviewed in 12 months time they will take further action...

Is there anything else that i can do to reduce the payment further? I have read some of the threads in here and i know i can ask them for a CCA but i dont want to up set the apple cart if that makes any sense! Any help or advice it would be appreciated!

 

Many thanks

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Welcome,

It would be sensible to do a CCA request for this as it started before 2007.

Use template letter provided here.

£1.00 postal order is needed for the fee, do not sign the po and send all recorded delivey.

They have 12days + 2 to respond if they can't provide a CCA or ask for more time use the account in dispute letter

from the library.

Any Letters I Draft are N0T approved by CAG and no personal liability is accepted.

Please Consider making a donation to keep this site running!

Nemo Mortalium Omnibus Horis Sapit: Animo et Fide:

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This might be better in the main debt form to get further advice from the fount of knowledge on here.

Any Letters I Draft are N0T approved by CAG and no personal liability is accepted.

Please Consider making a donation to keep this site running!

Nemo Mortalium Omnibus Horis Sapit: Animo et Fide:

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